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BPRN

Strong BuyFull HouseAPPROVE

Princeton Bancorp, Inc. · Financial Services · United States · $288M · Avg Vol: $1M/d

85
StockRank
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Q
57
V
55
M
71
P/E (TTM)
11.5x
ROE
9.5%
D/E
0.1x
Dividend %
3.1%
AI CONVICTION THESIS

Screen-pass. Princeton Bancorp, Inc.: Q58/V55/M71, every leg clears the 50 floor; corroborated by net insider buying 0.15% of listed shares in 90d; active buyback (1 filing days, 2.66% o/s repurchased). Nothing adverse known: no net insider selling and no negative forward-EPS revision. A light-tier screen-pass, not a high-conviction pick.

COMPANY DESCRIPTION

Princeton Bancorp, Inc. is the holding company for Princeton Bank, a community bank providing commercial and retail banking services in central New Jersey and southeastern Pennsylvania. It benefits from deep local market knowledge, personalized customer service, and strong community ties, fostering client loyalty in its niche geographic region. Princeton Bancorp is a community-focused financial institution serving a prosperous region, emphasizing local relationships and tailored banking solutions.

FINANCIAL SUMMARY (USD)

Year20212022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue72.9M72.2M74.7M84.3M4.9%87.1M88.2M91.6M4.2%
EPS3.374.194.101.572.73-5.1%3.783.863.8618.9%
Shares6.2M6.3M6.9M6.8M+8.3%6.8M
Debt26.8M24.3M22.9M21.2M-7.5%20.5M
Equity219.6M240.2M262.0M270.7M7.2%
Op CF24.0M23.1M14.7M21.5M-3.6%24.9M
Inv CF-26.5M-5.8M-154.1M68.2M
Fin CF-102.9M79.9M106.1M-71.4M
Loading 1Y...
PRICE (1Y)+5.9%
41.1741.7742.3842.9843.59Jul 30Aug 20Sep 10
SMA 50SMA 200

Close
$43.59
RSI (14)
68.5
52W High
$44.01
From 52W High
1.0%

SCORE BREAKDOWN

Quality
57
ROIC (ROA)
1.2%*40.0
ROE
9.5%47.3
GP/Assets
3.8%N/A
Op. Margin
42.4%60.5
FCF/Assets
1.1%N/A
Piotroski
797.1
Int. Cover
50.0
D/E Ratio
0.08xN/A
Current Ratio
bankN/A
Value
55
P/E (TTM)
11.5x59.2
EV/EBITDA
bankN/A
P/FCF
11.8xN/A
P/B
1.1x56.6
P/S
3.4x53.4
Div Yield
3.1%43.3
Momentum
71
52W High %
99%95.3
RS 6M
21%85.5
SMA 50/200
1.13x80.7
EPS Rev 4W
0.0%27.7
EPS Rev 12W
+1.1%57.7
EPS Improve
+1%22.2
Q Growth
929%97.0

FUNDAMENTALS

Market Cap
$288M
P/E (Forward)
11.4x
Gross Margin

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of BPRN are excluded.

TickerCompanyMkt CapStockRankSignal
BPRNPrinceton Bancorp, Inc.(you)$288M85Strong Buy
CFFIC&F Financial Corporation$298M84Strong Buy
HWBKHawthorn Bancshares, Inc.$270M87Strong Buy
FDBCFidelity D & D Bancorp, Inc.$312M90Strong Buy
FRSTPrimis Financial Corp.$397M84Strong Buy
LARKLandmark Bancorp, Inc.$193M85Strong Buy
OPBKOP Bancorp$226M81Strong Buy
CBNAChain Bridge Bancorp, Inc.$300M77Buy
TSBKTimberland Bancorp, Inc.$361M81Strong Buy
NWFLNorwood Financial Corp.$372M81Strong Buy

Peer medians: ROE 9.5% · P/E 13.1x · Gross margin 100.0%

Princeton Bancorp, Inc. (BPRN): Stock Score Summary

Princeton Bancorp, Inc. (BPRN) has a MoatMap StockRank of 85/100 based on Quality (57/100), Value (55/100), and Momentum (71/100) factor scores. The current signal is STRONG BUY. Screen-pass. Princeton Bancorp, Inc.: Q58/V55/M71, every leg clears the 50 floor; corroborated by net insider buying 0.15% of listed shares in 90d; active buyback (1 filing days, 2.66% o/s repurchased). Nothing adverse known: no net insider selling and no negative forward-EPS revision. A light-tier screen-pass, not a high-conviction pick.

Princeton Bancorp, Inc. is the holding company for Princeton Bank, a community bank providing commercial and retail banking services in central New Jersey and southeastern Pennsylvania. It benefits from deep local market knowledge, personalized customer service, and strong community ties, fostering client loyalty in its niche geographic region. Princeton Bancorp is a community-focused financial institution serving a prosperous region, emphasizing local relationships and tailored banking solutions.

Key Financial Metrics

Price$43.59
Market Cap$288M
P/E (TTM)11.52
P/E (Forward)11.37
Price/Book1.06
Return on Equity9.5%
Debt/Equity0.08x
Operating Margin42.4%
Revenue Growth61.9%
Dividend Yield3.1%
Free Cash Flow$24M

Princeton Bancorp, Inc. operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Princeton Bancorp, Inc.’s (BPRN) StockRank?
MoatMap’s StockRank for Princeton Bancorp, Inc. (BPRN) is 85/100, with a Strong Buy signal. It is a composite of Quality (57), Value (55), and Momentum (71) factor ranks across MoatMap’s universe of 25,000+ stocks.
Does Princeton Bancorp, Inc. have an economic moat?
Princeton Bancorp, Inc. (BPRN) has a Quality factor score of 57/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Princeton Bancorp, Inc. a buy, hold, or sell?
MoatMap’s current signal for Princeton Bancorp, Inc. (BPRN) is Strong Buy, based on a StockRank of 85/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is Princeton Bancorp, Inc. in?
Princeton Bancorp, Inc. (BPRN) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).