Unity Bancorp, Inc. (UNTY) — Stock Score Summary

Unity Bancorp, Inc. (UNTY) has a MoatMap StockRank of 56/100 based on Quality (51/100), Value (34/100), and Momentum (55/100) factor scores. The current signal is HOLD. Unity Bancorp is a small community bank. It does not possess a global competitive moat, has no thematic tailwinds, and fails our liquidity and scale requirements for a concentrated global fund.

Unity Bancorp, Inc. operates as the holding company for Unity Bank, a regional bank offering a comprehensive range of financial services to individuals and businesses across its market areas in New Jersey and Pennsylvania. Its competitive moat is established through strong local relationships, a focus on small-to-medium-sized businesses, and personalized customer service that fosters client loyalty. Unity Bancorp functions as a community-oriented financial institution embedded in its local economies.

Key Financial Metrics

Price$53.72
Market Cap$565M
P/E (TTM)9.04
P/E (Forward)8.49
Price/Book1.51
Return on Equity18.3%
Gross Margin0.0%
Operating Margin57.7%
Revenue Growth16.1%
Dividend Yield1.1%

Unity Bancorp, Inc. operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Unity Bancorp, Inc.’s (UNTY) StockRank?
MoatMap’s StockRank for Unity Bancorp, Inc. (UNTY) is 56/100, with a Hold signal. It is a composite of Quality (51), Value (34), and Momentum (55) factor ranks across MoatMap’s 19,000+ stock universe.
Does Unity Bancorp, Inc. have an economic moat?
Unity Bancorp, Inc. (UNTY) has a Quality factor score of 51/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Unity Bancorp, Inc. a buy, hold, or sell?
MoatMap’s current signal for Unity Bancorp, Inc. (UNTY) is Hold, based on a StockRank of 56/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Unity Bancorp, Inc. in?
Unity Bancorp, Inc. (UNTY) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).
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