Company Deep Dive

Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.

Request Deep Dive(50 Feathers)

BWFG

STRONG BUYFLAG

Bankwell Financial Group, Inc. · Financial Services · United States · $496M · Avg Vol: $6M/d

80
StockRank
Get insider-trade alerts
Q
54
V
41
M
79
P/E (TTM)
11.9x
ROE
13.5%
D/E
0.6x
Dividend %
1.3%
AI CONVICTION THESIS

Bankwell Financial has very strong momentum M74 and quality Q54 with a buyback, but value at V42 is below the calibrated floor, and insiders were net sellers, so stage one fails.

COMPANY DESCRIPTION

Bankwell Financial Group, Inc. is the bank holding company for Bankwell Bank, a community bank serving the Fairfield County, Connecticut market with commercial and retail banking services. The bank cultivates strong local relationships and offers personalized banking solutions to high-net-worth individuals and small-to-medium sized businesses in affluent Connecticut communities. Bankwell is a community-oriented bank in prosperous Fairfield County, Connecticut, known for its tailored financial services and deep local market expertise.

FINANCIAL SUMMARY (USD)

Year2022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue97.8M99.3M87.0M108.3M3.5%115.4M124.4M132.9M10.8%
EPS4.844.711.184.49-2.5%4.995.495.6412.1%
Shares7.7M7.9M7.9M7.9M+2.2%8.0M
Debt159.0M159.2M159.5M179.7M4.2%132.8M
Equity238.5M265.8M270.5M301.5M8.1%
Op CF82.7M31.9M29.9M28.3M-30.1%32.1M
Inv CF-811.2M-48.3M-34.0M-165.2M
Fin CF739.5M-70.1M42.4M54.3M
Loading 1Y...
PRICE (1Y)+15.7%
54.7457.1559.5661.9664.37Jun 12Jul 7Jul 27
SMA 50SMA 200
Close
$64.37
RSI (14)
75.5
52W High
$64.61
From 52W High
1.0%

SCORE BREAKDOWN

Quality
54
ROIC (ROA)
1.2%*43.1
ROE
13.5%69.0
GP/Assets
3.4%N/A
Op. Margin
47.7%69.0
FCF/Assets
0.9%N/A
Piotroski
444.0
Int. Cover
50.0
D/E Ratio
0.60xN/A
Current Ratio
bankN/A
Value
41
P/E (TTM)
11.9x59.1
EV/EBITDA
bankN/A
P/FCF
16.2xN/A
P/B
1.5x34.9
P/S
4.1x45.5
Div Yield
1.3%11.8
Momentum
79
52W High %
100%95.5
RS 6M
29%94.1
SMA 50/200
1.14x84.7
EPS Rev 4W
0.0%69.8
EPS Rev 12W
+0.6%64.0
EPS Improve
+12%36.0
Q Growth
64%78.7

FUNDAMENTALS

Market Cap
$496M
P/E (Forward)
10.7x
Gross Margin

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of BWFG are excluded.

TickerCompanyMkt CapStockRankSignal
BWFGBankwell Financial Group, Inc.(you)$496M80STRONG BUY
HBCPHome Bancorp, Inc.$552M80STRONG BUY
PLBCPlumas Bancorp$427M79BUY
FBIZFirst Business Financial Services, Inc.$562M82STRONG BUY
COFSChoiceOne Financial Services, Inc.$489M85STRONG BUY
OBTOrange County Bancorp, Inc.$505M75BUY
CBNKCapital Bancorp, Inc.$588M78BUY
ACNBACNB Corporation$634M82STRONG BUY
WTBAWest Bancorporation, Inc.$464M85STRONG BUY
GCBCGreene County Bancorp, Inc.$562M76BUY

Peer medians: ROE 9.4% · P/E 13.9x · Gross margin 100.0%

Bankwell Financial Group, Inc. (BWFG) — Stock Score Summary

Bankwell Financial Group, Inc. (BWFG) has a MoatMap StockRank of 80/100 based on Quality (54/100), Value (41/100), and Momentum (79/100) factor scores. The current signal is STRONG BUY. Bankwell Financial has very strong momentum M74 and quality Q54 with a buyback, but value at V42 is below the calibrated floor, and insiders were net sellers, so stage one fails.

Bankwell Financial Group, Inc. is the bank holding company for Bankwell Bank, a community bank serving the Fairfield County, Connecticut market with commercial and retail banking services. The bank cultivates strong local relationships and offers personalized banking solutions to high-net-worth individuals and small-to-medium sized businesses in affluent Connecticut communities. Bankwell is a community-oriented bank in prosperous Fairfield County, Connecticut, known for its tailored financial services and deep local market expertise.

Key Financial Metrics

Price$64.37
Market Cap$496M
P/E (TTM)11.95
P/E (Forward)10.66
Price/Book1.49
Return on Equity13.5%
Debt/Equity0.60x
Operating Margin47.7%
Revenue Growth35.3%
Dividend Yield1.3%
Free Cash Flow$31M

Bankwell Financial Group, Inc. operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Bankwell Financial Group, Inc.’s (BWFG) StockRank?
MoatMap’s StockRank for Bankwell Financial Group, Inc. (BWFG) is 80/100, with a Strong Buy signal. It is a composite of Quality (54), Value (41), and Momentum (79) factor ranks across MoatMap’s 20,000+ stock universe.
Does Bankwell Financial Group, Inc. have an economic moat?
Bankwell Financial Group, Inc. (BWFG) has a Quality factor score of 54/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Bankwell Financial Group, Inc. a buy, hold, or sell?
MoatMap’s current signal for Bankwell Financial Group, Inc. (BWFG) is Strong Buy, based on a StockRank of 80/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Bankwell Financial Group, Inc. in?
Bankwell Financial Group, Inc. (BWFG) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).