BWFG

BuyPremium GrowerAI neutral

Bankwell Financial Group, Inc. · Financial Services · United States · $536M cap · $4.4M/day traded

$67.22 +0.0% · close 26 Oct · scored 27 Oct

Premium Grower: Strong business with the market behind it, priced at a premium.

74
StockRank
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Report expected 29 Oct: the next-year EPS estimate has risen 6.1% over the last 14 weeks.

Quality
57
Value
36
Momentum
77

As of 27 Oct 2026, MoatMap's StockRank for Bankwell Financial Group, Inc. (BWFG) is 74/100, ranked against 24,000+ stocks in 35 markets (Quality 57, Value 36, Momentum 77, each scored against its sector).

Does StockRank work? Each month we publish how every decile did, whichever way it went. See the record →

P/E (TTM)
12.5x
peers 13.0x
ROE
14.1%
peers 9.6%
D/E
0.6x
peers 0.3x
Dividend %
1.2%
trailing yield
AI CONVICTION THESIS

Bankwell Financial is a Connecticut commercial bank holding company. It reported strong loan growth in Q2 2026, and insiders were modest net buyers over 90 days. It is a small regional bank focused on commercial and real estate lending, with no distinctive moat.

The ranks quoted here are from the day it was written; today's Quality, Value and Momentum are the bars above.

ABOUT BANKWELL FINANCIAL GROUP, INC.

Read

Bankwell Financial Group, Inc. is the bank holding company for Bankwell Bank, a community bank serving the Fairfield County, Connecticut market with commercial and retail banking services. The bank cultivates strong local relationships and offers personalized banking solutions to high-net-worth individuals and small-to-medium sized businesses in affluent Connecticut communities. Bankwell is a community-oriented bank in prosperous Fairfield County, Connecticut, known for its tailored financial services and deep local market expertise.

FINANCIAL SUMMARY (USD)

Year2022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue97.8M99.3M87.0M108.3M3.5%120.6M129.6M138.0M12.9%
EPS4.844.711.184.49-2.5%5.385.835.9915.5%
Shares7.7M7.9M7.9M7.9M+2.2%8.0M———
Debt159.0M159.2M159.5M179.7M4.2%103.1M———
Equity238.5M265.8M270.5M301.5M8.1%————
Op CF82.7M31.9M29.9M28.3M-30.1%35.8M———
Inv CF-811.2M-48.3M-34.0M-165.2M—————
Fin CF739.5M-70.1M42.4M54.3M—————
Loading 1Y...
PRICE (1Y) · USD-0.4%
64.765.466.166.867.515 Sep6 Oct26 Oct
SMA 50SMA 200

Price checkIn an uptrendExperimental

Above its 200-day average and 3% below its 52-week high.

SwingsCalm

Calmer than 84% of stocks we rank over the past year (24% a year).

How this is worked out

StockRank judges the business. The price check reads only the chart: it is the price side of the Momentum score, in words.

The rules: Still falling is a new 52-week low in the last two weeks, at least 25% below the high. Finding a floor is no new low since. Turning up is 20 or more trading days without a new low, at least 10% off it, and back above a rising 50-day average. In an uptrend is above the 200-day average and within 15% of the high.

In 2,112 US drawdowns since 2001, buying while the price was still falling was followed by a further 20% drop 42% of the time. Waiting for a turn like this one cut that to 33%, at about 7% higher prices and with no better returns. Part of that cut is simply not buying: 13% of falls never turned, and waiting kept those out. Among turns that were bought, 38% still fell another 20%, and 33% of turns were followed by a new low within six months. The benefit was largest in crashes such as 2008 and 2020.

What it measures: day-to-day price moves over the past year, as a yearly figure, ranked against every stock we cover. Very calm under 20% a year, Calm 20 to 30%, Average 30 to 40%, Bumpy 40 to 55%, Very bumpy above that.

What we found: across about 13,500 stocks in 34 markets (2002 to 2025), past swings were a good guide to the next year's, and bumpier stocks fell further. How much further changed too much between eras to put a number on it.

Calm is not safe: a calm stock can still slide steadily.

Rules fixed before any data was fetched. Describes the chart, not a recommendation.

Close
$67.22
RSI (14)
59.3
52-Week Range-3.1% from high
Low $41.85High $69.38

SCORE BREAKDOWN

Quality
57
ROIC (ROA)
1.3%*46.0
ROE
14.1%70.3
GP/Assets
3.6%N/A
Op. Margin
53.3%78.1
FCF/Assets
1.0%N/A
Piotroski
446.0
Int. Cover
—50.0
D/E Ratio
0.60xN/A
Current Ratio
bankN/A
Value
36
P/E (TTM)
12.5x48.3
EV/EBITDA
bankN/A
P/FCF
15.5xN/A
P/B
1.6x34.6
P/S
4.4x31.2
Div Yield
1.2%15.4
Momentum
77
52W High %
97%87.5
RS 6M
24%91.4
SMA 50/200
1.18x92.5
EPS Rev 4W
+0.3%69.0
EPS Rev 12W
+6.1%85.7
EPS Improve
+10%35.8
Q Growth
36%67.6

FUNDAMENTALS

Market Cap
$536M
P/E (Forward)
11.3x
Gross Margin
—

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of BWFG are excluded.

TickerCompanyMkt CapStockRankSignal
BWFGBankwell Financial Group, Inc.(you)$536M74Buy
WTBAWest Bancorporation, Inc.$519M76Buy
UNTYUnity Bancorp, Inc.$585M74Buy
BSVNBank7 Corp.$558M77Buy
COFSChoiceOne Financial Services, Inc.$512M78Buy
TCBXThird Coast Bancshares, Inc.$663M74Buy
FRBAFirst Bank$480M78Buy
OBTOrange County Bancorp, Inc.$514M70Buy
BHBBar Harbor Bankshares$678M76Buy
CZNCCitizens & Northern Corporation$498M79Buy

Peer medians: ROE 9.6% · P/E 13.0x · Gross margin 75.4%

Company Deep Dive

Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.

Request Deep Dive(50 Feathers)

Bankwell Financial Group, Inc. (BWFG): Stock Score Summary

Bankwell Financial Group, Inc. (BWFG) has a MoatMap StockRank of 74/100 based on Quality (57/100), Value (36/100), and Momentum (77/100) factor scores. The current signal is BUY. Bankwell Financial is a Connecticut commercial bank holding company. It reported strong loan growth in Q2 2026, and insiders were modest net buyers over 90 days. It is a small regional bank focused on commercial and real estate lending, with no distinctive moat.

Bankwell Financial Group, Inc. is the bank holding company for Bankwell Bank, a community bank serving the Fairfield County, Connecticut market with commercial and retail banking services. The bank cultivates strong local relationships and offers personalized banking solutions to high-net-worth individuals and small-to-medium sized businesses in affluent Connecticut communities. Bankwell is a community-oriented bank in prosperous Fairfield County, Connecticut, known for its tailored financial services and deep local market expertise.

Key Financial Metrics

Price$67.22
Market Cap$536M
P/E (TTM)12.49
P/E (Forward)11.33
Price/Book1.61
Return on Equity14.1%
Debt/Equity0.60x
Operating Margin53.3%
Revenue Growth19.7%
Dividend Yield1.2%
Free Cash Flow$34M

Bankwell Financial Group, Inc. operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Bankwell Financial Group, Inc.’s (BWFG) StockRank?
MoatMap’s StockRank for Bankwell Financial Group, Inc. (BWFG) is 74/100, with a Buy signal. It is a composite of Quality (57), Value (36), and Momentum (77), each scored against its sector. The composite is then ranked across MoatMap’s universe of 24,000+ stocks.
Does Bankwell Financial Group, Inc. have an economic moat?
Bankwell Financial Group, Inc. (BWFG) has a Quality factor score of 57/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Bankwell Financial Group, Inc. a buy, hold, or sell?
MoatMap’s current signal for Bankwell Financial Group, Inc. (BWFG) is Buy, based on a StockRank of 74/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is Bankwell Financial Group, Inc. in?
Bankwell Financial Group, Inc. (BWFG) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).