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BWFG

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Bankwell Financial Group, Inc. · Financial Services · United States · $531M · Avg Vol: $4M/d

70
StockRank
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Q
56
V
38
M
71
P/E (TTM)
12.5x
ROE
14.1%
D/E
0.6x
Dividend %
1.2%
Dir. Trades · 180d
+$1.6M · −$626.5K →
Buybacks · 180d
$1.5M →
AI CONVICTION THESIS

Bankwell Financial has very strong momentum M74 and quality Q54 with a buyback, but value at V42 is below the calibrated floor, and insiders were net sellers, so stage one fails.

COMPANY DESCRIPTION

Bankwell Financial Group, Inc. is the bank holding company for Bankwell Bank, a community bank serving the Fairfield County, Connecticut market with commercial and retail banking services. The bank cultivates strong local relationships and offers personalized banking solutions to high-net-worth individuals and small-to-medium sized businesses in affluent Connecticut communities. Bankwell is a community-oriented bank in prosperous Fairfield County, Connecticut, known for its tailored financial services and deep local market expertise.

FINANCIAL SUMMARY (USD)

Year2022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue97.8M99.3M87.0M108.3M3.5%120.6M130.0M138.5M13.1%
EPS4.844.711.184.49-2.5%5.395.825.9715.3%
Shares7.7M7.9M7.9M7.9M+2.2%8.0M———
Debt159.0M159.2M159.5M179.7M4.2%103.1M———
Equity238.5M265.8M270.5M301.5M8.1%————
Op CF82.7M31.9M29.9M28.3M-30.1%35.8M———
Inv CF-811.2M-48.3M-34.0M-165.2M—————
Fin CF739.5M-70.1M42.4M54.3M—————
Loading 1Y...
PRICE (1Y)-2.0%
65.4666.1366.8167.4868.15Jul 29Aug 19Sep 9
SMA 50SMA 200

Close
$66.71
RSI (14)
57.2
52W High
$69.38
From 52W High
1.0%

SCORE BREAKDOWN

Quality
56
ROIC (ROA)
1.3%*44.4
ROE
14.1%71.4
GP/Assets
3.6%N/A
Op. Margin
53.3%73.4
FCF/Assets
0.9%N/A
Piotroski
446.2
Int. Cover
—50.0
D/E Ratio
0.60xN/A
Current Ratio
bankN/A
Value
38
P/E (TTM)
12.5x52.7
EV/EBITDA
bankN/A
P/FCF
17.4xN/A
P/B
1.6x33.7
P/S
4.5x39.1
Div Yield
1.2%12.8
Momentum
71
52W High %
96%80.8
RS 6M
30%92.5
SMA 50/200
1.21x93.8
EPS Rev 4W
0.0%27.7
EPS Rev 12W
+5.8%86.4
EPS Improve
+10%34.7
Q Growth
36%66.1

FUNDAMENTALS

Market Cap
$531M
P/E (Forward)
11.4x
Gross Margin
—

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of BWFG are excluded.

TickerCompanyMkt CapStockRankSignal
BWFGBankwell Financial Group, Inc.(you)$531M70Buy
WTBAWest Bancorporation, Inc.$485M70Buy
CIVBCivista Bancshares, Inc.$571M73Buy
OBTOrange County Bancorp, Inc.$511M67Buy
PLBCPlumas Bancorp$430M71Buy
HIFSHingham Institution for Savings$650M72Buy
CBNKCapital Bancorp, Inc.$595M74Buy
NRIMNorthrim BanCorp, Inc.$571M65Buy
RCBCRiver City Bank$712M70Buy
COFSChoiceOne Financial Services, Inc.$499M76Buy

Peer medians: ROE 9.5% · P/E 13.1x · Gross margin 100.0%

Bankwell Financial Group, Inc. (BWFG): Stock Score Summary

Bankwell Financial Group, Inc. (BWFG) has a MoatMap StockRank of 70/100 based on Quality (56/100), Value (38/100), and Momentum (71/100) factor scores. The current signal is BUY. Bankwell Financial has very strong momentum M74 and quality Q54 with a buyback, but value at V42 is below the calibrated floor, and insiders were net sellers, so stage one fails.

Bankwell Financial Group, Inc. is the bank holding company for Bankwell Bank, a community bank serving the Fairfield County, Connecticut market with commercial and retail banking services. The bank cultivates strong local relationships and offers personalized banking solutions to high-net-worth individuals and small-to-medium sized businesses in affluent Connecticut communities. Bankwell is a community-oriented bank in prosperous Fairfield County, Connecticut, known for its tailored financial services and deep local market expertise.

Key Financial Metrics

Price$66.71
Market Cap$531M
P/E (TTM)12.50
P/E (Forward)11.39
Price/Book1.62
Return on Equity14.1%
Debt/Equity0.60x
Operating Margin53.3%
Revenue Growth19.7%
Dividend Yield1.2%
Free Cash Flow$31M

Bankwell Financial Group, Inc. operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Bankwell Financial Group, Inc.’s (BWFG) StockRank?
MoatMap’s StockRank for Bankwell Financial Group, Inc. (BWFG) is 70/100, with a Buy signal. It is a composite of Quality (56), Value (38), and Momentum (71) factor ranks across MoatMap’s universe of 25,000+ stocks.
Does Bankwell Financial Group, Inc. have an economic moat?
Bankwell Financial Group, Inc. (BWFG) has a Quality factor score of 56/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Bankwell Financial Group, Inc. a buy, hold, or sell?
MoatMap’s current signal for Bankwell Financial Group, Inc. (BWFG) is Buy, based on a StockRank of 70/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is Bankwell Financial Group, Inc. in?
Bankwell Financial Group, Inc. (BWFG) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).
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