Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
WTFC
HOLDWintrust Financial Corporation · Financial Services · United States · $10.7B · Avg Vol: $104M/d
COMPANY DESCRIPTION
Wintrust Financial Corporation is a financial holding company operating numerous community banks, offering comprehensive commercial and retail banking services. The company's strength lies in its strong regional focus within the greater Chicago metropolitan area and surrounding communities, fostering deep client relationships. Wintrust operates a distinctive model of individualized community banks, balancing personalized service with the resources of a larger entity.
FINANCIAL SUMMARY (USD)
| Year | 2021 | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | — | 2.0B | 2.3B | 2.5B | 2.7B | 11.7% | 2.7B | 3.0B | 3.2B | 7.6% |
| EPS | 7.69 | 8.14 | 9.72 | 10.47 | 11.57 | 10.8% | 11.89 | 12.98 | 13.68 | 8.8% |
| Shares | — | 60.8M | 61.2M | 66.5M | 67.0M | +10.2% | 67.4M | — | — | — |
| Debt | — | 3.6B | 3.6B | 4.2B | 4.5B | 7.7% | 4.5B | — | — | — |
| Equity | — | 4.8B | 5.4B | 6.3B | 7.3B | 14.8% | — | — | — | — |
| Op CF | — | 1.4B | 744.4M | 721.6M | 910.3M | -12.8% | 1.7B | — | — | — |
| Inv CF | — | -3.5B | -3.2B | -5.9B | -6.2B | — | — | — | — | — |
| Fin CF | — | 2.2B | 2.4B | 5.3B | 5.3B | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of WTFC are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| WTFC | Wintrust Financial Corporation(you) | $10.7B | 59 | HOLD |
| ONB | Old National Bancorp | $10.1B | 60 | HOLD |
| FHN | First Horizon Corporation | $12.1B | 58 | HOLD |
| PB | Prosperity Bancshares, Inc. | $8.8B | 62 | HOLD |
| BOKF | BOK Financial Corporation | $8.6B | 63 | HOLD |
| COLB | Columbia Banking System, Inc. | $8.8B | 64 | HOLD |
| SSB | SouthState Bank Corporation | $10.3B | 69 | BUY |
| CFR | Cullen/Frost Bankers, Inc. | $10.3B | 73 | BUY |
| WAL | Western Alliance Bancorporation | $9.1B | 47 | HOLD |
| CBSH | Commerce Bancshares, Inc. | $8.5B | 69 | BUY |
Peer medians: ROE 9.4% · P/E 13.9x · Gross margin 100.0%