What is Bogota Financial Corp.'s (BSBK) StockRank?

MoatMap's StockRank for Bogota Financial Corp. (BSBK) is 43/100, with a Hold signal. This is a composite score combining Quality (40), Value (34), and Momentum (63) factor ranks across MoatMap's universe of 25,000+ stocks.

Does Bogota Financial Corp. have an economic moat?

Bogota Financial Corp. (BSBK) has a Quality factor score of 40/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the financial characteristics of a moated business.

Is Bogota Financial Corp. a buy, hold, or sell?

MoatMap's current signal for Bogota Financial Corp. (BSBK) is Hold, based on a StockRank of 43/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.

What sector is Bogota Financial Corp. in?

Bogota Financial Corp. (BSBK) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).

Company Deep Dive

Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.

Request Deep Dive(50 Feathers)

BSBK

HoldHot Air

Bogota Financial Corp. · Financial Services · United States · $118M · Avg Vol: $98K/d

StockRank

Get insider-trade alerts

P/E (TTM)

43.7x

ROE

1.8%

D/E

0.7x

Dividend %

—

COMPANY DESCRIPTION

Bogota Financial Corp. operates as the bank holding company for Bogota Savings Bank that provides banking products and services in the United States. It offers deposit accounts, including demand accounts, savings accounts, money market accounts, and certificate of deposit accounts.

FINANCIAL SUMMARY (USD)

Year	2022	2023	2024	2025	CAGR	TTM
Revenue	24.2M	16.1M	11.9M	17.2M	-10.7%	18.0M
EPS	0.51	0.05	-0.17	0.17	-30.7%	0.21
Shares	13.7M	12.9M	12.7M	12.6M	-8.2%	12.8M
Debt	102.3M	167.7M	183.0M	103.8M	0.5%	151.8M
Equity	139.7M	137.2M	137.3M	140.9M	0.3%	—
Op CF	10.9M	1.4M	-2.6M	3.2M	-33.4%	4.4M
Inv CF	-210.7M	21.5M	10.1M	50.1M	—	—
Fin CF	111.6M	-14.9M	19.7M	-69.9M	—	—

Loading 1Y...

PRICE (1Y)+3.5%

SMA 50SMA 200

$9.17

RSI (14)

47.1

52W High

$9.55

From 52W High

1.0%

SCORE BREAKDOWN

Quality

ROIC (ROA)

0.3%*17.8

ROE

1.8%14.6

GP/Assets

2.0%N/A

Op. Margin

20.7%37.1

FCF/Assets

0.3%N/A

Piotroski

797.1

Int. Cover

—50.0

D/E Ratio

0.74xN/A

Current Ratio

bankN/A

Value

P/E (TTM)

43.7x7.6

EV/EBITDA

bankN/A

P/FCF

37.7xN/A

P/B

0.8x79.8

P/S

6.5x25.3

Div Yield

—N/A

Momentum

52W High %

96%80.2

RS 6M

-4%45.1

SMA 50/200

1.05x56.9

EPS Rev 4W

0.0%27.7

EPS Rev 12W

—N/A

EPS Improve

+67%78.4

Q Growth

233%91.6

FUNDAMENTALS

Market Cap

$118M

P/E (Forward)

26.2x

Gross Margin

—

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of BSBK are excluded.

Ticker	Company	Mkt Cap	StockRank	Signal
BSBK	Bogota Financial Corp.(you)	$118M	43	Hold
FDSB	Fifth District Bancorp, Inc.	$96M	46	Hold
BYFC	Broadway Financial Corporation	$114M	52	Hold
CBFV	CB Financial Services, Inc.	$191M	42	Hold
NSTS	NSTS Bancorp, Inc.	$69M	42	Hold
FSEA	First Seacoast Bancorp, Inc.	$81M	49	Hold
FBLA	FB Bancorp, Inc.	$229M	45	Hold
WSBK	Winchester Bancorp, Inc.	$116M	28	Sell
PROV	Provident Financial Holdings, Inc.	$115M	59	Hold
PBHC	Pathfinder Bancorp, Inc.	$101M	56	Hold

Peer medians: ROE 9.5% · P/E 13.1x · Gross margin 100.0%

Bogota Financial Corp. (BSBK): Stock Score Summary

Bogota Financial Corp. (BSBK) has a MoatMap StockRank of 43/100 based on Quality (40/100), Value (34/100), and Momentum (63/100) factor scores. The current signal is HOLD.

Key Financial Metrics

Price	$9.17
Market Cap	$118M
P/E (TTM)	43.69
P/E (Forward)	26.21
Price/Book	0.80
Return on Equity	1.8%
Debt/Equity	0.74x
Operating Margin	20.7%
Revenue Growth	11.8%
Free Cash Flow	$3M

Bogota Financial Corp. operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Bogota Financial Corp.’s (BSBK) StockRank?: MoatMap’s StockRank for Bogota Financial Corp. (BSBK) is 43/100, with a Hold signal. It is a composite of Quality (40), Value (34), and Momentum (63) factor ranks across MoatMap’s universe of 25,000+ stocks.
Does Bogota Financial Corp. have an economic moat?: Bogota Financial Corp. (BSBK) has a Quality factor score of 40/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Bogota Financial Corp. a buy, hold, or sell?: MoatMap’s current signal for Bogota Financial Corp. (BSBK) is Hold, based on a StockRank of 43/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is Bogota Financial Corp. in?: Bogota Financial Corp. (BSBK) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).