Finward Bancorp (FNWD) — Stock Score Summary

Finward Bancorp (FNWD) has a MoatMap StockRank of 24/100 based on Quality (32/100), Value (38/100), and Momentum (41/100) factor scores. The current signal is SELL. Finward Bancorp is a small regional bank lacking competitive advantages or scale. It fails to align with any of our high-conviction macro themes and faces structural headwinds from deposit beta pressure.

Finward Bancorp is a bank holding company operating through its subsidiary Peoples Bank, providing comprehensive community banking services, including commercial and retail banking, mortgage lending, and wealth management. Serving Northwest Indiana and Northeast Illinois, the company builds a competitive moat through strong local relationships and personalized customer service, differentiating itself from larger regional banks. Its deep understanding of the local economy supports its stable market position.

Key Financial Metrics

Price$33.13
Market Cap$143M
P/E (TTM)14.27
P/E (Forward)10.49
Price/Book0.82
Return on Equity6.1%
Gross Margin0.0%
Operating Margin17.5%
Revenue Growth15.5%
Dividend Yield1.5%

Finward Bancorp operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Finward Bancorp’s (FNWD) StockRank?
MoatMap’s StockRank for Finward Bancorp (FNWD) is 24/100, with a Sell signal. It is a composite of Quality (32), Value (38), and Momentum (41) factor ranks across MoatMap’s 19,000+ stock universe.
Does Finward Bancorp have an economic moat?
Finward Bancorp (FNWD) has a Quality factor score of 32/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Finward Bancorp a buy, hold, or sell?
MoatMap’s current signal for Finward Bancorp (FNWD) is Sell, based on a StockRank of 24/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Finward Bancorp in?
Finward Bancorp (FNWD) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).
Browse all ranked stocksFNWD deep dive reportAI ChampionsHow we score stocksSense-check another stock