Company Deep Dive

Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.

Request Deep Dive(50 Feathers)

RVSB

SELL

Riverview Bancorp, Inc. · Financial Services · United States · $107M · Avg Vol: $883K/d

32
StockRank
Get insider-trade alerts
Q
21
V
47
M
55
P/E (TTM)
ROE
-2.8%
D/E
0.3x
Dividend %
1.5%

COMPANY DESCRIPTION

Riverview Bancorp, Inc. is the holding company for Riverview Community Bank, offering comprehensive financial services to individuals and businesses in Southwest Washington and the Portland, Oregon metropolitan area. Its competitive moat is derived from a strong community banking model, fostering deep local relationships and delivering personalized service within its specific geographic markets. The bank leverages its regional focus to maintain a loyal customer base and support local economic growth.

FINANCIAL SUMMARY (USD)

Year20222023202420252026CAGRTTM2027E2028EFwd CAGR
Revenue63.8M48.3M50.6M43.1M-12.3%41.8M61.7M66.8M24.5%
EPS0.980.840.180.23-0.21-38.3%-0.21
Shares21.2M21.1M21.0M20.6M-3.1%20.3M
Debt152.9M117.5M105.6M45.3M-33.3%49.1M
Equity155.2M155.6M160.0M145.6M-2.1%
Op CF13.6M12.8M8.3M12.0M-3.9%12.0M
Inv CF-76.2M63.6M13.3M118.3M
Fin CF-156.7M-74.7M-15.8M-42.9M
Loading 1Y...
PRICE (1Y)-11.0%
5.255.435.625.805.98Jun 12Jul 7Jul 27
SMA 50SMA 200
Close
$5.32
RSI (14)
51.7
52W High
$6.20
From 52W High
0.9%

SCORE BREAKDOWN

Quality
21
ROIC (ROA)
-0.3%*11.7
ROE
-2.8%8.0
GP/Assets
2.9%N/A
Op. Margin
-658.0%0.9
FCF/Assets
0.8%N/A
Piotroski
444.0
Int. Cover
50.0
D/E Ratio
0.31xN/A
Current Ratio
bankN/A
Value
47
P/E (TTM)
N/A
EV/EBITDA
bankN/A
P/FCF
9.5xN/A
P/B
0.7x83.3
P/S
2.5x68.9
Div Yield
1.5%13.6
Momentum
55
52W High %
86%32.3
RS 6M
-4%48.0
SMA 50/200
1.03x53.0
EPS Rev 4W
0.0%69.8
EPS Rev 12W
+17.6%96.7
EPS Improve
+290%95.0
Q Growth
N/A

FUNDAMENTALS

Market Cap
$107M
P/E (Forward)
13.1x
Gross Margin

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of RVSB are excluded.

TickerCompanyMkt CapStockRankSignal
RVSBRiverview Bancorp, Inc.(you)$107M32SELL
FNWBFirst Northwest Bancorp$114M36HOLD
PBHCPathfinder Bancorp, Inc.$99M37HOLD
BSBKBogota Financial Corp.$116M37HOLD
SSBISummit State Bank$89M37HOLD
FGBIFirst Guaranty Bancshares, Inc.$153M25SELL
SFBCSound Financial Bancorp, Inc.$107M46HOLD
PROVProvident Financial Holdings, Inc.$108M46HOLD
FINWFinWise Bancorp$209M31SELL
BYFCBroadway Financial Corporation$95M45HOLD

Peer medians: ROE 9.5% · P/E 13.9x · Gross margin 100.0%

Riverview Bancorp, Inc. (RVSB) — Stock Score Summary

Riverview Bancorp, Inc. (RVSB) has a MoatMap StockRank of 32/100 based on Quality (21/100), Value (47/100), and Momentum (55/100) factor scores. The current signal is SELL.

Riverview Bancorp, Inc. is the holding company for Riverview Community Bank, offering comprehensive financial services to individuals and businesses in Southwest Washington and the Portland, Oregon metropolitan area. Its competitive moat is derived from a strong community banking model, fostering deep local relationships and delivering personalized service within its specific geographic markets. The bank leverages its regional focus to maintain a loyal customer base and support local economic growth.

Key Financial Metrics

Price$5.32
Market Cap$107M
P/E (Forward)13.13
Price/Book0.74
Return on Equity-2.8%
Debt/Equity0.31x
Operating Margin-658.0%
Revenue Growth-88.4%
Dividend Yield1.5%
Free Cash Flow$11M

Riverview Bancorp, Inc. operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Riverview Bancorp, Inc.’s (RVSB) StockRank?
MoatMap’s StockRank for Riverview Bancorp, Inc. (RVSB) is 32/100, with a Sell signal. It is a composite of Quality (21), Value (47), and Momentum (55) factor ranks across MoatMap’s 20,000+ stock universe.
Does Riverview Bancorp, Inc. have an economic moat?
Riverview Bancorp, Inc. (RVSB) has a Quality factor score of 21/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Riverview Bancorp, Inc. a buy, hold, or sell?
MoatMap’s current signal for Riverview Bancorp, Inc. (RVSB) is Sell, based on a StockRank of 32/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Riverview Bancorp, Inc. in?
Riverview Bancorp, Inc. (RVSB) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).