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RVSB

SellSinker

Riverview Bancorp, Inc. · Financial Services · United States · $103M · Avg Vol: $280K/d

28
StockRank
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Q
26
V
48
M
43
P/E (TTM)
ROE
-2.5%
D/E
0.3x
Dividend %
1.5%

COMPANY DESCRIPTION

Riverview Bancorp, Inc. is the holding company for Riverview Community Bank, offering comprehensive financial services to individuals and businesses in Southwest Washington and the Portland, Oregon metropolitan area. Its competitive moat is derived from a strong community banking model, fostering deep local relationships and delivering personalized service within its specific geographic markets. The bank leverages its regional focus to maintain a loyal customer base and support local economic growth.

FINANCIAL SUMMARY (USD)

Year20222023202420252026CAGRTTM2027E2028EFwd CAGR
Revenue63.8M48.3M50.6M43.1M-12.3%43.6M61.0M64.0M21.9%
EPS0.980.840.180.23-0.21-38.3%-0.19
Shares21.2M21.1M21.0M20.6M-3.1%20.0M
Debt152.9M117.5M105.6M45.3M-33.3%48.8M
Equity155.2M155.6M160.0M145.6M-2.1%
Op CF13.6M12.8M8.3M12.0M-3.9%14.8M
Inv CF-76.2M63.6M13.3M118.3M
Fin CF-156.7M-74.7M-15.8M-42.9M
Loading 1Y...
PRICE (1Y)+0.6%
5.095.195.285.375.47Jul 30Aug 20Sep 10
SMA 50SMA 200

Close
$5.32
RSI (14)
70.8
52W High
$6.20
From 52W High
0.9%

SCORE BREAKDOWN

Quality
26
ROIC (ROA)
-0.3%*12.6
ROE
-2.5%8.5
GP/Assets
3.0%N/A
Op. Margin
15.6%32.1
FCF/Assets
0.8%N/A
Piotroski
446.2
Int. Cover
50.0
D/E Ratio
0.31xN/A
Current Ratio
bankN/A
Value
48
P/E (TTM)
N/A
EV/EBITDA
bankN/A
P/FCF
9.1xN/A
P/B
0.7x83.1
P/S
2.4x69.0
Div Yield
1.5%17.4
Momentum
43
52W High %
86%35.8
RS 6M
-10%34.3
SMA 50/200
0.99x27.8
EPS Rev 4W
0.0%27.7
EPS Rev 12W
-7.5%8.7
EPS Improve
+295%94.9
Q Growth
38%67.2

FUNDAMENTALS

Market Cap
$103M
P/E (Forward)
14.4x
Gross Margin

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of RVSB are excluded.

TickerCompanyMkt CapStockRankSignal
RVSBRiverview Bancorp, Inc.(you)$103M28Sell
WSBKWinchester Bancorp, Inc.$116M28Sell
FNWBFirst Northwest Bancorp$108M23Sell
SRBKSR Bancorp, Inc.$142M31Sell
CLSTCatalyst Bancorp, Inc.$71M31Sell
BCBPBCB Bancorp, Inc.$156M21Sell
BAFNBayFirst Financial Corp.$178M24Sell
SSBISummit State Bank$87M16Strong Sell
HYNEHoyne Bancorp, Inc.$134M17Strong Sell
BSBKBogota Financial Corp.$118M43Hold

Peer medians: ROE 9.5% · P/E 13.1x · Gross margin 100.0%

Riverview Bancorp, Inc. (RVSB): Stock Score Summary

Riverview Bancorp, Inc. (RVSB) has a MoatMap StockRank of 28/100 based on Quality (26/100), Value (48/100), and Momentum (43/100) factor scores. The current signal is SELL.

Riverview Bancorp, Inc. is the holding company for Riverview Community Bank, offering comprehensive financial services to individuals and businesses in Southwest Washington and the Portland, Oregon metropolitan area. Its competitive moat is derived from a strong community banking model, fostering deep local relationships and delivering personalized service within its specific geographic markets. The bank leverages its regional focus to maintain a loyal customer base and support local economic growth.

Key Financial Metrics

Price$5.32
Market Cap$103M
P/E (Forward)14.38
Price/Book0.74
Return on Equity-2.5%
Debt/Equity0.31x
Operating Margin15.6%
Revenue Growth13.2%
Dividend Yield1.5%
Free Cash Flow$11M

Riverview Bancorp, Inc. operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Riverview Bancorp, Inc.’s (RVSB) StockRank?
MoatMap’s StockRank for Riverview Bancorp, Inc. (RVSB) is 28/100, with a Sell signal. It is a composite of Quality (26), Value (48), and Momentum (43) factor ranks across MoatMap’s universe of 25,000+ stocks.
Does Riverview Bancorp, Inc. have an economic moat?
Riverview Bancorp, Inc. (RVSB) has a Quality factor score of 26/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Riverview Bancorp, Inc. a buy, hold, or sell?
MoatMap’s current signal for Riverview Bancorp, Inc. (RVSB) is Sell, based on a StockRank of 28/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is Riverview Bancorp, Inc. in?
Riverview Bancorp, Inc. (RVSB) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).