Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
MNSB
BuySecond WindFLAGMainStreet Bancshares, Inc. · Financial Services · United States · $179M · Avg Vol: $857K/d
MainStreet Bancshares has value V56 and momentum M69 with a buyback on file, but quality at Q49 is below the calibrated floor, and insiders were net sellers, so stage one fails.
COMPANY DESCRIPTION
MainStreet Bancshares, Inc. is the holding company for MainStreet Bank, a community bank providing financial services to individuals and businesses in the Washington, D.C. metropolitan area. It builds its competitive moat on strong local market knowledge, a relationship-based banking model, and digital innovation for personalized service. MainStreet Bancshares is a community-focused bank with an emphasis on enhancing customer experience within its specific geographic market.
FINANCIAL SUMMARY (USD)
| Year | 2021 | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 59.6M | 75.3M | 80.1M | 65.8M | 73.3M | 5.3% | 72.2M | — | — | — |
| EPS | 2.65 | 3.26 | 3.25 | -1.60 | 1.76 | -9.7% | 2.03 | 2.25 | 2.41 | 17.0% |
| Shares | 7.6M | 7.4M | 7.5M | 7.6M | 7.5M | -1.3% | 7.1M | — | — | — |
| Debt | 29.3M | 172.2M | 72.6M | 73.0M | 69.9M | 24.3% | 79.5M | — | — | — |
| Equity | 188.8M | 198.3M | 221.5M | 208.0M | 218.6M | 3.7% | — | — | — | — |
| Op CF | 29.1M | 33.5M | 31.6M | 14.7M | 14.8M | -15.6% | 23.7M | — | — | — |
| Inv CF | -60.5M | -228.7M | -130.7M | -122.3M | -38.4M | — | — | — | — | — |
| Fin CF | -14.2M | 232.6M | 83.0M | 200.7M | -21.4M | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of MNSB are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| MNSB | MainStreet Bancshares, Inc.(you) | $179M | 65 | Buy |
| HNVR | Hanover Bancorp, Inc. | $189M | 67 | Buy |
| EBMT | Eagle Bancorp Montana, Inc. | $181M | 62 | Hold |
| ECBK | ECB Bancorp, Inc. | $181M | 69 | Buy |
| EFSI | Eagle Financial Services, Inc. | $225M | 65 | Hold |
| CFBK | CF Bankshares Inc. | $225M | 64 | Hold |
| RBKB | Rhinebeck Bancorp, Inc. | $197M | 60 | Hold |
| RMBI | Richmond Mutual Bancorporation, Inc. | $255M | 66 | Buy |
| BVFL | BV Financial, Inc. | $181M | 74 | Buy |
| SFBC | Sound Financial Bancorp, Inc. | $120M | 67 | Buy |
Peer medians: ROE 9.5% · P/E 13.1x · Gross margin 100.0%