Union Bankshares, Inc. (UNB) — Stock Score Summary

Union Bankshares, Inc. (UNB) has a MoatMap StockRank of 46/100 based on Quality (42/100), Value (49/100), and Momentum (42/100) factor scores. The current signal is HOLD. Union Bankshares is a micro-cap regional financial institution lacking any structural alignment with our core macro themes. It does not possess the scale economics or the un-copyable moat required for a high-conviction position.

Union Bankshares, Inc. operates as a community bank holding company, offering a variety of financial products and services, including checking, savings, loans, and investment services, primarily in rural areas. The company prides itself on local decision-making and strong customer relationships, serving the banking needs of individuals and small businesses within its geographic footprint. Its community-centric approach and tailored services provide a stable competitive position in its market.

Key Financial Metrics

Price$23.48
Market Cap$108M
P/E (TTM)9.18
Price/Book1.31
Return on Equity15.4%
Gross Margin0.0%
Operating Margin23.6%
Revenue Growth13.1%
Dividend Yield6.2%

Union Bankshares, Inc. operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Union Bankshares, Inc.’s (UNB) StockRank?
MoatMap’s StockRank for Union Bankshares, Inc. (UNB) is 46/100, with a Hold signal. It is a composite of Quality (42), Value (49), and Momentum (42) factor ranks across MoatMap’s 19,000+ stock universe.
Does Union Bankshares, Inc. have an economic moat?
Union Bankshares, Inc. (UNB) has a Quality factor score of 42/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Union Bankshares, Inc. a buy, hold, or sell?
MoatMap’s current signal for Union Bankshares, Inc. (UNB) is Hold, based on a StockRank of 46/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Union Bankshares, Inc. in?
Union Bankshares, Inc. (UNB) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).
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