What is Central Bancompany, Inc.'s (CBC) StockRank?

MoatMap's StockRank for Central Bancompany, Inc. (CBC) is 28/100, with a Sell signal. This is a composite score combining Quality (47), Value (26), and Momentum (46) factor ranks across MoatMap's 20,000+ stock universe.

Does Central Bancompany, Inc. have an economic moat?

Central Bancompany, Inc. (CBC) has a Quality factor score of 47/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the financial characteristics of a moated business.

Is Central Bancompany, Inc. a buy, hold, or sell?

MoatMap's current signal for Central Bancompany, Inc. (CBC) is Sell, based on a StockRank of 28/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.

What sector is Central Bancompany, Inc. in?

Central Bancompany, Inc. (CBC) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).

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CBC

SELLREMOVE

Central Bancompany, Inc. · Financial Services · United States · $6.8B · Avg Vol: $22M/d

StockRank

P/E (TTM)

16.2x

ROE

11.6%

D/E

—

Dividend %

1.0%

Director Trades · 180d

None in 180d →

Buybacks · 180d

None in 180d →

AI CONVICTION THESIS

Central Bancompany is a regional bank with no clear macro theme alignment. It lacks the scale and network effects of larger financial institutions, making it vulnerable to net interest margin compression.

COMPANY DESCRIPTION

Central Bancompany, Inc. is a privately held multi-bank holding company based in Missouri, operating numerous community banks primarily across Missouri and Illinois. The company provides a full range of banking and financial services, including commercial and retail banking, trust services, and wealth management. Central Bancompany maintains a strong competitive position through its deep community ties, customer-centric approach, and diversified geographic footprint within its regional markets.

FINANCIAL SUMMARY (USD)

Year	2021	2022	2023	2024	CAGR
Revenue	732M	750M	840M	898M	7.0%
EPS	55.77	58.49	0.02	0.03	-92.3%
Shares	4M	4M	4M	4M	-0.4%
Debt	0	17.1B	16.3B	16.1B	-2.8%
Equity	2.5B	2.4B	2.7B	3.1B	7.5%
Op CF	267M	305M	345M	363M	10.8%
Inv CF	-467M	-2.1B	1.3B	-634M	—
Fin CF	1.8B	-728M	-835M	-172M	—

PRICE (1M)+3.1%

SMA 50SMA 200

$28.23

RSI (14)

48.8

SCORE BREAKDOWN

Quality

ROIC (ROA)

2.0%*60.0

ROE

11.6%58.5

GP/Assets

5.0%57.6

Op. Margin

53.2%76.5

FCF/Assets

—N/A

Piotroski

—44.5

Int. Cover

—N/A

D/E Ratio

—N/A

Current Ratio

—N/A

Value

P/E (TTM)

16.2x34.7

EV/EBITDA

—N/A

P/FCF

—N/A

P/B

1.8x24.5

P/S

6.7x20.0

Div Yield

1.0%20.7

Momentum

52W High %

—N/A

RS 6M

12%83.3

SMA 50/200

—N/A

EPS Rev 4W

—N/A

EPS Rev 12W

—N/A

EPS Improve

+14%40.0

Q Growth

17%54.1

FUNDAMENTALS

Market Cap

$6.8B

P/E (Forward)

14.1x

Gross Margin

0.0%

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of CBC are excluded.

Ticker	Company	Mkt Cap	StockRank	Signal
CBC	Central Bancompany, Inc.(you)	$6.8B	28	SELL
CBSH	Commerce Bancshares, Inc.	$7.6B	30	SELL
HOMB	Home BancShares, Inc.	$5.4B	29	SELL
FLG	Flagstar Bank, National Association	$5.9B	32	SELL
GBCI	Glacier Bancorp, Inc.	$6.2B	34	SELL
FFIN	First Financial Bankshares, Inc.	$4.7B	29	SELL
PB	Prosperity Bancshares, Inc.	$7.0B	36	HOLD
WAL	Western Alliance Bancorporation	$8.6B	22	SELL
TFSL	TFS Financial Corporation	$4.4B	30	SELL
HWC	Hancock Whitney Corporation	$5.5B	36	HOLD

Peer medians: ROE 10.8% · P/E 13.6x · Gross margin 0.0%

Central Bancompany, Inc. (CBC) — Stock Score Summary

Central Bancompany, Inc. (CBC) has a MoatMap StockRank of 28/100 based on Quality (47/100), Value (26/100), and Momentum (46/100) factor scores. The current signal is SELL. Central Bancompany is a regional bank with no clear macro theme alignment. It lacks the scale and network effects of larger financial institutions, making it vulnerable to net interest margin compression.

Key Financial Metrics

Price	$28.23
Market Cap	$6.8B
P/E (TTM)	16.17
P/E (Forward)	14.13
Price/Book	1.82
Return on Equity	11.6%
Gross Margin	0.0%
Operating Margin	53.2%
Revenue Growth	10.4%
Dividend Yield	1.0%

Central Bancompany, Inc. operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Central Bancompany, Inc.’s (CBC) StockRank?: MoatMap’s StockRank for Central Bancompany, Inc. (CBC) is 28/100, with a Sell signal. It is a composite of Quality (47), Value (26), and Momentum (46) factor ranks across MoatMap’s 20,000+ stock universe.
Does Central Bancompany, Inc. have an economic moat?: Central Bancompany, Inc. (CBC) has a Quality factor score of 47/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Central Bancompany, Inc. a buy, hold, or sell?: MoatMap’s current signal for Central Bancompany, Inc. (CBC) is Sell, based on a StockRank of 28/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Central Bancompany, Inc. in?: Central Bancompany, Inc. (CBC) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).