CBC

HoldPremium Grower

Central Bancompany, Inc. · Financial Services · United States · $8.3B cap · $47.4M/day traded

$34.83 +0.5% · close 26 Oct · scored 27 Oct

Premium Grower: Strong business with the market behind it, priced at a premium.

61
StockRank
Get score and insider alerts

Report expected 3 Nov: the next-year EPS estimate has been little changed over the last 14 weeks.

Quality
61
Value
21
Momentum
74

As of 27 Oct 2026, MoatMap's StockRank for Central Bancompany, Inc. (CBC) is 61/100, ranked against 24,000+ stocks in 35 markets (Quality 61, Value 21, Momentum 74, each scored against its sector).

Does StockRank work? Each month we publish how every decile did, whichever way it went. See the record →

P/E (TTM)
18.7x
peers 13.0x
ROE
12.2%
peers 9.6%
D/E
—
peers 0.3x
Dividend %
1.0%
trailing yield

ABOUT CENTRAL BANCOMPANY, INC.

Read

Central Bancompany, Inc. is a privately held multi-bank holding company based in Missouri, operating numerous community banks primarily across Missouri and Illinois. The company provides a full range of banking and financial services, including commercial and retail banking, trust services, and wealth management. Central Bancompany maintains a strong competitive position through its deep community ties, customer-centric approach, and diversified geographic footprint within its regional markets.

FINANCIAL SUMMARY (USD)

Year20212022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue—750.2M840.1M897.7M1.0B10.8%1.1B1.1B1.2B6.9%
EPS—1.080.020.031.6214.6%1.851.711.836.1%
Shares—239.8M239.8M239.8M241.1M+0.6%239.5M———
Debt0—————————
Equity—2.4B2.7B3.1B3.8B16.6%————
Op CF—304.9M345.1M363.3M248.2M-6.6%501.7M———
Inv CF—-2.1B1.3B-633.9M-463.7M—————
Fin CF—-728.3M-835.3M-172.2M1.0B—————
Loading 1Y...
PRICE (1Y) · USD+8.9%
31.332.133.033.934.815 Sep6 Oct26 Oct
SMA 50SMA 200

Price checkNo read yetExperimental

Not enough steady price history for a read yet.

SwingsCalm

Calmer than 87% of stocks we rank over the past year (23% a year).

How this is worked out

StockRank judges the business. The price check reads only the chart: it is the price side of the Momentum score, in words.

The rules: Still falling is a new 52-week low in the last two weeks, at least 25% below the high. Finding a floor is no new low since. Turning up is 20 or more trading days without a new low, at least 10% off it, and back above a rising 50-day average. In an uptrend is above the 200-day average and within 15% of the high.

In 2,112 US drawdowns since 2001, buying while the price was still falling was followed by a further 20% drop 42% of the time. Waiting for a turn like this one cut that to 33%, at about 7% higher prices and with no better returns. Part of that cut is simply not buying: 13% of falls never turned, and waiting kept those out. Among turns that were bought, 38% still fell another 20%, and 33% of turns were followed by a new low within six months. The benefit was largest in crashes such as 2008 and 2020.

What it measures: day-to-day price moves over the past year, as a yearly figure, ranked against every stock we cover. Very calm under 20% a year, Calm 20 to 30%, Average 30 to 40%, Bumpy 40 to 55%, Very bumpy above that.

What we found: across about 13,500 stocks in 34 markets (2002 to 2025), past swings were a good guide to the next year's, and bumpier stocks fell further. How much further changed too much between eras to put a number on it.

Calm is not safe: a calm stock can still slide steadily.

Rules fixed before any data was fetched. Describes the chart, not a recommendation.

Close
$34.83
RSI (14)
72.2
52W High
$35.12
From 52W High
-0.8%

SCORE BREAKDOWN

Quality
61
ROIC (ROA)
2.2%*61.1
ROE
12.2%60.5
GP/Assets
5.2%N/A
Op. Margin
52.9%77.7
FCF/Assets
1.1%N/A
Piotroski
454.6
Int. Cover
—50.0
D/E Ratio
bankN/A
Current Ratio
bankN/A
Value
21
P/E (TTM)
18.7x24.9
EV/EBITDA
bankN/A
P/FCF
35.9xN/A
P/B
2.1x24.6
P/S
7.8x14.8
Div Yield
1.0%13.3
Momentum
74
52W High %
99%94.4
RS 6M
26%92.4
SMA 50/200
1.14x87.9
EPS Rev 4W
+0.6%74.4
EPS Rev 12W
-0.5%30.9
EPS Improve
+10%35.4
Q Growth
25%58.1

FUNDAMENTALS

Market Cap
$8.3B
P/E (Forward)
17.0x
Gross Margin
—

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of CBC are excluded.

TickerCompanyMkt CapStockRankSignal
CBCCentral Bancompany, Inc.(you)$8.3B61Hold
VLYValley National Bancorp$7.8B60Hold
SSBSouthState Bank Corporation$10.2B61Hold
ONBOld National Bancorp$9.6B58Hold
CBSHCommerce Bancshares, Inc.$8.0B66Buy
WTFCWintrust Financial Corporation$10.2B63Hold
BOKFBOK Financial Corporation$7.8B54Hold
AXAxos Financial, Inc.$5.2B61Hold
UMBFUMB Financial Corporation$10.3B67Buy
CFRCullen/Frost Bankers, Inc.$9.8B68Buy

Peer medians: ROE 9.6% · P/E 13.0x · Gross margin 75.4%

Company Deep Dive

Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.

Request Deep Dive(50 Feathers)

Central Bancompany, Inc. (CBC): Stock Score Summary

Central Bancompany, Inc. (CBC) has a MoatMap StockRank of 61/100 based on Quality (61/100), Value (21/100), and Momentum (74/100) factor scores. The current signal is HOLD.

Central Bancompany, Inc. is a privately held multi-bank holding company based in Missouri, operating numerous community banks primarily across Missouri and Illinois. The company provides a full range of banking and financial services, including commercial and retail banking, trust services, and wealth management. Central Bancompany maintains a strong competitive position through its deep community ties, customer-centric approach, and diversified geographic footprint within its regional markets.

Key Financial Metrics

Price$34.83
Market Cap$8.3B
P/E (TTM)18.74
P/E (Forward)17.01
Price/Book2.15
Return on Equity12.2%
Operating Margin52.9%
Revenue Growth13.7%
Dividend Yield1.0%
Free Cash Flow$231M

Central Bancompany, Inc. operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Central Bancompany, Inc.’s (CBC) StockRank?
MoatMap’s StockRank for Central Bancompany, Inc. (CBC) is 61/100, with a Hold signal. It is a composite of Quality (61), Value (21), and Momentum (74), each scored against its sector. The composite is then ranked across MoatMap’s universe of 24,000+ stocks.
Does Central Bancompany, Inc. have an economic moat?
Central Bancompany, Inc. (CBC) has a Quality factor score of 61/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Central Bancompany, Inc. a buy, hold, or sell?
MoatMap’s current signal for Central Bancompany, Inc. (CBC) is Hold, based on a StockRank of 61/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is Central Bancompany, Inc. in?
Central Bancompany, Inc. (CBC) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).