Axos Financial, Inc. (AX) — Stock Score Summary

Axos Financial, Inc. (AX) has a MoatMap StockRank of 49/100 based on Quality (50/100), Value (35/100), and Momentum (49/100) factor scores. The current signal is HOLD. Axos Financial is a digital bank. While it has solid metrics, it lacks a direct connection to our high-conviction macro themes and is exposed to real estate and interest rate volatility.

Axos Financial, Inc. is an online-only bank holding company offering a full range of banking products and services, including consumer and commercial deposits, loans, and wealth management, primarily through its Axos Bank subsidiary. It operates as a branchless, technology-first bank, benefiting from a lower cost structure, scalable digital platform, and a focus on niche lending segments. Axos is a pioneer in digital banking, leveraging technology to deliver efficient services and expand its customer base.

Key Financial Metrics

Price$87.66
Market Cap$5.0B
P/E (TTM)10.68
P/E (Forward)9.07
Price/Book1.63
Return on Equity16.8%
Gross Margin0.0%
Operating Margin49.4%
Revenue Growth19.3%

Axos Financial, Inc. operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Axos Financial, Inc.’s (AX) StockRank?
MoatMap’s StockRank for Axos Financial, Inc. (AX) is 49/100, with a Hold signal. It is a composite of Quality (50), Value (35), and Momentum (49) factor ranks across MoatMap’s 19,000+ stock universe.
Does Axos Financial, Inc. have an economic moat?
Axos Financial, Inc. (AX) has a Quality factor score of 50/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Axos Financial, Inc. a buy, hold, or sell?
MoatMap’s current signal for Axos Financial, Inc. (AX) is Hold, based on a StockRank of 49/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Axos Financial, Inc. in?
Axos Financial, Inc. (AX) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).
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