Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
SSB
BUYSouthState Bank Corporation · Financial Services · United States · $10.3B · Avg Vol: $93M/d
COMPANY DESCRIPTION
SouthState Bank Corporation is a regional bank holding company providing a full suite of commercial and retail banking services, including deposits, loans, and wealth management, primarily across the Southeast U.S. It benefits from strong local market presence and deep customer relationships in its growing Southeastern footprint, supported by a history of successful mergers and acquisitions. SouthState is focused on community banking with a commitment to regional growth through strategic expansion.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1.6B | 1.7B | 1.7B | 2.6B | 17.5% | 2.7B | 2.7B | 2.8B | 4.1% |
| EPS | 6.65 | 6.50 | 7.01 | 7.90 | 5.9% | 9.28 | 7.83 | 8.59 | 4.3% |
| Shares | 75.7M | 76.0M | 76.3M | 99.1M | +31.0% | 97.7M | — | — | — |
| Debt | 382.0M | 481.6M | 381.2M | 686.2M | 21.6% | 2.4B | — | — | — |
| Equity | 5.1B | 5.5B | 5.9B | 9.1B | 21.3% | — | — | — | — |
| Op CF | 1.7B | 546.8M | 512.0M | 300.8M | -44.2% | 726.1M | — | — | — |
| Inv CF | -4.9B | -1.4B | -886.2M | 20.8M | — | — | — | — | — |
| Fin CF | -2.3B | 566.0M | 767.4M | 1.5B | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of SSB are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| SSB | SouthState Bank Corporation(you) | $10.3B | 69 | BUY |
| CFR | Cullen/Frost Bankers, Inc. | $10.3B | 73 | BUY |
| CBSH | Commerce Bancshares, Inc. | $8.5B | 69 | BUY |
| COLB | Columbia Banking System, Inc. | $8.8B | 64 | HOLD |
| ONB | Old National Bancorp | $10.1B | 60 | HOLD |
| BOKF | BOK Financial Corporation | $8.6B | 63 | HOLD |
| FNB | F.N.B. Corporation | $6.8B | 68 | BUY |
| PB | Prosperity Bancshares, Inc. | $8.8B | 62 | HOLD |
| UMBF | UMB Financial Corporation | $10.7B | 79 | BUY |
| WTFC | Wintrust Financial Corporation | $10.7B | 59 | HOLD |
Peer medians: ROE 9.4% · P/E 13.9x · Gross margin 100.0%