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SSB

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SouthState Bank Corporation · Financial Services · United States · $10.3B · Avg Vol: $81M/d

58
StockRank
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Q
53
V
50
M
50
P/E (TTM)
11.3x
ROE
10.6%
D/E
0.1x
Dividend %
2.2%

COMPANY DESCRIPTION

SouthState Bank Corporation is a regional bank holding company providing a full suite of commercial and retail banking services, including deposits, loans, and wealth management, primarily across the Southeast U.S. It benefits from strong local market presence and deep customer relationships in its growing Southeastern footprint, supported by a history of successful mergers and acquisitions. SouthState is focused on community banking with a commitment to regional growth through strategic expansion.

FINANCIAL SUMMARY (USD)

Year2022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue1.6B1.7B1.7B2.6B17.5%2.7B2.7B2.8B4.1%
EPS6.656.507.017.905.9%9.527.888.634.5%
Shares75.7M76.0M76.3M99.1M+31.0%97.0M
Debt382.0M481.6M381.2M686.2M21.6%2.7B
Equity5.1B5.5B5.9B9.1B21.3%
Op CF1.7B546.8M512.0M300.8M-44.2%927.6M
Inv CF-4.9B-1.4B-886.2M20.8M
Fin CF-2.3B566.0M767.4M1.5B
Loading 1Y...
PRICE (1Y)+0.6%
104106108110112Jul 30Aug 20Sep 10
SMA 50SMA 200

Close
$105.84
RSI (14)
50.3
52W High
$112.20
From 52W High
0.9%

SCORE BREAKDOWN

Quality
53
ROIC (ROA)
1.4%*47.9
ROE
10.6%53.4
GP/Assets
4.0%N/A
Op. Margin
50.5%70.6
FCF/Assets
1.0%N/A
Piotroski
446.2
Int. Cover
50.0
D/E Ratio
0.08xN/A
Current Ratio
bankN/A
Value
50
P/E (TTM)
11.3x61.0
EV/EBITDA
bankN/A
P/FCF
15.7xN/A
P/B
1.1x51.6
P/S
3.9x45.9
Div Yield
2.2%29.2
Momentum
50
52W High %
94%68.0
RS 6M
4%61.3
SMA 50/200
1.07x64.4
EPS Rev 4W
0.0%27.7
EPS Rev 12W
-0.7%29.4
EPS Improve
+9%33.0
Q Growth
7%35.6

FUNDAMENTALS

Market Cap
$10.3B
P/E (Forward)
10.4x
Gross Margin

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of SSB are excluded.

TickerCompanyMkt CapStockRankSignal
SSBSouthState Bank Corporation(you)$10.3B58Hold
ONBOld National Bancorp$9.9B60Hold
WTFCWintrust Financial Corporation$10.3B54Hold
BOKFBOK Financial Corporation$8.4B58Hold
FHNFirst Horizon Corporation$11.7B55Hold
CFRCullen/Frost Bankers, Inc.$10.0B65Hold
COLBColumbia Banking System, Inc.$8.5B62Hold
WALWestern Alliance Bancorporation$8.6B53Hold
PNFPPinnacle Financial Partners, Inc.$15.3B55Hold
UMBFUMB Financial Corporation$11.0B68Buy

Peer medians: ROE 9.5% · P/E 13.1x · Gross margin 100.0%

SouthState Bank Corporation (SSB): Stock Score Summary

SouthState Bank Corporation (SSB) has a MoatMap StockRank of 58/100 based on Quality (53/100), Value (50/100), and Momentum (50/100) factor scores. The current signal is HOLD.

SouthState Bank Corporation is a regional bank holding company providing a full suite of commercial and retail banking services, including deposits, loans, and wealth management, primarily across the Southeast U.S. It benefits from strong local market presence and deep customer relationships in its growing Southeastern footprint, supported by a history of successful mergers and acquisitions. SouthState is focused on community banking with a commitment to regional growth through strategic expansion.

Key Financial Metrics

Price$105.84
Market Cap$10.3B
P/E (TTM)11.34
P/E (Forward)10.41
Price/Book1.15
Return on Equity10.6%
Debt/Equity0.08x
Operating Margin50.5%
Revenue Growth-0.1%
Dividend Yield2.2%
Free Cash Flow$653M

SouthState Bank Corporation operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is SouthState Bank Corporation’s (SSB) StockRank?
MoatMap’s StockRank for SouthState Bank Corporation (SSB) is 58/100, with a Hold signal. It is a composite of Quality (53), Value (50), and Momentum (50) factor ranks across MoatMap’s universe of 25,000+ stocks.
Does SouthState Bank Corporation have an economic moat?
SouthState Bank Corporation (SSB) has a Quality factor score of 53/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is SouthState Bank Corporation a buy, hold, or sell?
MoatMap’s current signal for SouthState Bank Corporation (SSB) is Hold, based on a StockRank of 58/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is SouthState Bank Corporation in?
SouthState Bank Corporation (SSB) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).