Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
VLY
BuyFull HouseFLAGValley National Bancorp · Financial Services · United States · $7.7B · Avg Vol: $79M/d
Valley National has strong momentum at M77 with a buyback on file, but value at V48 is below the calibrated floor and quality Q55 is modest, so stage one fails. The insider selling rounds to 0.00% and is unusable.
COMPANY DESCRIPTION
Valley National Bancorp is a regional bank providing commercial banking, retail banking, and wealth management services to businesses and consumers. It has an established presence in attractive markets across the Northeast and Florida, focusing on relationship-based banking. The bank's scale and diversified lending portfolio support stable growth as a prominent regional financial institution.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1.9B | 1.9B | 1.8B | 2.0B | 2.8% | 2.0B | 2.3B | 2.5B | 11.3% |
| EPS | 1.14 | 0.95 | 0.70 | 1.02 | -3.6% | 1.18 | 1.32 | 1.59 | 25.0% |
| Shares | 506.4M | 507.7M | 558.8M | 556.6M | +9.9% | 552.6M | — | — | — |
| Debt | 2.0B | 3.6B | 3.6B | 3.3B | 19.0% | 3.7B | — | — | — |
| Equity | 6.4B | 6.7B | 7.4B | 7.8B | 6.8% | — | — | — | — |
| Op CF | 1.4B | 378.2M | 548.5M | 343.8M | -37.8% | 575.0M | — | — | — |
| Inv CF | -6.8B | -3.3B | -709.3M | -2.2B | — | — | — | — | — |
| Fin CF | 4.3B | 2.9B | 1.2B | 1.5B | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of VLY are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| VLY | Valley National Bancorp(you) | $7.7B | 70 | Buy |
| PB | Prosperity Bancshares, Inc. | $8.7B | 70 | Buy |
| CBSH | Commerce Bancshares, Inc. | $8.3B | 66 | Buy |
| UMBF | UMB Financial Corporation | $11.0B | 69 | Buy |
| OZK | Bank OZK | $5.4B | 69 | Buy |
| UBSI | United Bankshares, Inc. | $6.5B | 65 | Buy |
| AUB | Atlantic Union Bankshares Corporation | $5.8B | 66 | Buy |
| FNB | F.N.B. Corporation | $6.6B | 62 | Hold |
| COLB | Columbia Banking System, Inc. | $8.5B | 61 | Hold |
| CFR | Cullen/Frost Bankers, Inc. | $10.0B | 64 | Hold |
Peer medians: ROE 9.5% · P/E 13.1x · Gross margin 100.0%