Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
CFBK
HoldPremium GrowerCF Bankshares Inc. · Financial Services · United States · $225M · Avg Vol: $2M/d
COMPANY DESCRIPTION
CF Bankshares Inc. is a bank holding company that, through its subsidiary CFBank, provides comprehensive commercial and retail banking services, including deposit products, commercial real estate loans, and business lending. The company operates primarily as a community bank with a strong local presence in Ohio, leveraging personalized service and relationship-based banking to serve small-to-medium sized businesses and individuals. CF Bankshares' competitive advantage lies in its deep understanding of the local market and a tailored approach to its commercial lending niche.
FINANCIAL SUMMARY (USD)
| Year | 2021 | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | — | 51.3M | 51.1M | 50.4M | 60.0M | 5.4% | 54.8M | 64.5M | 72.3M | 9.7% |
| EPS | 2.84 | 2.84 | 2.64 | 2.08 | 2.70 | -1.3% | 2.91 | 3.57 | 4.22 | 25.0% |
| Shares | — | 6.5M | 6.5M | 6.4M | 6.4M | -1.2% | 6.4M | — | — | — |
| Debt | — | 125.8M | 130.3M | 113.9M | 121.9M | -1.1% | 123.7M | — | — | — |
| Equity | — | 139.2M | 155.4M | 168.4M | 184.4M | 9.8% | — | — | — | — |
| Op CF | — | 39.8M | 18.1M | 14.2M | 18.7M | -22.3% | 18.3M | — | — | — |
| Inv CF | — | -353.3M | -121.9M | -33.0M | -25.0M | — | — | — | — | — |
| Fin CF | — | 298.8M | 213.6M | -7.5M | 30.1M | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of CFBK are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| CFBK | CF Bankshares Inc.(you) | $225M | 64 | Hold |
| EFSI | Eagle Financial Services, Inc. | $225M | 64 | Hold |
| EBMT | Eagle Bancorp Montana, Inc. | $181M | 63 | Hold |
| RMBI | Richmond Mutual Bancorporation, Inc. | $255M | 67 | Buy |
| RBKB | Rhinebeck Bancorp, Inc. | $197M | 60 | Hold |
| CMTV | Community Bancorp | $229M | 70 | Buy |
| QNBC | QNB Corp. | $281M | 66 | Buy |
| MNSB | MainStreet Bancshares, Inc. | $179M | 66 | Buy |
| MRBK | Meridian Corporation | $230M | 57 | Hold |
| HNVR | Hanover Bancorp, Inc. | $189M | 68 | Buy |
Peer medians: ROE 9.5% · P/E 13.1x · Gross margin 100.0%