Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
RMBI
BuyPremium GrowerRichmond Mutual Bancorporation, Inc. · Financial Services · United States · $255M · Avg Vol: $837K/d
66
StockRankGet insider-trade alerts
Q
53
V
49
M
59
P/E (TTM)
13.1x
ROE
8.6%
D/E
1.7x
Dividend %
3.8%
COMPANY DESCRIPTION
Richmond Mutual Bancorporation, Inc. operates as the bank holding company for First Bank Richmond that provides various banking services. The company accepts various deposits, including savings deposit accounts, money market accounts, NOW and demand accounts, and certificates of deposit.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM |
|---|---|---|---|---|---|---|
| Revenue | 46.4M | 42.1M | 43.2M | 48.8M | 1.7% | 49.9M |
| EPS | 1.20 | 0.91 | 0.93 | 1.20 | 0.0% | 1.22 |
| Shares | 11.8M | 10.4M | 10.0M | 9.7M | -17.6% | — |
| Debt | 180.0M | 271.0M | 265.0M | 252.0M | 11.9% | 244.0M |
| Equity | 132.4M | 134.9M | 132.9M | 145.8M | 3.3% | — |
| Op CF | 18.2M | 12.1M | 14.8M | 16.0M | -4.2% | 14.8M |
| Inv CF | -116.1M | -122.5M | -49.3M | -1.1M | — | — |
| Fin CF | 90.8M | 114.7M | 36.1M | -3.5M | — | — |
Loading 1Y...
PRICE (1Y)+0.9%
SMA 50SMA 200
Close
$15.64
RSI (14)
45.5
52W High
$16.43
From 52W High
1.0%
SCORE BREAKDOWN
Quality
53
ROIC (ROA)
0.8%*31.0
ROE
8.6%42.6
GP/Assets
3.3%N/A
Op. Margin
37.2%54.1
FCF/Assets
1.0%N/A
Piotroski
797.1
Int. Cover
—50.0
D/E Ratio
1.73xN/A
Current Ratio
bankN/A
Value
49
P/E (TTM)
13.1x48.6
EV/EBITDA
bankN/A
P/FCF
17.0xN/A
P/B
1.1x57.0
P/S
5.2x32.8
Div Yield
3.8%51.7
Momentum
59
52W High %
95%74.5
RS 6M
4%62.7
SMA 50/200
1.09x68.2
EPS Rev 4W
—N/A
EPS Rev 12W
—N/A
EPS Improve
—N/A
Q Growth
-14%17.8
FUNDAMENTALS
Market Cap
$255M
P/E (Forward)
—
Gross Margin
—
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of RMBI are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| RMBI | Richmond Mutual Bancorporation, Inc.(you) | $255M | 66 | Buy |
| EFSI | Eagle Financial Services, Inc. | $225M | 65 | Hold |
| CFBK | CF Bankshares Inc. | $225M | 64 | Hold |
| QNBC | QNB Corp. | $281M | 69 | Buy |
| LCNB | LCNB Corp. | $277M | 69 | Buy |
| FUNC | First United Corporation | $279M | 71 | Buy |
| HNVR | Hanover Bancorp, Inc. | $189M | 67 | Buy |
| FCCO | First Community Corporation | $316M | 69 | Buy |
| MNSB | MainStreet Bancshares, Inc. | $179M | 65 | Buy |
| ATLO | Ames National Corporation | $280M | 72 | Buy |
Peer medians: ROE 9.5% · P/E 13.1x · Gross margin 100.0%