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BVFL

BUY

BV Financial, Inc. · Financial Services · United States · $177M · Avg Vol: $463K/d

69
StockRank
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Q
57
V
50
M
57
P/E (TTM)
13.8x
ROE
6.9%
D/E
0.2x
Dividend %

COMPANY DESCRIPTION

BV Financial is the holding company for Bay-Vanguard Bank, offering community-based retail and commercial banking services in Maryland. The bank maintains a steady niche position as a localized financial institution focusing on residential mortgage lending and deposit services.

Loading 1Y...
PRICE (1Y)+3.9%
19.7120.2420.7721.3021.83Jun 11Jul 6Jul 24
SMA 50SMA 200
Close
$20.48
RSI (14)
40.7
52W High
$22.17
From 52W High
0.9%

SCORE BREAKDOWN

Quality
57
ROIC (ROA)
1.5%*48.6
ROE
6.9%34.5
GP/Assets
4.8%N/A
Op. Margin
47.6%68.9
FCF/Assets
2.1%N/A
Piotroski
389.6
Int. Cover
50.0
D/E Ratio
0.19xN/A
Current Ratio
bankN/A
Value
50
P/E (TTM)
13.8x46.5
EV/EBITDA
bankN/A
P/FCF
9.4xN/A
P/B
0.9x72.6
P/S
4.1x45.8
Div Yield
N/A
Momentum
57
52W High %
92%48.1
RS 6M
0%59.1
SMA 50/200
1.08x69.4
EPS Rev 4W
N/A
EPS Rev 12W
N/A
EPS Improve
N/A
Q Growth
21%55.9

FUNDAMENTALS

Market Cap
$177M
P/E (Forward)
Gross Margin

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of BVFL are excluded.

TickerCompanyMkt CapStockRankSignal
BVFLBV Financial, Inc.(you)$177M69BUY
ECBKECB Bancorp, Inc.$174M65HOLD
CFBKCF Bankshares Inc.$217M72BUY
MNSBMainStreet Bancshares, Inc.$167M75BUY
RBKBRhinebeck Bancorp, Inc.$194M63HOLD
SBFGSB Financial Group, Inc.$160M76BUY
NKSHNational Bankshares, Inc.$233M65BUY
EBMTEagle Bancorp Montana, Inc.$186M79BUY
FSBWFS Bancorp, Inc.$302M70BUY
FCAPFirst Capital, Inc.$203M78BUY

Peer medians: ROE 9.5% · P/E 13.9x · Gross margin 100.0%

BV Financial, Inc. (BVFL) — Stock Score Summary

BV Financial, Inc. (BVFL) has a MoatMap StockRank of 69/100 based on Quality (57/100), Value (50/100), and Momentum (57/100) factor scores. The current signal is BUY.

BV Financial is the holding company for Bay-Vanguard Bank, offering community-based retail and commercial banking services in Maryland. The bank maintains a steady niche position as a localized financial institution focusing on residential mortgage lending and deposit services.

Key Financial Metrics

Price$20.48
Market Cap$177M
P/E (TTM)13.84
Price/Book0.90
Return on Equity6.9%
Debt/Equity0.19x
Operating Margin47.6%
Revenue Growth5.5%
Free Cash Flow$19M

BV Financial, Inc. operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is BV Financial, Inc.’s (BVFL) StockRank?
MoatMap’s StockRank for BV Financial, Inc. (BVFL) is 69/100, with a Buy signal. It is a composite of Quality (57), Value (50), and Momentum (57) factor ranks across MoatMap’s 20,000+ stock universe.
Does BV Financial, Inc. have an economic moat?
BV Financial, Inc. (BVFL) has a Quality factor score of 57/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is BV Financial, Inc. a buy, hold, or sell?
MoatMap’s current signal for BV Financial, Inc. (BVFL) is Buy, based on a StockRank of 69/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is BV Financial, Inc. in?
BV Financial, Inc. (BVFL) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).