Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
SBFG
Strong BuyFull HouseSB Financial Group, Inc. · Financial Services · United States · $173M · Avg Vol: $471K/d
83
StockRankGet insider-trade alerts
Q
58
V
51
M
70
P/E (TTM)
11.2x
ROE
12.0%
D/E
0.4x
Dividend %
2.1%
COMPANY DESCRIPTION
SB Financial Group, Inc. operates as the financial holding company for the State Bank and Trust Company that provides a range of commercial banking, trust and wealth management services, and title insurance to individual and corporate customers primarily in Ohio, Indiana, and Michigan.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 57.6M | 57.0M | 56.9M | 65.6M | 4.4% | 67.6M | 69.1M | 70.8M | 3.9% |
| EPS | 1.79 | 1.77 | 1.72 | 2.19 | 7.0% | 2.67 | 2.43 | 2.46 | 6.1% |
| Shares | 6.9M | 6.7M | 6.5M | 6.3M | -9.5% | 6.3M | — | — | — |
| Debt | 79.6M | 103.2M | 54.7M | 54.7M | -11.7% | 61.9M | — | — | — |
| Equity | 118.4M | 124.3M | 127.5M | 141.2M | 6.0% | — | — | — | — |
| Op CF | 25.6M | 14.0M | 9.5M | 24.0M | -2.0% | 24.8M | — | — | — |
| Inv CF | -165.7M | -17.4M | -28.9M | -68.1M | — | — | — | — | — |
| Fin CF | 18.4M | -1.5M | 22.5M | 89.7M | — | — | — | — | — |
Loading 1Y...
PRICE (1Y)+10.7%
SMA 50SMA 200
Close
$29.44
RSI (14)
70.5
52W High
$30.07
From 52W High
1.0%
SCORE BREAKDOWN
Quality
58
ROIC (ROA)
1.1%*38.5
ROE
12.0%60.5
GP/Assets
4.4%N/A
Op. Margin
31.4%47.9
FCF/Assets
0.8%N/A
Piotroski
797.1
Int. Cover
—50.0
D/E Ratio
0.39xN/A
Current Ratio
bankN/A
Value
51
P/E (TTM)
11.2x61.6
EV/EBITDA
bankN/A
P/FCF
13.9xN/A
P/B
1.3x45.8
P/S
2.8x63.8
Div Yield
2.1%26.8
Momentum
70
52W High %
98%91.2
RS 6M
34%94.1
SMA 50/200
1.18x91.1
EPS Rev 4W
+0.8%47.6
EPS Rev 12W
—N/A
EPS Improve
-3%18.9
Q Growth
17%48.1
FUNDAMENTALS
Market Cap
$173M
P/E (Forward)
11.5x
Gross Margin
—
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of SBFG are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| SBFG | SB Financial Group, Inc.(you) | $173M | 83 | Strong Buy |
| LARK | Landmark Bancorp, Inc. | $193M | 85 | Strong Buy |
| OPBK | OP Bancorp | $226M | 82 | Strong Buy |
| CMTV | Community Bancorp | $229M | 81 | Strong Buy |
| FCAP | First Capital, Inc. | $209M | 78 | Buy |
| BVFL | BV Financial, Inc. | $181M | 74 | Buy |
| MGYR | Magyar Bancorp, Inc. | $126M | 78 | Buy |
| BOTJ | Bank of the James Financial Group, Inc. | $123M | 88 | Strong Buy |
| HWBK | Hawthorn Bancshares, Inc. | $270M | 86 | Strong Buy |
| CFFI | C&F Financial Corporation | $298M | 85 | Strong Buy |
Peer medians: ROE 9.5% · P/E 13.1x · Gross margin 100.0%