CNOB

BuyHot Air

ConnectOne Bancorp, Inc. · Financial Services · United States · $1.6B cap · $13.0M/day traded

$32.84 +0.5% · close 26 Oct · scored 27 Oct

Hot Air: Rising on momentum alone: weak business, rich price.

67
StockRank
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Report expected 29 Oct: the next-year EPS estimate has risen 1.1% over the last 14 weeks.

Quality
49
Value
49
Momentum
64

As of 27 Oct 2026, MoatMap's StockRank for ConnectOne Bancorp, Inc. (CNOB) is 67/100, ranked against 24,000+ stocks in 35 markets (Quality 49, Value 49, Momentum 64, each scored against its sector).

Does StockRank work? Each month we publish how every decile did, whichever way it went. See the record →

P/E (TTM)
11.3x
peers 13.0x
ROE
9.6%
peers 9.6%
D/E
0.7x
peers 0.3x
Dividend %
2.3%
trailing yield

ABOUT CONNECTONE BANCORP, INC.

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ConnectOne Bancorp, Inc. is a community bank holding company providing a full range of commercial and retail banking services to small and medium-sized businesses and consumers in the New Jersey and New York metropolitan areas. The bank differentiates through its highly personalized client-centric approach, deep local market knowledge, and technology-driven solutions, allowing it to compete effectively against larger regional banks. ConnectOne Bancorp is a high-growth community bank known for its strong focus on technology integration and relationship-based banking.

FINANCIAL SUMMARY (USD)

Year2022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue315.4M269.1M264.1M378.2M6.2%425.2M495.8M528.3M18.2%
EPS3.032.081.771.64-18.5%2.902.092.3319.2%
Shares39.2M38.5M38.4M50.3M+28.1%50.3M———
Debt1.0B1.0B783.5M1.1B3.6%1.3B———
Equity1.2B1.2B1.2B1.6B10.1%————
Op CF176.8M92.9M60.7M106.4M-15.6%134.8M———
Inv CF-1.5B-248.0M55.2M-186.2M—————
Fin CF1.4B129.5M-2.1M104.2M—————
Loading 1Y...
PRICE (1Y) · USD+3.0%
29.930.631.432.132.815 Sep6 Oct26 Oct
SMA 50SMA 200

Price checkIn an uptrendExperimental

Above its 200-day average and 3% below its 52-week high.

SwingsCalm

Calmer than 82% of stocks we rank over the past year (25% a year).

How this is worked out

StockRank judges the business. The price check reads only the chart: it is the price side of the Momentum score, in words.

The rules: Still falling is a new 52-week low in the last two weeks, at least 25% below the high. Finding a floor is no new low since. Turning up is 20 or more trading days without a new low, at least 10% off it, and back above a rising 50-day average. In an uptrend is above the 200-day average and within 15% of the high.

In 2,112 US drawdowns since 2001, buying while the price was still falling was followed by a further 20% drop 42% of the time. Waiting for a turn like this one cut that to 33%, at about 7% higher prices and with no better returns. Part of that cut is simply not buying: 13% of falls never turned, and waiting kept those out. Among turns that were bought, 38% still fell another 20%, and 33% of turns were followed by a new low within six months. The benefit was largest in crashes such as 2008 and 2020.

What it measures: day-to-day price moves over the past year, as a yearly figure, ranked against every stock we cover. Very calm under 20% a year, Calm 20 to 30%, Average 30 to 40%, Bumpy 40 to 55%, Very bumpy above that.

What we found: across about 13,500 stocks in 34 markets (2002 to 2025), past swings were a good guide to the next year's, and bumpier stocks fell further. How much further changed too much between eras to put a number on it.

Calm is not safe: a calm stock can still slide steadily.

Rules fixed before any data was fetched. Describes the chart, not a recommendation.

Close
$32.84
RSI (14)
72.7
52-Week Range-3.2% from high
Low $22.76High $33.94

SCORE BREAKDOWN

Quality
49
ROIC (ROA)
1.0%*38.3
ROE
9.6%47.0
GP/Assets
3.0%N/A
Op. Margin
47.8%71.5
FCF/Assets
0.7%N/A
Piotroski
446.0
Int. Cover
—50.0
D/E Ratio
0.72xN/A
Current Ratio
bankN/A
Value
49
P/E (TTM)
11.3x57.9
EV/EBITDA
bankN/A
P/FCF
16.4xN/A
P/B
1.1x55.3
P/S
3.9x37.2
Div Yield
2.3%33.2
Momentum
64
52W High %
97%87.1
RS 6M
5%68.7
SMA 50/200
1.05x63.8
EPS Rev 4W
+0.4%71.9
EPS Rev 12W
+1.1%56.7
EPS Improve
+27%59.2
Q Growth
-23%13.3

FUNDAMENTALS

Market Cap
$1.6B
P/E (Forward)
8.9x
Gross Margin
—

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of CNOB are excluded.

TickerCompanyMkt CapStockRankSignal
CNOBConnectOne Bancorp, Inc.(you)$1.6B67Buy
QCRHQCR Holdings, Inc.$1.7B68Buy
OBKOrigin Bancorp, Inc.$1.6B69Buy
TCBKTriCo Bancshares$1.7B63Hold
RBCAARepublic Bancorp, Inc.$1.8B69Buy
CASHPathward Financial, Inc.$1.6B63Hold
HAPNHappen, Inc.$1.6B62Hold
CTBICommunity Trust Bancorp, Inc.$1.3B67Buy
AMALAmalgamated Financial Corp.$1.5B72Buy
FCFFirst Commonwealth Financial Corporation$2.1B68Buy

Peer medians: ROE 9.6% · P/E 13.0x · Gross margin 75.4%

Company Deep Dive

Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.

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ConnectOne Bancorp, Inc. (CNOB): Stock Score Summary

ConnectOne Bancorp, Inc. (CNOB) has a MoatMap StockRank of 67/100 based on Quality (49/100), Value (49/100), and Momentum (64/100) factor scores. The current signal is BUY.

ConnectOne Bancorp, Inc. is a community bank holding company providing a full range of commercial and retail banking services to small and medium-sized businesses and consumers in the New Jersey and New York metropolitan areas. The bank differentiates through its highly personalized client-centric approach, deep local market knowledge, and technology-driven solutions, allowing it to compete effectively against larger regional banks. ConnectOne Bancorp is a high-growth community bank known for its strong focus on technology integration and relationship-based banking.

Key Financial Metrics

Price$32.84
Market Cap$1.6B
P/E (TTM)11.27
P/E (Forward)8.88
Price/Book1.10
Return on Equity9.6%
Debt/Equity0.72x
Operating Margin47.8%
Revenue Growth-15.6%
Dividend Yield2.3%
Free Cash Flow$100M

ConnectOne Bancorp, Inc. operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is ConnectOne Bancorp, Inc.’s (CNOB) StockRank?
MoatMap’s StockRank for ConnectOne Bancorp, Inc. (CNOB) is 67/100, with a Buy signal. It is a composite of Quality (49), Value (49), and Momentum (64), each scored against its sector. The composite is then ranked across MoatMap’s universe of 24,000+ stocks.
Does ConnectOne Bancorp, Inc. have an economic moat?
ConnectOne Bancorp, Inc. (CNOB) has a Quality factor score of 49/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is ConnectOne Bancorp, Inc. a buy, hold, or sell?
MoatMap’s current signal for ConnectOne Bancorp, Inc. (CNOB) is Buy, based on a StockRank of 67/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is ConnectOne Bancorp, Inc. in?
ConnectOne Bancorp, Inc. (CNOB) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).