What is QCR Holdings, Inc.'s (QCRH) StockRank?

MoatMap's StockRank for QCR Holdings, Inc. (QCRH) is 65/100, with a Buy signal. This is a composite score combining Quality (63), Value (38), and Momentum (59) factor ranks across MoatMap's universe of 25,000+ stocks.

Does QCR Holdings, Inc. have an economic moat?

QCR Holdings, Inc. (QCRH) has a Quality factor score of 63/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the financial characteristics of a moated business.

Is QCR Holdings, Inc. a buy, hold, or sell?

MoatMap's current signal for QCR Holdings, Inc. (QCRH) is Buy, based on a StockRank of 65/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.

What sector is QCR Holdings, Inc. in?

QCR Holdings, Inc. (QCRH) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).

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QCRH

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QCR Holdings, Inc. · Financial Services · United States · $1.6B · Avg Vol: $12M/d

StockRank

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P/E (TTM)

12.2x

ROE

12.9%

D/E

0.6x

Dividend %

0.3%

COMPANY DESCRIPTION

QCR Holdings, Inc. is a multi-bank holding company providing a range of commercial banking services to small and medium-sized businesses and individuals. Operating primarily in the Midwest, QCRH distinguishes itself through a relationship-based banking model, offering personalized service and tailored financial solutions. Its focus on local market expertise and strong client relationships provides a competitive advantage against larger, more impersonal national banks.

FINANCIAL SUMMARY (USD)

Year	2022	2023	2024	2025	CAGR	TTM	2026E	2027E	Fwd CAGR
Revenue	304.2M	343.2M	338.1M	360.1M	5.8%	379.2M	375.5M	396.2M	4.9%
EPS	5.94	6.79	6.77	7.54	8.3%	8.45	8.42	8.83	8.2%
Shares	16.8M	16.7M	16.9M	16.7M	-0.6%	16.4M	—	—	—
Debt	696.3M	716.8M	567.7M	635.9M	-3.0%	792.2M	—	—	—
Equity	772.7M	886.6M	997.4M	1.1B	12.9%	—	—	—	—
Op CF	118.7M	376.3M	444.5M	421.5M	52.6%	858.8M	—	—	—
Inv CF	-634.7M	-749.3M	-845.2M	-854.7M	—	—	—	—	—
Fin CF	538.2M	410.3M	395.3M	417.9M	—	—	—	—	—

Loading 1Y...

PRICE (1Y)-1.1%

SMA 50SMA 200

$101.93

RSI (14)

54.3

52W High

$108.11

From 52W High

0.9%

SCORE BREAKDOWN

Quality

ROIC (ROA)

1.5%*49.7

ROE

12.9%65.9

GP/Assets

4.0%N/A

Op. Margin

45.3%64.5

FCF/Assets

3.7%N/A

Piotroski

685.8

Int. Cover

—50.0

D/E Ratio

0.57xN/A

Current Ratio

bankN/A

Value

P/E (TTM)

12.2x55.0

EV/EBITDA

bankN/A

P/FCF

4.6xN/A

P/B

1.5x38.4

P/S

4.4x39.2

Div Yield

0.3%2.8

Momentum

52W High %

94%67.7

RS 6M

11%72.9

SMA 50/200

1.10x73.3

EPS Rev 4W

0.0%27.7

EPS Rev 12W

+2.9%75.2

EPS Improve

+6%27.8

Q Growth

25%57.1

FUNDAMENTALS

Market Cap

$1.6B

P/E (Forward)

11.5x

Gross Margin

—

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of QCRH are excluded.

Ticker	Company	Mkt Cap	StockRank	Signal
QCRH	QCR Holdings, Inc.(you)	$1.6B	65	Buy
CNOB	ConnectOne Bancorp, Inc.	$1.6B	64	Hold
STBA	S&T Bancorp, Inc.	$1.8B	66	Buy
DCOM	Dime Commercial Bancshares, Inc.	$1.8B	68	Buy
AMAL	Amalgamated Financial Corp.	$1.5B	67	Buy
OBK	Origin Bancorp, Inc.	$1.6B	70	Buy
RBCAA	Republic Bancorp, Inc.	$1.9B	62	Hold
PFBC	Preferred Bank	$1.2B	66	Buy
OSBC	Old Second Bancorp, Inc.	$1.3B	67	Buy
HOPE	Hope Bancorp, Inc.	$1.8B	59	Hold

Peer medians: ROE 9.5% · P/E 13.1x · Gross margin 100.0%

Price	$101.93
Market Cap	$1.6B
P/E (TTM)	12.15
P/E (Forward)	11.48
Price/Book	1.46
Return on Equity	12.9%
Debt/Equity	0.57x
Operating Margin	45.3%
Revenue Growth	15.6%
Dividend Yield	0.3%
Free Cash Flow	$359M