Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
OBK
BUYOrigin Bancorp, Inc. · Financial Services · United States · $1.7B · Avg Vol: $9M/d
COMPANY DESCRIPTION
Origin Bancorp, Inc. is the financial holding company for Origin Bank, a regional bank providing broad financial services to small and medium-sized businesses, individuals, and municipalities across Louisiana, Texas, and Mississippi. The company's competitive moat lies in its relationship-driven commercial banking model, which combines localized decision-making with sophisticated treasury management services. By strategically targeting high-growth metropolitan markets like Dallas and Houston, Origin Bancorp achieves strong loan growth while maintaining a conservative credit profile.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 326.5M | 352.5M | 352.1M | 389.0M | 6.0% | 350.4M | 434.1M | 463.9M | 9.2% |
| EPS | 3.29 | 2.72 | 2.46 | 2.42 | -9.7% | 2.56 | 2.86 | 3.03 | 11.9% |
| Shares | 30.7M | 31.0M | 31.2M | 31.0M | +0.7% | 30.9M | — | — | — |
| Debt | 788.5M | 270.8M | 166.1M | 22.5M | -69.5% | 40.4M | — | — | — |
| Equity | 949.9M | 1.1B | 1.1B | 1.2B | 9.5% | — | — | — | — |
| Op CF | 145.6M | 129.9M | 108.5M | 158.9M | 2.9% | 176.2M | — | — | — |
| Inv CF | -456.0M | -130.0M | 231.9M | -113.7M | — | — | — | — | — |
| Fin CF | -36.3M | -78.4M | -150.6M | -91.3M | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of OBK are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| OBK | Origin Bancorp, Inc.(you) | $1.7B | 66 | BUY |
| TCBK | TriCo Bancshares | $1.9B | 66 | BUY |
| WABC | Westamerica Bancorporation | $1.4B | 68 | BUY |
| DCOM | Dime Commercial Bancshares, Inc. | $1.7B | 71 | BUY |
| QCRH | QCR Holdings, Inc. | $1.7B | 72 | BUY |
| HFWA | Heritage Financial Corporation | $1.2B | 66 | BUY |
| CASH | Pathward Financial, Inc. | $1.8B | 61 | HOLD |
| AMAL | Amalgamated Financial Corp. | $1.5B | 71 | BUY |
| CNOB | ConnectOne Bancorp, Inc. | $1.6B | 60 | HOLD |
| HOPE | Hope Bancorp, Inc. | $1.7B | 59 | HOLD |
Peer medians: ROE 9.5% · P/E 13.9x · Gross margin 100.0%