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AMAL

BUY

Amalgamated Financial Corp. · Financial Services · United States · $1.5B · Avg Vol: $9M/d

71
StockRank
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Q
58
V
35
M
72
P/E (TTM)
13.8x
ROE
13.6%
D/E
0.1x
Dividend %
1.3%

COMPANY DESCRIPTION

Amalgamated Financial Corp. operates Amalgamated Bank, a full-service commercial bank primarily serving socially responsible organizations, unions, and progressive causes. Its niche focus on ethical banking and socially responsible investments attracts a dedicated customer base aligned with its values. Amalgamated Financial is a unique financial institution known for its commitment to social responsibility and serving specific progressive sectors.

FINANCIAL SUMMARY (USD)

Year20212022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue266.5M285.7M316.5M330.5M7.4%316.0M374.2M395.5M9.4%
EPS1.702.642.883.483.4419.3%3.413.794.3412.4%
Shares30.7M30.4M30.7M29.8M-2.9%29.9M
Debt698.5M335.6M334.1M81.9M-51.1%81.3M
Equity508.8M585.2M707.7M794.5M16.0%
Op CF147.3M117.2M124.1M135.8M-2.7%158.3M
Inv CF-1.2B-134.4M-315.9M-378.0M
Fin CF788.2M44.2M162.1M472.7M
Loading 1Y...
PRICE (1Y)+9.8%
43.1844.7446.3147.8749.44Jun 12Jul 7Jul 27
SMA 50SMA 200
Close
$49.01
RSI (14)
64.2
52W High
$50.92
From 52W High
1.0%

SCORE BREAKDOWN

Quality
58
ROIC (ROA)
1.2%*42.8
ROE
13.6%69.3
GP/Assets
3.6%N/A
Op. Margin
44.0%64.3
FCF/Assets
1.5%N/A
Piotroski
565.2
Int. Cover
50.0
D/E Ratio
0.10xN/A
Current Ratio
bankN/A
Value
35
P/E (TTM)
13.8x46.7
EV/EBITDA
bankN/A
P/FCF
11.0xN/A
P/B
1.7x29.2
P/S
4.5x42.0
Div Yield
1.3%11.1
Momentum
72
52W High %
96%68.3
RS 6M
21%88.2
SMA 50/200
1.19x92.5
EPS Rev 4W
+0.6%85.3
EPS Rev 12W
+1.1%69.2
EPS Improve
+33%61.7
Q Growth
1%30.7

FUNDAMENTALS

Market Cap
$1.5B
P/E (Forward)
10.4x
Gross Margin

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of AMAL are excluded.

TickerCompanyMkt CapStockRankSignal
AMALAmalgamated Financial Corp.(you)$1.5B71BUY
QCRHQCR Holdings, Inc.$1.7B72BUY
DCOMDime Commercial Bancshares, Inc.$1.7B71BUY
WABCWestamerica Bancorporation$1.4B68BUY
CHCOCity Holding Company$2.0B72BUY
OSBCOld Second Bancorp, Inc.$1.2B74BUY
OBKOrigin Bancorp, Inc.$1.7B66BUY
AMTBAmerant Bancorp Inc.$1.1B73BUY
MCBSMetroCity Bankshares, Inc.$1.0B70BUY
HFWAHeritage Financial Corporation$1.2B66BUY

Peer medians: ROE 9.4% · P/E 13.9x · Gross margin 100.0%

Amalgamated Financial Corp. (AMAL) — Stock Score Summary

Amalgamated Financial Corp. (AMAL) has a MoatMap StockRank of 71/100 based on Quality (58/100), Value (35/100), and Momentum (72/100) factor scores. The current signal is BUY.

Amalgamated Financial Corp. operates Amalgamated Bank, a full-service commercial bank primarily serving socially responsible organizations, unions, and progressive causes. Its niche focus on ethical banking and socially responsible investments attracts a dedicated customer base aligned with its values. Amalgamated Financial is a unique financial institution known for its commitment to social responsibility and serving specific progressive sectors.

Key Financial Metrics

Price$49.01
Market Cap$1.5B
P/E (TTM)13.83
P/E (Forward)10.38
Price/Book1.74
Return on Equity13.6%
Debt/Equity0.10x
Operating Margin44.0%
Revenue Growth4.7%
Dividend Yield1.3%
Free Cash Flow$134M

Amalgamated Financial Corp. operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Amalgamated Financial Corp.’s (AMAL) StockRank?
MoatMap’s StockRank for Amalgamated Financial Corp. (AMAL) is 71/100, with a Buy signal. It is a composite of Quality (58), Value (35), and Momentum (72) factor ranks across MoatMap’s 20,000+ stock universe.
Does Amalgamated Financial Corp. have an economic moat?
Amalgamated Financial Corp. (AMAL) has a Quality factor score of 58/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Amalgamated Financial Corp. a buy, hold, or sell?
MoatMap’s current signal for Amalgamated Financial Corp. (AMAL) is Buy, based on a StockRank of 71/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Amalgamated Financial Corp. in?
Amalgamated Financial Corp. (AMAL) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).