AMAL

BuyPremium Grower

Amalgamated Financial Corp. · Financial Services · United States · $1.5B cap · $13.1M/day traded

$50.88 +0.8% · close 26 Oct · scored 27 Oct

Premium Grower: Strong business with the market behind it, priced at a premium.

72
StockRank
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Reported 22 Oct: the next-year EPS estimate was little changed across the report (snapshots of 18 Oct and 25 Oct).

Quality
62
Value
34
Momentum
71

As of 27 Oct 2026, MoatMap's StockRank for Amalgamated Financial Corp. (AMAL) is 72/100, ranked against 24,000+ stocks in 35 markets (Quality 62, Value 34, Momentum 71, each scored against its sector).

Does StockRank work? Each month we publish how every decile did, whichever way it went. See the record →

P/E (TTM)
12.8x
peers 13.0x
ROE
15.3%
peers 9.6%
D/E
0.1x
peers 0.3x
Dividend %
1.3%
trailing yield

ABOUT AMALGAMATED FINANCIAL CORP.

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Amalgamated Financial Corp. operates Amalgamated Bank, a full-service commercial bank primarily serving socially responsible organizations, unions, and progressive causes. Its niche focus on ethical banking and socially responsible investments attracts a dedicated customer base aligned with its values. Amalgamated Financial is a unique financial institution known for its commitment to social responsibility and serving specific progressive sectors.

FINANCIAL SUMMARY (USD)

Year20212022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue—266.5M285.7M316.5M330.5M7.4%351.6M380.2M400.9M10.1%
EPS1.702.642.883.483.4419.3%3.953.904.4013.1%
Shares—30.7M30.4M30.7M29.8M-2.9%29.9M———
Debt—698.5M335.6M334.1M81.9M-51.1%133.7M———
Equity—508.8M585.2M707.7M794.5M16.0%————
Op CF—147.3M117.2M124.1M135.8M-2.7%135.8M———
Inv CF—-1.2B-134.4M-315.9M-378.0M—————
Fin CF—788.2M44.2M162.1M472.7M—————
Loading 1Y...
PRICE (1Y) · USD+8.3%
46.547.648.749.850.915 Sep6 Oct26 Oct
SMA 50SMA 200

Price checkIn an uptrendExperimental

Above its 200-day average and 1% below its 52-week high.

SwingsCalm

Calmer than 78% of stocks we rank over the past year (27% a year).

How this is worked out

StockRank judges the business. The price check reads only the chart: it is the price side of the Momentum score, in words.

The rules: Still falling is a new 52-week low in the last two weeks, at least 25% below the high. Finding a floor is no new low since. Turning up is 20 or more trading days without a new low, at least 10% off it, and back above a rising 50-day average. In an uptrend is above the 200-day average and within 15% of the high.

In 2,112 US drawdowns since 2001, buying while the price was still falling was followed by a further 20% drop 42% of the time. Waiting for a turn like this one cut that to 33%, at about 7% higher prices and with no better returns. Part of that cut is simply not buying: 13% of falls never turned, and waiting kept those out. Among turns that were bought, 38% still fell another 20%, and 33% of turns were followed by a new low within six months. The benefit was largest in crashes such as 2008 and 2020.

What it measures: day-to-day price moves over the past year, as a yearly figure, ranked against every stock we cover. Very calm under 20% a year, Calm 20 to 30%, Average 30 to 40%, Bumpy 40 to 55%, Very bumpy above that.

What we found: across about 13,500 stocks in 34 markets (2002 to 2025), past swings were a good guide to the next year's, and bumpier stocks fell further. How much further changed too much between eras to put a number on it.

Calm is not safe: a calm stock can still slide steadily.

Rules fixed before any data was fetched. Describes the chart, not a recommendation.

Close
$50.88
RSI (14)
69.9
52-Week Range-1.4% from high
Low $26.30High $51.59

SCORE BREAKDOWN

Quality
62
ROIC (ROA)
1.3%*47.6
ROE
15.3%74.2
GP/Assets
4.0%N/A
Op. Margin
51.5%76.3
FCF/Assets
1.5%N/A
Piotroski
567.0
Int. Cover
—50.0
D/E Ratio
0.10xN/A
Current Ratio
bankN/A
Value
34
P/E (TTM)
12.8x45.7
EV/EBITDA
bankN/A
P/FCF
11.2xN/A
P/B
1.9x28.7
P/S
4.3x32.8
Div Yield
1.3%17.0
Momentum
71
52W High %
99%92.8
RS 6M
16%85.8
SMA 50/200
1.11x79.8
EPS Rev 4W
-0.3%29.5
EPS Rev 12W
+2.1%66.2
EPS Improve
+17%48.2
Q Growth
36%67.4

FUNDAMENTALS

Market Cap
$1.5B
P/E (Forward)
10.9x
Gross Margin
—

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of AMAL are excluded.

TickerCompanyMkt CapStockRankSignal
AMALAmalgamated Financial Corp.(you)$1.5B72Buy
PEBOPeoples Bancorp Inc.$1.4B72Buy
WABCWestamerica Bancorporation$1.4B71Buy
OBKOrigin Bancorp, Inc.$1.6B69Buy
MCBMetropolitan Bank Holding Corp.$1.2B72Buy
QCRHQCR Holdings, Inc.$1.7B68Buy
RBCAARepublic Bancorp, Inc.$1.8B69Buy
FMBHFirst Mid Bancshares, Inc.$1.3B76Buy
NBNNortheast Bank$1.1B72Buy
CNOBConnectOne Bancorp, Inc.$1.6B67Buy

Peer medians: ROE 9.6% · P/E 13.0x · Gross margin 75.4%

Company Deep Dive

Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.

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Amalgamated Financial Corp. (AMAL): Stock Score Summary

Amalgamated Financial Corp. (AMAL) has a MoatMap StockRank of 72/100 based on Quality (62/100), Value (34/100), and Momentum (71/100) factor scores. The current signal is BUY.

Amalgamated Financial Corp. operates Amalgamated Bank, a full-service commercial bank primarily serving socially responsible organizations, unions, and progressive causes. Its niche focus on ethical banking and socially responsible investments attracts a dedicated customer base aligned with its values. Amalgamated Financial is a unique financial institution known for its commitment to social responsibility and serving specific progressive sectors.

Key Financial Metrics

Price$50.88
Market Cap$1.5B
P/E (TTM)12.78
P/E (Forward)10.88
Price/Book1.90
Return on Equity15.3%
Debt/Equity0.10x
Operating Margin51.5%
Revenue Growth22.1%
Dividend Yield1.3%
Free Cash Flow$134M

Amalgamated Financial Corp. operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Amalgamated Financial Corp.’s (AMAL) StockRank?
MoatMap’s StockRank for Amalgamated Financial Corp. (AMAL) is 72/100, with a Buy signal. It is a composite of Quality (62), Value (34), and Momentum (71), each scored against its sector. The composite is then ranked across MoatMap’s universe of 24,000+ stocks.
Does Amalgamated Financial Corp. have an economic moat?
Amalgamated Financial Corp. (AMAL) has a Quality factor score of 62/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Amalgamated Financial Corp. a buy, hold, or sell?
MoatMap’s current signal for Amalgamated Financial Corp. (AMAL) is Buy, based on a StockRank of 72/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is Amalgamated Financial Corp. in?
Amalgamated Financial Corp. (AMAL) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).