Pathward Financial, Inc. (CASH) — Stock Score Summary

Pathward Financial, Inc. (CASH) has a MoatMap StockRank of 51/100 based on Quality (56/100), Value (35/100), and Momentum (47/100) factor scores. The current signal is HOLD. Pathward Financial (formerly Meta Financial) is a leader in prepaid cards and banking-as-a-service. While it is a decent business, it does not align with our core macro themes and is subject to significant regulatory and compliance risks in the fintech space.

Pathward Financial, Inc. is a financial services company and bank holding company specializing in innovative payment solutions, commercial finance, and Banking-as-a-Service (BaaS) for fintech partners. The company differentiates itself through its strong regulatory compliance expertise and scalable technology platforms, enabling rapid deployment of financial products for its partners.

Key Financial Metrics

Price$81.18
Market Cap$1.7B
P/E (TTM)9.40
P/E (Forward)8.17
Price/Book1.98
Return on Equity22.8%
Gross Margin0.0%
Operating Margin38.2%
Revenue Growth-3.7%
Dividend Yield0.3%

Pathward Financial, Inc. operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Pathward Financial, Inc.’s (CASH) StockRank?
MoatMap’s StockRank for Pathward Financial, Inc. (CASH) is 51/100, with a Hold signal. It is a composite of Quality (56), Value (35), and Momentum (47) factor ranks across MoatMap’s 19,000+ stock universe.
Does Pathward Financial, Inc. have an economic moat?
Pathward Financial, Inc. (CASH) has a Quality factor score of 56/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Pathward Financial, Inc. a buy, hold, or sell?
MoatMap’s current signal for Pathward Financial, Inc. (CASH) is Hold, based on a StockRank of 51/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Pathward Financial, Inc. in?
Pathward Financial, Inc. (CASH) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).
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