Central Pacific Financial Corp. (CPF) — Stock Score Summary

Central Pacific Financial Corp. (CPF) has a MoatMap StockRank of 68/100 based on Quality (45/100), Value (37/100), and Momentum (70/100) factor scores. The current signal is BUY. Central Pacific Financial is a regional bank focused on Hawaii. It lacks a global scale moat, has low quality metrics, and is highly sensitive to local macroeconomic conditions rather than our identified global structural shifts.

Central Pacific Financial Corp. is the holding company for Central Pacific Bank, a full-service community bank serving the state of Hawaii with a range of personal and business banking products and services. Its competitive moat lies in its deep understanding of the local Hawaiian market, strong community ties, and established customer relationships. Central Pacific Financial is a prominent local bank, benefiting from a focused geographic strategy and personalized customer service.

Key Financial Metrics

Price$35.60
Market Cap$906M
P/E (TTM)11.63
P/E (Forward)9.75
Price/Book1.53
Return on Equity14.0%
Gross Margin0.0%
Operating Margin38.1%
Revenue Growth9.2%
Dividend Yield3.3%

Central Pacific Financial Corp. operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Central Pacific Financial Corp.’s (CPF) StockRank?
MoatMap’s StockRank for Central Pacific Financial Corp. (CPF) is 68/100, with a Buy signal. It is a composite of Quality (45), Value (37), and Momentum (70) factor ranks across MoatMap’s 19,000+ stock universe.
Does Central Pacific Financial Corp. have an economic moat?
Central Pacific Financial Corp. (CPF) has a Quality factor score of 45/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Central Pacific Financial Corp. a buy, hold, or sell?
MoatMap’s current signal for Central Pacific Financial Corp. (CPF) is Buy, based on a StockRank of 68/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Central Pacific Financial Corp. in?
Central Pacific Financial Corp. (CPF) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).
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