Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
NBN
BUYNortheast Bank · Financial Services · United States · $1.1B · Avg Vol: $18M/d
COMPANY DESCRIPTION
Northeast Bank is a full-service commercial bank headquartered in Maine, known for its unique national purchasing and servicing group (LASG) which buys and services commercial loan portfolios. The bank combines a traditional New England community banking footprint with a highly profitable national commercial real estate lending and loan acquisition platform. Its competitive moat is driven by its specialized expertise in purchasing distressed or non-performing loan pools at a discount, generating superior risk-adjusted returns.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 104.7M | 121.4M | 151.2M | 204.3M | 25.0% | 230.3M | 228.6M | 268.4M | 14.6% |
| EPS | 5.40 | 6.02 | 7.69 | 10.31 | 24.1% | 11.54 | 12.38 | 14.83 | 19.9% |
| Shares | 7.4M | 7.7M | 8.1M | 8.5M | +14.6% | 8.6M | — | — | — |
| Debt | 19.5M | 584.5M | 365.4M | 339.2M | 159.3% | 737.8M | — | — | — |
| Equity | 248.3M | 296.7M | 376.6M | 494.3M | 25.8% | — | — | — | — |
| Op CF | 30.5M | 60.1M | 2.6M | 54.1M | 21.1% | 4.0M | — | — | — |
| Inv CF | -248.9M | -1.2B | -158.3M | -919.8M | — | — | — | — | — |
| Fin CF | -620.0M | 1.2B | 199.9M | 1.0B | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of NBN are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| NBN | Northeast Bank(you) | $1.1B | 69 | BUY |
| FSBC | Five Star Bancorp | $1.0B | 68 | BUY |
| OSBC | Old Second Bancorp, Inc. | $1.2B | 70 | BUY |
| TRST | TrustCo Bank Corp NY | $977M | 67 | BUY |
| HFWA | Heritage Financial Corporation | $1.2B | 67 | BUY |
| MBWM | Mercantile Bank Corporation | $1.0B | 65 | BUY |
| WABC | Westamerica Bancorporation | $1.4B | 69 | BUY |
| AMTB | Amerant Bancorp Inc. | $1.1B | 73 | BUY |
| SPFI | South Plains Financial, Inc. | $841M | 68 | BUY |
| GSBC | Great Southern Bancorp, Inc. | $863M | 67 | BUY |
Peer medians: ROE 9.4% · P/E 13.9x · Gross margin 100.0%