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CAC

BUYFLAG

Camden National Corporation · Financial Services · United States · $924M · Avg Vol: $6M/d

76
StockRank
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Q
52
V
51
M
67
P/E (TTM)
11.5x
ROE
11.8%
D/E
0.6x
Dividend %
3.1%
AI CONVICTION THESIS

Camden National clears the floors at Q52 V51 M68 with a buyback, so stage one passes, but a 1.0% forward-EPS cut is adverse evidence, so the calibrated bar blocks approval at stage two.

COMPANY DESCRIPTION

Camden National Corporation is a regional financial services company providing a comprehensive suite of commercial and retail banking, wealth management, and trust services primarily in Maine. The company maintains a strong competitive position through its deep local market expertise and community-focused banking model, fostering strong client relationships. Camden National operates as a stable, regionally-focused institution committed to serving its communities.

FINANCIAL SUMMARY (USD)

Year2022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue183.8M156.3M172.6M248.3M10.5%246.6M261.8M279.9M6.2%
EPS4.182.983.633.86-2.6%4.714.715.0714.6%
Shares14.6M14.6M14.6M16.9M+16.2%16.9M
Debt113.1M329.3M369.3M389.5M51.0%612.8M
Equity451.3M495.1M531.2M696.6M15.6%
Op CF105.2M67.5M60.9M63.9M-15.3%82.9M
Inv CF-487.7M-7.0M30.3M-56.4M
Fin CF237.3M-36.1M23.9M-125.0M
Loading 1Y...
PRICE (1Y)+4.0%
51.2952.4253.5454.6755.79Jun 12Jul 7Jul 27
SMA 50SMA 200
Close
$54.81
RSI (14)
52.2
52W High
$55.98
From 52W High
1.0%

SCORE BREAKDOWN

Quality
52
ROIC (ROA)
1.1%*41.1
ROE
11.8%62.0
GP/Assets
3.5%N/A
Op. Margin
47.6%68.8
FCF/Assets
1.1%N/A
Piotroski
444.0
Int. Cover
50.0
D/E Ratio
0.56xN/A
Current Ratio
bankN/A
Value
51
P/E (TTM)
11.5x62.3
EV/EBITDA
bankN/A
P/FCF
12.0xN/A
P/B
1.3x43.1
P/S
3.7x51.0
Div Yield
3.1%39.9
Momentum
67
52W High %
98%78.0
RS 6M
9%75.8
SMA 50/200
1.12x82.1
EPS Rev 4W
-1.0%37.5
EPS Rev 12W
-2.0%29.7
EPS Improve
+22%50.4
Q Growth
199%90.0

FUNDAMENTALS

Market Cap
$924M
P/E (Forward)
9.4x
Gross Margin

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of CAC are excluded.

TickerCompanyMkt CapStockRankSignal
CACCamden National Corporation(you)$924M76BUY
HAFCHanmi Financial Corporation$943M77BUY
CPFCentral Pacific Financial Corp.$997M76BUY
MCBSMetroCity Bankshares, Inc.$1.0B77BUY
FCBCFirst Community Bankshares, Inc.$915M73BUY
THFFFirst Financial Corporation$922M81STRONG BUY
WASHWashington Trust Bancorp, Inc.$732M77BUY
CCNECNB Financial Corporation$1.0B80BUY
PGCPeapack-Gladstone Financial Corporation$822M72BUY
AMTBAmerant Bancorp Inc.$1.1B73BUY

Peer medians: ROE 9.4% · P/E 13.9x · Gross margin 100.0%

Camden National Corporation (CAC) — Stock Score Summary

Camden National Corporation (CAC) has a MoatMap StockRank of 76/100 based on Quality (52/100), Value (51/100), and Momentum (67/100) factor scores. The current signal is BUY. Camden National clears the floors at Q52 V51 M68 with a buyback, so stage one passes, but a 1.0% forward-EPS cut is adverse evidence, so the calibrated bar blocks approval at stage two.

Camden National Corporation is a regional financial services company providing a comprehensive suite of commercial and retail banking, wealth management, and trust services primarily in Maine. The company maintains a strong competitive position through its deep local market expertise and community-focused banking model, fostering strong client relationships. Camden National operates as a stable, regionally-focused institution committed to serving its communities.

Key Financial Metrics

Price$54.81
Market Cap$924M
P/E (TTM)11.52
P/E (Forward)9.42
Price/Book1.29
Return on Equity11.8%
Debt/Equity0.56x
Operating Margin47.6%
Revenue Growth26.0%
Dividend Yield3.1%
Free Cash Flow$77M

Camden National Corporation operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Camden National Corporation’s (CAC) StockRank?
MoatMap’s StockRank for Camden National Corporation (CAC) is 76/100, with a Buy signal. It is a composite of Quality (52), Value (51), and Momentum (67) factor ranks across MoatMap’s 20,000+ stock universe.
Does Camden National Corporation have an economic moat?
Camden National Corporation (CAC) has a Quality factor score of 52/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Camden National Corporation a buy, hold, or sell?
MoatMap’s current signal for Camden National Corporation (CAC) is Buy, based on a StockRank of 76/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Camden National Corporation in?
Camden National Corporation (CAC) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).