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CSLFINANCE.NS

HoldUnloved Quality

CSL Finance Limited · Financial Services · India · $57M · Avg Vol: $101K/d

58
StockRank
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Q
59
V
60
M
35
P/E (TTM)
6.4x
ROE
13.9%
D/E
1.4x
Dividend %
1.2%

COMPANY DESCRIPTION

CSL Finance Limited, a non-banking financial company, provides SME and wholesale loaning businesses in India.

FINANCIAL SUMMARY (INR)

Year2023202420252026CAGRTTM
Revenue1.1B1.6B2.1B2.5B29.8%2.7B
EPS (INR)22.0228.6031.6437.8019.7%38.02
Shares20.6M22.4M22.5M22.5M+9.0%22.5M
Debt4.1B5.0B7.0B8.6B27.8%8.6B
Equity3.6B4.7B5.4B6.2B19.7%
Op CF-1.7B-1.3B-1.0B-566.5M-569.0M
Inv CF-21.3M-12.9M-85.8M-10.0M
Fin CF2.0B1.4B1.2B701.8M
Loading 1Y...
PRICE (1Y)+15.4%
2.212.322.422.532.64Jul 29Aug 19Sep 9
SMA 50SMA 200

Close
$2.55
RSI (14)
66.2
52W High
$3.40
From 52W High
0.7%

SCORE BREAKDOWN

Quality
59
ROIC
8.1%82.4
ROE
13.9%70.2
GP/Assets
17.2%84.1
Op. Margin
77.3%87.1
FCF/Assets
-3.9%10.3
Piotroski
10.6
Int. Cover
50.0x89.2
D/E Ratio
1.38x23.2
Current Ratio
67.79x96.2
Value
60
P/E (TTM)
6.4x85.8
EV/EBITDA
6.4x71.3
P/FCF
N/A
P/B
0.9x72.3
P/S
2.0x75.6
Div Yield
1.2%13.2
Momentum
35
52W High %
75%21.0
RS 6M
4%61.9
SMA 50/200
0.90x9.7
EPS Rev 4W
N/A
EPS Rev 12W
N/A
EPS Improve
N/A
Q Growth
4%31.7

FUNDAMENTALS

Market Cap
$57M
P/E (Forward)
Gross Margin
53.6%

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of CSLFINANCE.NS are excluded.

TickerCompanyMkt CapStockRankSignal
CSLFINANCE.NSCSL Finance Limited(you)$57M58Hold
LAXMIINDIA.NSLaxmi India Finance Limited$72M56Hold
MANBA.NSManba Finance Limited$69M43Hold
VHL.NSVardhman Holdings Limited$122M42Hold
UGROCAP.NSUGRO Capital Limited$137M40Hold
ARMANFIN.NSArman Financial Services Limited$225M49Hold
FUSION.NSFusion Finance Limited$345M51Hold
SATIN.NSSatin Creditcare Network Limited$252M74Buy
MUTHOOTMF.NSMuthoot Microfin Limited$357M49Hold
MUFIN.NSMufin Green Finance Limited$283M44Hold

Peer medians: ROE 11.6% · P/E 18.5x · Gross margin 70.0%

CSL Finance Limited (CSLFINANCE.NS): Stock Score Summary

CSL Finance Limited (CSLFINANCE.NS) has a MoatMap StockRank of 58/100 based on Quality (59/100), Value (60/100), and Momentum (35/100) factor scores. The current signal is HOLD.

CSL Finance Limited, a non-banking financial company, provides SME and wholesale loaning businesses in India.

Key Financial Metrics

Price$2.55
Market Cap$57M
P/E (TTM)6.43
Price/Book0.89
Return on Equity13.9%
Return on Invested Capital8.1%
Debt/Equity1.38x
Gross Margin53.6%
Operating Margin77.3%
Revenue Growth15.9%
Dividend Yield1.2%
Free Cash Flow$-6M

CSL Finance Limited operates in the Credit Services industry, part of the Financial Services sector (India).

Frequently Asked Questions

What is CSL Finance Limited’s (CSLFINANCE.NS) StockRank?
MoatMap’s StockRank for CSL Finance Limited (CSLFINANCE.NS) is 58/100, with a Hold signal. It is a composite of Quality (59), Value (60), and Momentum (35) factor ranks across MoatMap’s universe of 25,000+ stocks.
Does CSL Finance Limited have an economic moat?
CSL Finance Limited (CSLFINANCE.NS) has a Quality factor score of 59/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is CSL Finance Limited a buy, hold, or sell?
MoatMap’s current signal for CSL Finance Limited (CSLFINANCE.NS) is Hold, based on a StockRank of 58/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is CSL Finance Limited in?
CSL Finance Limited (CSLFINANCE.NS) operates in the Financial Services sector, specifically the Credit Services industry (India).