Citizens Financial Services, Inc. (CZFS) — Stock Score Summary

Citizens Financial Services, Inc. (CZFS) has a MoatMap StockRank of 72/100 based on Quality (46/100), Value (48/100), and Momentum (62/100) factor scores. The current signal is BUY.

Key Financial Metrics

Price$66.10
Market Cap$288M
P/E (TTM)7.92
P/E (Forward)7.81
Price/Book0.91
Return on Equity12.1%
Gross Margin0.0%
Operating Margin45.7%
Revenue Growth13.6%
Dividend Yield3.1%

Citizens Financial Services, Inc. operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Citizens Financial Services, Inc.’s (CZFS) StockRank?
MoatMap’s StockRank for Citizens Financial Services, Inc. (CZFS) is 72/100, with a Buy signal. It is a composite of Quality (46), Value (48), and Momentum (62) factor ranks across MoatMap’s 19,000+ stock universe.
Does Citizens Financial Services, Inc. have an economic moat?
Citizens Financial Services, Inc. (CZFS) has a Quality factor score of 46/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Citizens Financial Services, Inc. a buy, hold, or sell?
MoatMap’s current signal for Citizens Financial Services, Inc. (CZFS) is Buy, based on a StockRank of 72/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Citizens Financial Services, Inc. in?
Citizens Financial Services, Inc. (CZFS) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).