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DHANBANK.NS

Strong BuySecond WindFLAG

Dhanlaxmi Bank Limited · Financial Services · India · $130M · Avg Vol: $224K/d

84
StockRank
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Q
45
V
65
M
71
P/E (TTM)
10.5x
ROE
7.9%
D/E
0.4x
Dividend %
—
Dir. Trades · 180d
None →
Buybacks · 180d
None →
AI CONVICTION THESIS

Insufficient evidence for a screen-pass. Dhanlaxmi Bank Limited: fails the quant gate on quality (Q45/V65/M71; every leg must be >= 50). Absence of evidence is neutral; nothing adverse is known.

COMPANY DESCRIPTION

Dhanlaxmi Bank Limited provides various banking and financial services in India. The company operates through Treasury Operations, Corporate/Wholesale Banking, Retail Banking, and Other Banking Business Operations segments.

FINANCIAL SUMMARY (INR)

Year2023202420252026CAGRTTM
Revenue5.5B5.8B6.4B7.9B12.7%7.8B
EPS (INR)1.581.792.372.6018.0%2.93
Shares312.0M312.0M394.7M394.7M+26.5%394.7M
Debt4.9B3.0B2.0B5.4B2.9%8.6B
Equity9.6B10.3B14.0B14.7B15.3%—
Op CF2.2B172.9M-47.9M6.3B42.9%6.3B
Inv CF-1.1B1.1B-323.1M-7.9B——
Fin CF001.4B1.5B——
Loading 1Y...
PRICE (1Y)-4.2%
0.320.330.340.350.36Jul 31Aug 21Sep 10
SMA 50SMA 200

Close
$0.3216
RSI (14)
17.1
52W High
$0.3857
From 52W High
0.8%

SCORE BREAKDOWN

Quality
45
ROIC (ROA)
0.6%*24.7
ROE
7.9%38.8
GP/Assets
3.7%N/A
Op. Margin
18.1%34.5
FCF/Assets
2.8%N/A
Piotroski
685.7
Int. Cover
—50.0
D/E Ratio
0.36xN/A
Current Ratio
bankN/A
Value
65
P/E (TTM)
10.5x65.1
EV/EBITDA
bankN/A
P/FCF
2.1xN/A
P/B
0.8x79.9
P/S
1.6x81.5
Div Yield
—N/A
Momentum
71
52W High %
83%32.1
RS 6M
34%93.7
SMA 50/200
1.15x86.3
EPS Rev 4W
—N/A
EPS Rev 12W
—N/A
EPS Improve
—N/A
Q Growth
105%85.7

FUNDAMENTALS

Market Cap
$130M
P/E (Forward)
—
Gross Margin
—

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of DHANBANK.NS are excluded.

TickerCompanyMkt CapStockRankSignal
DHANBANK.NSDhanlaxmi Bank Limited(you)$130M84Strong Buy
SURYODAY.NSSuryoday Small Finance Bank Limited$174M81Strong Buy
CAPITALSFB.NSCapital Small Finance Bank Limited$133M72Buy
DCBBANK.NSDCB Bank Limited$780M88Strong Buy
KTKBANK.NSThe Karnataka Bank Limited$1.3B85Strong Buy
SOUTHBANK.NSThe South Indian Bank Limited$1.3B81Strong Buy
TMB.NSTamilnad Mercantile Bank Limited$1.5B86Strong Buy
JSFB.NSJana Small Finance Bank Limited$602M56Hold
ESAFSFB.NSESAF Small Finance Bank$226M36Hold
UJJIVANSFB.NSUjjivan Small Finance Bank Limited$1.3B62Hold

Peer medians: ROE 11.6% · P/E 18.5x · Gross margin 69.9%

Dhanlaxmi Bank Limited (DHANBANK.NS): Stock Score Summary

Dhanlaxmi Bank Limited (DHANBANK.NS) has a MoatMap StockRank of 84/100 based on Quality (45/100), Value (65/100), and Momentum (71/100) factor scores. The current signal is STRONG BUY. Insufficient evidence for a screen-pass. Dhanlaxmi Bank Limited: fails the quant gate on quality (Q45/V65/M71; every leg must be >= 50). Absence of evidence is neutral; nothing adverse is known.

Dhanlaxmi Bank Limited provides various banking and financial services in India. The company operates through Treasury Operations, Corporate/Wholesale Banking, Retail Banking, and Other Banking Business Operations segments.

Key Financial Metrics

Price$0.32
Market Cap$130M
P/E (TTM)10.51
Price/Book0.80
Return on Equity7.9%
Debt/Equity0.36x
Operating Margin18.1%
Revenue Growth25.0%
Free Cash Flow$63M

Dhanlaxmi Bank Limited operates in the Banks - Regional industry, part of the Financial Services sector (India).

Frequently Asked Questions

What is Dhanlaxmi Bank Limited’s (DHANBANK.NS) StockRank?
MoatMap’s StockRank for Dhanlaxmi Bank Limited (DHANBANK.NS) is 84/100, with a Strong Buy signal. It is a composite of Quality (45), Value (65), and Momentum (71) factor ranks across MoatMap’s universe of 25,000+ stocks.
Does Dhanlaxmi Bank Limited have an economic moat?
Dhanlaxmi Bank Limited (DHANBANK.NS) has a Quality factor score of 45/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Dhanlaxmi Bank Limited a buy, hold, or sell?
MoatMap’s current signal for Dhanlaxmi Bank Limited (DHANBANK.NS) is Strong Buy, based on a StockRank of 84/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is Dhanlaxmi Bank Limited in?
Dhanlaxmi Bank Limited (DHANBANK.NS) operates in the Financial Services sector, specifically the Banks - Regional industry (India).
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