Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
CAPITALSFB.NS
BuySecond WindFLAGCapital Small Finance Bank Limited · Financial Services · India · $133M · Avg Vol: $64K/d
Insufficient evidence for a screen-pass. Capital Small Finance Bank Limited: fails the quant gate on quality (Q40/V65/M62; every leg must be >= 50). Absence of evidence is neutral; nothing adverse is known.
COMPANY DESCRIPTION
Capital Small Finance Bank Limited provides a range of banking and financial products and services for individuals and businesses in India. It operates through four segments: Treasury, Wholesale Banking, Retail Banking, and Other Banking Operations.
FINANCIAL SUMMARY (INR)
| Year | 2023 | 2024 | 2025 | 2026 | CAGR | TTM | 2027E | 2028E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 3.7B | 4.1B | 5.0B | 5.6B | 14.6% | 5.2B | 6.7B | 8.0B | 19.7% |
| EPS (INR) | 20.78 | 30.65 | 29.18 | 31.20 | 14.5% | 33.25 | 40.81 | 51.65 | 28.7% |
| Shares | 45.0M | 45.0M | 45.2M | 45.4M | +0.8% | 45.5M | — | — | — |
| Debt | 7.2B | 4.7B | 3.2B | 5.0B | -11.5% | 6.9B | — | — | — |
| Equity | 6.1B | 12.0B | 13.4B | 14.6B | 33.8% | — | — | — | — |
| Op CF | 748.8M | 1.2B | 2.8B | -3.9B | 93.2% | -3.9B | — | — | — |
| Inv CF | -2.0B | -1.7B | -564.5M | -367.0M | — | — | — | — | — |
| Fin CF | 2.2B | 2.2B | -1.6B | 1.6B | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of CAPITALSFB.NS are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| CAPITALSFB.NS | Capital Small Finance Bank Limited(you) | $133M | 72 | Buy |
| DHANBANK.NS | Dhanlaxmi Bank Limited | $130M | 84 | Strong Buy |
| SURYODAY.NS | Suryoday Small Finance Bank Limited | $174M | 80 | Strong Buy |
| JSFB.NS | Jana Small Finance Bank Limited | $602M | 57 | Hold |
| ESAFSFB.NS | ESAF Small Finance Bank | $226M | 36 | Hold |
| DCBBANK.NS | DCB Bank Limited | $780M | 87 | Strong Buy |
| SOUTHBANK.NS | The South Indian Bank Limited | $1.3B | 81 | Strong Buy |
| KTKBANK.NS | The Karnataka Bank Limited | $1.3B | 82 | Strong Buy |
| CSBBANK.NS | CSB Bank Limited | $559M | 44 | Hold |
| J&KBANK.NS | Jammu and Kashmir Bank Limited | $1.7B | 66 | Buy |
Peer medians: ROE 11.6% · P/E 18.5x · Gross margin 69.9%