First Bancorp (FBNC) — Stock Score Summary

First Bancorp (FBNC) has a MoatMap StockRank of 49/100 based on Quality (39/100), Value (23/100), and Momentum (73/100) factor scores. The current signal is HOLD. First Bancorp is a regional bank lacking any structural alignment with our high-conviction macro themes. With a mediocre quality score of 39, it fails to meet our Terry Smith quality threshold and offers no asymmetric upside in the current volatile interest rate environment.

First Bancorp is a regional bank holding company operating primarily in North and South Carolina through its subsidiary, First Bank. It offers a comprehensive suite of commercial and retail banking services to individuals and businesses. The company maintains strong community ties and a diversified loan portfolio, focusing on organic growth and strategic acquisitions within its expanding market footprint.

Key Financial Metrics

Price$60.00
Market Cap$2.4B
P/E (TTM)20.28
P/E (Forward)11.70
Price/Book1.46
Return on Equity7.6%
Gross Margin0.0%
Operating Margin50.5%
Revenue Growth13.9%
Dividend Yield1.6%

First Bancorp operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is First Bancorp’s (FBNC) StockRank?
MoatMap’s StockRank for First Bancorp (FBNC) is 49/100, with a Hold signal. It is a composite of Quality (39), Value (23), and Momentum (73) factor ranks across MoatMap’s 19,000+ stock universe.
Does First Bancorp have an economic moat?
First Bancorp (FBNC) has a Quality factor score of 39/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is First Bancorp a buy, hold, or sell?
MoatMap’s current signal for First Bancorp (FBNC) is Hold, based on a StockRank of 49/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is First Bancorp in?
First Bancorp (FBNC) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).
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