First Merchants Corporation (FRME) — Stock Score Summary

First Merchants Corporation (FRME) has a MoatMap StockRank of 49/100 based on Quality (37/100), Value (41/100), and Momentum (57/100) factor scores. The current signal is HOLD. First Merchants is a regional bank exposed to commercial real estate risks and net interest margin compression, with no alignment to our core macro themes.

First Merchants Corporation is a prominent regional bank holding company providing comprehensive financial services through its subsidiary, First Merchants Bank. The company's competitive strength lies in its deep roots within Indiana and Ohio communities, fostering strong customer relationships and local market expertise. First Merchants has grown strategically through acquisitions, maintaining a diversified loan portfolio and an emphasis on community-focused banking.

Key Financial Metrics

Price$40.62
Market Cap$2.6B
P/E (TTM)11.83
P/E (Forward)8.80
Price/Book0.95
Return on Equity7.9%
Gross Margin0.0%
Operating Margin22.6%
Revenue Growth-2.5%
Dividend Yield3.7%

First Merchants Corporation operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is First Merchants Corporation’s (FRME) StockRank?
MoatMap’s StockRank for First Merchants Corporation (FRME) is 49/100, with a Hold signal. It is a composite of Quality (37), Value (41), and Momentum (57) factor ranks across MoatMap’s 19,000+ stock universe.
Does First Merchants Corporation have an economic moat?
First Merchants Corporation (FRME) has a Quality factor score of 37/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is First Merchants Corporation a buy, hold, or sell?
MoatMap’s current signal for First Merchants Corporation (FRME) is Hold, based on a StockRank of 49/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is First Merchants Corporation in?
First Merchants Corporation (FRME) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).
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