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FCCO

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First Community Corporation · Financial Services · United States · $316M · Avg Vol: $2M/d

71
StockRank
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Q
54
V
42
M
69
P/E (TTM)
12.9x
ROE
12.1%
D/E
0.1x
Dividend %
1.9%
Dir. Trades · 180d
+$42.4K · −$1.2M →
Buybacks · 180d
None →

COMPANY DESCRIPTION

First Community Corporation is a bank holding company for First Community Bank, offering commercial and retail banking services across South Carolina and parts of North Carolina and Georgia. The bank differentiates itself through its community-focused approach, strong customer relationships, and local decision-making capabilities. First Community Corporation maintains a solid regional presence, capitalizing on growth opportunities within its Southeastern markets.

FINANCIAL SUMMARY (USD)

Year20212022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue55.0M55.2M54.5M61.1M73.4M7.5%88.3M93.3M100.4M17.0%
EPS2.061.941.561.832.515.1%2.683.073.2413.7%
Shares7.5M7.6M7.6M7.6M7.7M+1.9%9.4M———
Debt17.9M67.8M108.4M17.6M17.3M-0.8%113.9M———
Equity141.0M118.4M131.1M144.5M167.6M4.4%————
Op CF57.9M22.1M13.0M11.6M18.7M-24.6%7.6M———
Inv CF-236.3M-162.8M-89.7M-67.6M-80.8M—————
Fin CF182.4M109.0M133.9M111.1M73.4M—————
Loading 1Y...
PRICE (1Y)+0.1%
32.9633.3933.8334.2734.70Jul 30Aug 20Sep 10
SMA 50SMA 200

Close
$34.15
RSI (14)
52.0
52W High
$35.56
From 52W High
1.0%

SCORE BREAKDOWN

Quality
54
ROIC (ROA)
1.0%*37.2
ROE
12.1%61.2
GP/Assets
4.3%N/A
Op. Margin
42.5%60.8
FCF/Assets
0.4%N/A
Piotroski
567.4
Int. Cover
—50.0
D/E Ratio
0.10xN/A
Current Ratio
bankN/A
Value
42
P/E (TTM)
12.9x50.0
EV/EBITDA
bankN/A
P/FCF
35.8xN/A
P/B
1.4x39.6
P/S
3.7x49.4
Div Yield
1.9%23.7
Momentum
69
52W High %
96%79.4
RS 6M
10%72.3
SMA 50/200
1.10x71.1
EPS Rev 4W
+0.5%45.7
EPS Rev 12W
+5.1%83.9
EPS Improve
+24%54.9
Q Growth
47%71.8

FUNDAMENTALS

Market Cap
$316M
P/E (Forward)
10.4x
Gross Margin
—

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of FCCO are excluded.

TickerCompanyMkt CapStockRankSignal
FCCOFirst Community Corporation(you)$316M71Buy
FVCBFVCBankcorp, Inc.$329M70Buy
LCNBLCNB Corp.$277M71Buy
NECBNortheast Community Bancorp, Inc.$364M71Buy
NEWTNewtekOne, Inc.$344M73Buy
PCBPCB Bancorp$386M70Buy
FUNCFirst United Corporation$279M74Buy
ATLOAmes National Corporation$280M74Buy
QNBCQNB Corp.$281M66Buy
PLBCPlumas Bancorp$430M71Buy

Peer medians: ROE 9.5% · P/E 13.1x · Gross margin 100.0%

First Community Corporation (FCCO): Stock Score Summary

First Community Corporation (FCCO) has a MoatMap StockRank of 71/100 based on Quality (54/100), Value (42/100), and Momentum (69/100) factor scores. The current signal is BUY.

First Community Corporation is a bank holding company for First Community Bank, offering commercial and retail banking services across South Carolina and parts of North Carolina and Georgia. The bank differentiates itself through its community-focused approach, strong customer relationships, and local decision-making capabilities. First Community Corporation maintains a solid regional presence, capitalizing on growth opportunities within its Southeastern markets.

Key Financial Metrics

Price$34.15
Market Cap$316M
P/E (TTM)12.90
P/E (Forward)10.41
Price/Book1.42
Return on Equity12.1%
Debt/Equity0.10x
Operating Margin42.5%
Revenue Growth26.5%
Dividend Yield1.9%
Free Cash Flow$9M

First Community Corporation operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is First Community Corporation’s (FCCO) StockRank?
MoatMap’s StockRank for First Community Corporation (FCCO) is 71/100, with a Buy signal. It is a composite of Quality (54), Value (42), and Momentum (69) factor ranks across MoatMap’s universe of 25,000+ stocks.
Does First Community Corporation have an economic moat?
First Community Corporation (FCCO) has a Quality factor score of 54/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is First Community Corporation a buy, hold, or sell?
MoatMap’s current signal for First Community Corporation (FCCO) is Buy, based on a StockRank of 71/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is First Community Corporation in?
First Community Corporation (FCCO) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).
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