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FCCO

BUY

First Community Corporation · Financial Services · United States · $316M · Avg Vol: $3M/d

70
StockRank
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Q
51
V
43
M
69
P/E (TTM)
12.8x
ROE
11.2%
D/E
0.1x
Dividend %
2.0%
Dir. Trades · 180d
None →
Buybacks · 180d
None →

COMPANY DESCRIPTION

First Community Corporation is a bank holding company for First Community Bank, offering commercial and retail banking services across South Carolina and parts of North Carolina and Georgia. The bank differentiates itself through its community-focused approach, strong customer relationships, and local decision-making capabilities. First Community Corporation maintains a solid regional presence, capitalizing on growth opportunities within its Southeastern markets.

FINANCIAL SUMMARY (USD)

Year20212022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue55.0M55.2M54.5M61.1M73.4M7.5%83.0M93.3M100.1M16.8%
EPS2.061.941.561.832.515.1%2.533.103.1912.7%
Shares7.5M7.6M7.6M7.6M7.7M+1.9%9.4M———
Debt17.9M67.8M108.4M17.6M17.3M-0.8%117.4M———
Equity141.0M118.4M131.1M144.5M167.6M4.4%————
Op CF57.9M22.1M13.0M11.6M18.7M-24.6%9.8M———
Inv CF-236.3M-162.8M-89.7M-67.6M-80.8M—————
Fin CF182.4M109.0M133.9M111.1M73.4M—————
Loading 1Y...
PRICE (1Y)+5.5%
31.2531.8532.4533.0533.65Jun 11Jul 6Jul 24
SMA 50SMA 200
Close
$33.65
RSI (14)
57.5
52W High
$34.06
From 52W High
1.0%

SCORE BREAKDOWN

Quality
51
ROIC (ROA)
0.9%*35.4
ROE
11.2%58.5
GP/Assets
4.0%N/A
Op. Margin
34.3%52.8
FCF/Assets
0.4%N/A
Piotroski
565.2
Int. Cover
—50.0
D/E Ratio
0.10xN/A
Current Ratio
bankN/A
Value
43
P/E (TTM)
12.8x52.8
EV/EBITDA
bankN/A
P/FCF
35.9xN/A
P/B
1.4x39.5
P/S
3.7x52.1
Div Yield
2.0%21.2
Momentum
69
52W High %
99%85.8
RS 6M
6%70.6
SMA 50/200
1.07x65.9
EPS Rev 4W
0.0%69.8
EPS Rev 12W
-0.8%44.2
EPS Improve
+25%53.4
Q Growth
38%68.9

FUNDAMENTALS

Market Cap
$316M
P/E (Forward)
10.2x
Gross Margin
—

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of FCCO are excluded.

TickerCompanyMkt CapStockRankSignal
FCCOFirst Community Corporation(you)$316M70BUY
FSBWFS Bancorp, Inc.$302M70BUY
COSOCoastalSouth Bancshares, Inc.$325M73BUY
FXNCFirst National Corporation$269M73BUY
BPRNPrinceton Bancorp, Inc.$278M74BUY
FVCBFVCBankcorp, Inc.$324M76BUY
BCMLBayCom Corp$346M65HOLD
FUNCFirst United Corporation$288M75BUY
CBKCommercial Bancgroup, Inc.$454M71BUY
CFFIC&F Financial Corporation$254M74BUY

Peer medians: ROE 9.4% · P/E 13.9x · Gross margin 100.0%

First Community Corporation (FCCO) — Stock Score Summary

First Community Corporation (FCCO) has a MoatMap StockRank of 70/100 based on Quality (51/100), Value (43/100), and Momentum (69/100) factor scores. The current signal is BUY.

First Community Corporation is a bank holding company for First Community Bank, offering commercial and retail banking services across South Carolina and parts of North Carolina and Georgia. The bank differentiates itself through its community-focused approach, strong customer relationships, and local decision-making capabilities. First Community Corporation maintains a solid regional presence, capitalizing on growth opportunities within its Southeastern markets.

Key Financial Metrics

Price$33.65
Market Cap$316M
P/E (TTM)12.79
P/E (Forward)10.24
Price/Book1.38
Return on Equity11.2%
Debt/Equity0.10x
Operating Margin34.3%
Revenue Growth28.1%
Dividend Yield2.0%
Free Cash Flow$9M

First Community Corporation operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is First Community Corporation’s (FCCO) StockRank?
MoatMap’s StockRank for First Community Corporation (FCCO) is 70/100, with a Buy signal. It is a composite of Quality (51), Value (43), and Momentum (69) factor ranks across MoatMap’s 20,000+ stock universe.
Does First Community Corporation have an economic moat?
First Community Corporation (FCCO) has a Quality factor score of 51/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is First Community Corporation a buy, hold, or sell?
MoatMap’s current signal for First Community Corporation (FCCO) is Buy, based on a StockRank of 70/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is First Community Corporation in?
First Community Corporation (FCCO) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).
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