What is Primis Financial Corp.'s (FRST) StockRank?

MoatMap's StockRank for Primis Financial Corp. (FRST) is 69/100, with a Buy signal. This is a composite score combining Quality (48), Value (66), and Momentum (49) factor ranks across MoatMap's 20,000+ stock universe.

Does Primis Financial Corp. have an economic moat?

Primis Financial Corp. (FRST) has a Quality factor score of 48/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the financial characteristics of a moated business.

Is Primis Financial Corp. a buy, hold, or sell?

MoatMap's current signal for Primis Financial Corp. (FRST) is Buy, based on a StockRank of 69/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.

What sector is Primis Financial Corp. in?

Primis Financial Corp. (FRST) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).

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FRST

BUY

Primis Financial Corp. · Financial Services · United States · $382M · Avg Vol: $4M/d

StockRank

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P/E (TTM)

8.6x

ROE

11.5%

D/E

0.5x

Dividend %

2.5%

COMPANY DESCRIPTION

Primis Financial Corp. is the bank holding company for Primis Bank, a digitally forward regional bank operating in Virginia and Maryland. The company differentiates itself through its innovative digital banking platform, Primis Digital, which attracts nationwide deposits to fund commercial and industrial lending. This hybrid model combines the low-cost operating structure of a digital bank with the relationship-driven credit underwriting of a traditional community bank.

FINANCIAL SUMMARY (USD)

Year	2022	2023	2024	2025	CAGR	TTM	2026E	2027E	Fwd CAGR
Revenue	120.1M	144.0M	147.4M	140.9M	5.5%	198.4M	175.5M	189.3M	15.9%
EPS	0.72	0.40	-0.31	2.49	51.2%	1.85	1.58	1.89	-12.9%
Shares	24.7M	24.7M	24.7M	24.7M	+0.1%	24.9M	—	—	—
Debt	426.1M	157.7M	124.6M	197.3M	-22.6%	378.3M	—	—	—
Equity	389.0M	376.2M	351.8M	422.9M	2.8%	—	—	—	—
Op CF	12.4M	28.8M	19.5M	10.8M	-4.7%	-78.0M	—	—	—
Inv CF	-616.9M	-312.8M	108.3M	-158.2M	—	—	—	—	—
Fin CF	152.1M	283.6M	-140.9M	226.6M	—	—	—	—	—

Loading 1Y...

PRICE (1Y)+0.4%

SMA 50SMA 200

$15.80

RSI (14)

51.0

52W High

$16.77

From 52W High

0.9%

SCORE BREAKDOWN

Quality

ROIC (ROA)

1.2%*41.4

ROE

11.5%60.4

GP/Assets

4.9%N/A

Op. Margin

25.1%44.0

FCF/Assets

0.2%N/A

Piotroski

444.0

Int. Cover

—50.0

D/E Ratio

0.47xN/A

Current Ratio

bankN/A

Value

P/E (TTM)

8.6x76.5

EV/EBITDA

bankN/A

P/FCF

42.2xN/A

P/B

0.9x68.3

P/S

2.0x76.6

Div Yield

2.5%29.6

Momentum

52W High %

94%55.2

RS 6M

9%73.1

SMA 50/200

1.15x88.0

EPS Rev 4W

-1.5%27.9

EPS Rev 12W

—N/A

EPS Improve

+2%22.1

Q Growth

-68%3.7

FUNDAMENTALS

Market Cap

$382M

P/E (Forward)

8.5x

Gross Margin

—

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of FRST are excluded.

Ticker	Company	Mkt Cap	StockRank	Signal
FRST	Primis Financial Corp.(you)	$382M	69	BUY
USCB	USCB Financial Holdings, Inc.	$396M	69	BUY
ISTR	Investar Holding Corporation	$411M	68	BUY
FRBA	First Bank	$451M	68	BUY
PDLB	Ponce Financial Group, Inc.	$489M	68	BUY
FCCO	First Community Corporation	$316M	71	BUY
CBAN	Colony Bankcorp, Inc.	$462M	65	BUY
JMSB	John Marshall Bancorp, Inc.	$315M	72	BUY
NECB	Northeast Community Bancorp, Inc.	$369M	76	BUY
FSBW	FS Bancorp, Inc.	$302M	72	BUY

Peer medians: ROE 9.4% · P/E 13.9x · Gross margin 100.0%

Price	$15.80
Market Cap	$382M
P/E (TTM)	8.65
P/E (Forward)	8.48
Price/Book	0.93
Return on Equity	11.5%
Debt/Equity	0.47x
Operating Margin	25.1%
Revenue Growth	-22.7%
Dividend Yield	2.5%
Free Cash Flow	$9M