What is John Marshall Bancorp, Inc.'s (JMSB) StockRank?

MoatMap's StockRank for John Marshall Bancorp, Inc. (JMSB) is 61/100, with a Hold signal. This is a composite score combining Quality (57), Value (38), and Momentum (60) factor ranks across MoatMap's universe of 25,000+ stocks.

Does John Marshall Bancorp, Inc. have an economic moat?

John Marshall Bancorp, Inc. (JMSB) has a Quality factor score of 57/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the financial characteristics of a moated business.

Is John Marshall Bancorp, Inc. a buy, hold, or sell?

MoatMap's current signal for John Marshall Bancorp, Inc. (JMSB) is Hold, based on a StockRank of 61/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.

What sector is John Marshall Bancorp, Inc. in?

John Marshall Bancorp, Inc. (JMSB) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).

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JMSB

HoldPremium Grower

John Marshall Bancorp, Inc. · Financial Services · United States · $324M · Avg Vol: $1M/d

StockRank

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P/E (TTM)

13.5x

ROE

9.3%

D/E

0.3x

Dividend %

0.8%

COMPANY DESCRIPTION

John Marshall Bancorp is the holding company for John Marshall Bank, a commercial-focused regional bank serving the highly affluent Washington, D.C. metropolitan area. The bank specializes in commercial real estate lending, construction financing, and customized treasury management services for local businesses. Its high-touch, relationship-driven service model and disciplined credit underwriting have resulted in superior asset quality and consistent loan growth.

FINANCIAL SUMMARY (USD)

Year	2022	2023	2024	2025	CAGR	TTM	2026E	2027E	Fwd CAGR
Revenue	72.1M	35.5M	53.3M	62.6M	-4.6%	66.9M	72.8M	79.0M	12.3%
EPS	2.27	0.36	1.20	1.49	-13.1%	1.73	1.93	2.12	19.4%
Shares	14.1M	14.1M	14.3M	14.2M	+0.8%	14.1M	—	—	—
Debt	29.5M	29.2M	86.2M	85.7M	42.7%	125.3M	—	—	—
Equity	212.8M	229.9M	246.6M	265.6M	7.7%	—	—	—	—
Op CF	33.2M	18.0M	17.3M	22.6M	-12.0%	21.6M	—	—	—
Inv CF	-270.9M	144.8M	31.0M	-88.7M	—	—	—	—	—
Fin CF	193.5M	-125.4M	-24.8M	73.6M	—	—	—	—	—

Loading 1Y...

PRICE (1Y)+0.5%

SMA 50SMA 200

$23.19

RSI (14)

52.7

52W High

$24.16

From 52W High

1.0%

SCORE BREAKDOWN

Quality

ROIC (ROA)

1.0%*37.2

ROE

9.3%46.4

GP/Assets

2.9%N/A

Op. Margin

48.8%68.5

FCF/Assets

1.0%N/A

Piotroski

797.1

Int. Cover

—50.0

D/E Ratio

0.32xN/A

Current Ratio

bankN/A

Value

P/E (TTM)

13.5x46.4

EV/EBITDA

bankN/A

P/FCF

13.5xN/A

P/B

1.2x49.3

P/S

4.9x34.5

Div Yield

0.8%7.6

Momentum

52W High %

96%79.3

RS 6M

5%63.1

SMA 50/200

1.08x68.1

EPS Rev 4W

0.0%27.7

EPS Rev 12W

0.0%38.4

EPS Improve

+23%53.4

Q Growth

38%66.9

FUNDAMENTALS

Market Cap

$324M

P/E (Forward)

11.0x

Gross Margin

—

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of JMSB are excluded.

Ticker	Company	Mkt Cap	StockRank	Signal
JMSB	John Marshall Bancorp, Inc.(you)	$324M	61	Hold
FSBW	FS Bancorp, Inc.	$302M	61	Hold
COSO	CoastalSouth Bancshares, Inc.	$329M	63	Hold
OVLY	Oak Valley Bancorp	$286M	58	Hold
USCB	USCB Financial Holdings, Inc.	$414M	62	Hold
FRBA	First Bank	$443M	60	Hold
QNBC	QNB Corp.	$281M	66	Buy
WSBF	Waterstone Financial, Inc.	$379M	66	Buy
FXNC	First National Corporation	$278M	55	Hold
FVCB	FVCBankcorp, Inc.	$329M	70	Buy

Peer medians: ROE 9.5% · P/E 13.1x · Gross margin 100.0%

Price	$23.19
Market Cap	$324M
P/E (TTM)	13.50
P/E (Forward)	10.99
Price/Book	1.20
Return on Equity	9.3%
Debt/Equity	0.32x
Operating Margin	48.8%
Revenue Growth	24.3%
Dividend Yield	0.8%
Free Cash Flow	$24M