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JMSB

BUY

John Marshall Bancorp, Inc. · Financial Services · United States · $315M · Avg Vol: $1M/d

72
StockRank
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Q
57
V
41
M
68
P/E (TTM)
13.8x
ROE
8.6%
D/E
0.3x
Dividend %
1.8%

COMPANY DESCRIPTION

John Marshall Bancorp is the holding company for John Marshall Bank, a commercial-focused regional bank serving the highly affluent Washington, D.C. metropolitan area. The bank specializes in commercial real estate lending, construction financing, and customized treasury management services for local businesses. Its high-touch, relationship-driven service model and disciplined credit underwriting have resulted in superior asset quality and consistent loan growth.

FINANCIAL SUMMARY (USD)

Year2022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue72.1M35.5M53.3M62.6M-4.6%63.3M71.0M78.9M12.2%
EPS2.270.361.201.49-13.1%1.581.832.0918.6%
Shares14.1M14.1M14.3M14.2M+0.8%14.1M
Debt29.5M29.2M86.2M85.7M42.7%85.6M
Equity212.8M229.9M246.6M265.6M7.7%
Op CF33.2M18.0M17.3M22.6M-12.0%24.1M
Inv CF-270.9M144.8M31.0M-88.7M
Fin CF193.5M-125.4M-24.8M73.6M
Loading 1Y...
PRICE (1Y)+7.3%
21.3021.8022.3022.7923.29Jun 12Jul 7Jul 27
SMA 50SMA 200
Close
$23.29
RSI (14)
64.6
52W High
$23.39
From 52W High
1.0%

SCORE BREAKDOWN

Quality
57
ROIC (ROA)
1.0%*36.6
ROE
8.6%45.0
GP/Assets
2.7%N/A
Op. Margin
46.8%68.1
FCF/Assets
1.0%N/A
Piotroski
797.0
Int. Cover
50.0
D/E Ratio
0.32xN/A
Current Ratio
bankN/A
Value
41
P/E (TTM)
13.8x47.1
EV/EBITDA
bankN/A
P/FCF
13.2xN/A
P/B
1.1x50.2
P/S
4.9x37.7
Div Yield
1.8%17.4
Momentum
68
52W High %
100%95.1
RS 6M
8%72.4
SMA 50/200
1.06x63.3
EPS Rev 4W
-1.4%29.4
EPS Rev 12W
N/A
EPS Improve
+33%61.2
Q Growth
27%61.3

FUNDAMENTALS

Market Cap
$315M
P/E (Forward)
10.4x
Gross Margin

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of JMSB are excluded.

TickerCompanyMkt CapStockRankSignal
JMSBJohn Marshall Bancorp, Inc.(you)$315M72BUY
FSBWFS Bancorp, Inc.$302M72BUY
FCCOFirst Community Corporation$316M71BUY
COSOCoastalSouth Bancshares, Inc.$325M75BUY
FXNCFirst National Corporation$269M72BUY
CBNAChain Bridge Bancorp, Inc.$277M74BUY
FVCBFVCBankcorp, Inc.$324M78BUY
NECBNortheast Community Bancorp, Inc.$369M76BUY
FRSTPrimis Financial Corp.$382M69BUY
USCBUSCB Financial Holdings, Inc.$396M69BUY

Peer medians: ROE 9.5% · P/E 13.9x · Gross margin 100.0%

John Marshall Bancorp, Inc. (JMSB) — Stock Score Summary

John Marshall Bancorp, Inc. (JMSB) has a MoatMap StockRank of 72/100 based on Quality (57/100), Value (41/100), and Momentum (68/100) factor scores. The current signal is BUY.

John Marshall Bancorp is the holding company for John Marshall Bank, a commercial-focused regional bank serving the highly affluent Washington, D.C. metropolitan area. The bank specializes in commercial real estate lending, construction financing, and customized treasury management services for local businesses. Its high-touch, relationship-driven service model and disciplined credit underwriting have resulted in superior asset quality and consistent loan growth.

Key Financial Metrics

Price$23.29
Market Cap$315M
P/E (TTM)13.79
P/E (Forward)10.40
Price/Book1.14
Return on Equity8.6%
Debt/Equity0.32x
Operating Margin46.8%
Revenue Growth16.2%
Dividend Yield1.8%
Free Cash Flow$24M

John Marshall Bancorp, Inc. operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is John Marshall Bancorp, Inc.’s (JMSB) StockRank?
MoatMap’s StockRank for John Marshall Bancorp, Inc. (JMSB) is 72/100, with a Buy signal. It is a composite of Quality (57), Value (41), and Momentum (68) factor ranks across MoatMap’s 20,000+ stock universe.
Does John Marshall Bancorp, Inc. have an economic moat?
John Marshall Bancorp, Inc. (JMSB) has a Quality factor score of 57/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is John Marshall Bancorp, Inc. a buy, hold, or sell?
MoatMap’s current signal for John Marshall Bancorp, Inc. (JMSB) is Buy, based on a StockRank of 72/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is John Marshall Bancorp, Inc. in?
John Marshall Bancorp, Inc. (JMSB) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).