First Guaranty Bancshares, Inc. (FGBI) — Stock Score Summary

First Guaranty Bancshares, Inc. (FGBI) has a MoatMap StockRank of 34/100 based on Quality (15/100), Value (28/100), and Momentum (78/100) factor scores. The current signal is SELL. First Guaranty Bancshares is a small regional bank with no clear competitive advantages, low return on assets, and zero exposure to our high-conviction macro themes. It fails our quality and scale requirements.

First Guaranty Bancshares, Inc. is the holding company for First Guaranty Bank, offering commercial and retail banking services across Louisiana and Texas. The bank's competitive advantage is rooted in its deep community relationships and localized lending expertise, particularly in commercial real estate and agricultural sectors. It operates as a conservative, relationship-driven regional bank focused on steady asset growth and stable net interest margins.

Key Financial Metrics

Price$9.94
Market Cap$166M
P/E (Forward)14.84
Price/Book0.81
Return on Equity-19.8%
Gross Margin0.0%
Operating Margin18.2%
Revenue Growth94.5%
Dividend Yield0.4%

First Guaranty Bancshares, Inc. operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is First Guaranty Bancshares, Inc.’s (FGBI) StockRank?
MoatMap’s StockRank for First Guaranty Bancshares, Inc. (FGBI) is 34/100, with a Sell signal. It is a composite of Quality (15), Value (28), and Momentum (78) factor ranks across MoatMap’s 19,000+ stock universe.
Does First Guaranty Bancshares, Inc. have an economic moat?
First Guaranty Bancshares, Inc. (FGBI) has a Quality factor score of 15/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is First Guaranty Bancshares, Inc. a buy, hold, or sell?
MoatMap’s current signal for First Guaranty Bancshares, Inc. (FGBI) is Sell, based on a StockRank of 34/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is First Guaranty Bancshares, Inc. in?
First Guaranty Bancshares, Inc. (FGBI) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).
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