What is BCB Bancorp, Inc.'s (BCBP) StockRank?

MoatMap's StockRank for BCB Bancorp, Inc. (BCBP) is 21/100, with a Sell signal. This is a composite score combining Quality (16), Value (55), and Momentum (35) factor ranks across MoatMap's universe of 25,000+ stocks.

Does BCB Bancorp, Inc. have an economic moat?

BCB Bancorp, Inc. (BCBP) has a Quality factor score of 16/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the financial characteristics of a moated business.

Is BCB Bancorp, Inc. a buy, hold, or sell?

MoatMap's current signal for BCB Bancorp, Inc. (BCBP) is Sell, based on a StockRank of 21/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.

What sector is BCB Bancorp, Inc. in?

BCB Bancorp, Inc. (BCBP) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).

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BCBP

SellBargain Bin

BCB Bancorp, Inc. · Financial Services · United States · $156M · Avg Vol: $1M/d

StockRank

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P/E (TTM)

—

ROE

-5.8%

D/E

1.0x

Dividend %

3.7%

COMPANY DESCRIPTION

BCB Bancorp, Inc. is a community bank holding company operating BCB Community Bank, offering a full range of commercial and retail banking services in New Jersey and New York. It focuses on building strong local customer relationships and providing personalized service to small and medium-sized businesses and individuals. BCB Bancorp is a growing regional community bank known for its emphasis on business lending and deposit gathering in diverse metropolitan communities.

FINANCIAL SUMMARY (USD)

Year	2022	2023	2024	2025	CAGR	TTM	2026E	2027E	Fwd CAGR
Revenue	115.5M	108.2M	95.0M	101.6M	-4.2%	62.4M	95.3M	103.7M	1.0%
EPS	2.64	1.71	0.99	-0.84	-38.8%	-1.11	—	—	—
Shares	16.9M	16.9M	17.1M	17.3M	+2.0%	18.1M	—	—	—
Debt	433.6M	523.8M	511.5M	289.4M	-12.6%	179.3M	—	—	—
Equity	291.3M	314.1M	323.9M	304.3M	1.5%	—	—	—	—
Op CF	40.9M	35.2M	67.7M	35.9M	-4.2%	35.3M	—	—	—
Inv CF	-761.5M	-233.3M	222.8M	232.4M	—	—	—	—	—
Fin CF	538.3M	248.3M	-252.7M	-309.0M	—	—	—	—	—

Loading 1Y...

PRICE (1Y)-16.7%

SMA 50SMA 200

$8.61

RSI (14)

46.1

52W High

$11.71

From 52W High

0.7%

SCORE BREAKDOWN

Quality

ROIC (ROA)

-0.5%*10.6

ROE

-5.8%6.7

GP/Assets

1.9%N/A

Op. Margin

-314.1%1.2

FCF/Assets

1.1%N/A

Piotroski

321.0

Int. Cover

—50.0

D/E Ratio

0.95xN/A

Current Ratio

bankN/A

Value

P/E (TTM)

—N/A

EV/EBITDA

bankN/A

P/FCF

4.4xN/A

P/B

0.6x89.0

P/S

2.5x67.9

Div Yield

3.7%50.5

Momentum

52W High %

74%19.3

RS 6M

-6%43.2

SMA 50/200

1.05x55.9

EPS Rev 4W

-23.6%2.2

EPS Rev 12W

-24.6%3.5

EPS Improve

+184%91.1

Q Growth

—N/A

FUNDAMENTALS

Market Cap

$156M

P/E (Forward)

9.3x

Gross Margin

—

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of BCBP are excluded.

Ticker	Company	Mkt Cap	StockRank	Signal
BCBP	BCB Bancorp, Inc.(you)	$156M	21	Sell
BAFN	BayFirst Financial Corp.	$178M	19	Strong Sell
HYNE	Hoyne Bancorp, Inc.	$134M	17	Strong Sell
FGBI	First Guaranty Bancshares, Inc.	$144M	15	Strong Sell
FNWB	First Northwest Bancorp	$108M	22	Sell
FINW	FinWise Bancorp	$209M	16	Strong Sell
SRBK	SR Bancorp, Inc.	$142M	30	Sell
GBFH	GBank Financial Holdings Inc.	$292M	22	Sell
WSBK	Winchester Bancorp, Inc.	$116M	28	Sell
RVSB	Riverview Bancorp, Inc.	$103M	26	Sell

Peer medians: ROE 9.5% · P/E 13.1x · Gross margin 100.0%

Price	$8.61
Market Cap	$156M
P/E (Forward)	9.32
Price/Book	0.59
Return on Equity	-5.8%
Debt/Equity	0.95x
Operating Margin	-314.1%
Revenue Growth	-80.8%
Dividend Yield	3.7%
Free Cash Flow	$35M