Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
FINW
SELLFinWise Bancorp · Financial Services · United States · $209M · Avg Vol: $522K/d
COMPANY DESCRIPTION
FinWise Bancorp operates FinWise Bank, which provides banking products and services, including loan programs, deposit accounts, and fintech-enabled lending. The company specializes in a 'banking as a service' model, partnering with fintech companies to originate loans on a national scale, differentiating itself from traditional community banks. It focuses on technology-driven lending solutions and strategic partnerships, allowing for scalable growth and diversification of revenue streams.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 88.8M | 76.6M | 82.0M | 129.4M | 13.4% | 105.5M | 203.6M | 276.6M | 46.2% |
| EPS | 1.96 | 1.38 | 0.98 | 1.20 | -15.1% | 1.09 | 1.20 | 1.89 | 25.5% |
| Shares | 12.8M | 12.5M | 13.2M | 13.7M | +6.4% | 13.7M | — | — | — |
| Debt | 7.3M | 6.5M | 5.3M | 4.4M | -15.6% | 4.3M | — | — | — |
| Equity | 140.5M | 155.1M | 173.7M | 193.2M | 11.2% | — | — | — | — |
| Op CF | 61.2M | 12.3M | -15.0M | -28.4M | -79.9% | 12.9M | — | — | — |
| Inv CF | -35.8M | -152.9M | -132.4M | -126.9M | — | — | — | — | — |
| Fin CF | -10.5M | 157.0M | 139.6M | 209.6M | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of FINW are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| FINW | FinWise Bancorp(you) | $209M | 31 | SELL |
| INBK | First Internet Bancorp | $231M | 33 | SELL |
| ISBA | Isabella Bank Corporation | $265M | 33 | SELL |
| FGBI | First Guaranty Bancshares, Inc. | $153M | 25 | SELL |
| FCBM | First Carolina Financial Services, Inc. | $383M | 33 | SELL |
| BRBS | Blue Ridge Bankshares, Inc. | $311M | 24 | SELL |
| CBFV | CB Financial Services, Inc. | $182M | 42 | HOLD |
| RVSB | Riverview Bancorp, Inc. | $107M | 32 | SELL |
| BMRC | Bank of Marin Bancorp | $466M | 30 | SELL |
| FBLA | FB Bancorp, Inc. | $251M | 44 | HOLD |
Peer medians: ROE 9.5% · P/E 13.9x · Gross margin 100.0%