What is SR Bancorp, Inc.'s (SRBK) StockRank?

MoatMap's StockRank for SR Bancorp, Inc. (SRBK) is 49/100, with a Hold signal. This is a composite score combining Quality (34), Value (36), and Momentum (73) factor ranks across MoatMap's 20,000+ stock universe.

Does SR Bancorp, Inc. have an economic moat?

SR Bancorp, Inc. (SRBK) has a Quality factor score of 34/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the financial characteristics of a moated business.

Is SR Bancorp, Inc. a buy, hold, or sell?

MoatMap's current signal for SR Bancorp, Inc. (SRBK) is Hold, based on a StockRank of 49/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.

What sector is SR Bancorp, Inc. in?

SR Bancorp, Inc. (SRBK) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).

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SRBK

HOLD

SR Bancorp, Inc. · Financial Services · United States · $142M · Avg Vol: $725K/d

StockRank

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P/E (TTM)

33.0x

ROE

2.4%

D/E

0.2x

Dividend %

1.0%

COMPANY DESCRIPTION

SR Bancorp, Inc. is the holding company for Shrewsbury State Bank, a community bank providing a range of financial products and services to individuals and businesses in central New Jersey. The bank emphasizes personalized customer service and a deep understanding of the local market, fostering strong relationships within its community. This localized approach allows SR Bancorp to maintain a competitive edge against larger financial institutions through customer loyalty and tailored offerings.

FINANCIAL SUMMARY (USD)

Year	2022	2023	2024	2025	CAGR	TTM
Revenue	13.2M	15.0M	26.9M	33.3M	36.0%	32.2M
EPS	0.20	0.16	-1.59	0.44	30.8%	0.58
Shares	9.5M	9.5M	8.8M	8.2M	-13.7%	7.4M
Debt	—	20.0M	2.4M	33.2M	28.8%	53.0M
Equity	118.2M	122.1M	199.5M	193.8M	17.9%	—
Op CF	1.0M	2.3M	-1.7M	4.7M	65.2%	8.6M
Inv CF	-34.9M	2.7M	11.8M	-50.5M	—	—
Fin CF	12.5M	2.1M	-6.6M	57.7M	—	—

Loading 1Y...

PRICE (1Y)+3.8%

SMA 50SMA 200

$19.61

RSI (14)

61.8

52W High

$20.20

From 52W High

1.0%

SCORE BREAKDOWN

Quality

ROIC (ROA)

0.4%*20.1

ROE

2.4%16.8

GP/Assets

3.0%N/A

Op. Margin

15.6%34.4

FCF/Assets

0.7%N/A

Piotroski

565.2

Int. Cover

—50.0

D/E Ratio

0.17xN/A

Current Ratio

bankN/A

Value

P/E (TTM)

33.0x12.1

EV/EBITDA

bankN/A

P/FCF

18.5xN/A

P/B

0.8x82.2

P/S

4.4x42.7

Div Yield

1.0%8.1

Momentum

52W High %

97%73.1

RS 6M

11%76.7

SMA 50/200

1.11x78.5

EPS Rev 4W

0.0%69.8

EPS Rev 12W

0.0%55.6

EPS Improve

+41%68.1

Q Growth

65%79.0

FUNDAMENTALS

Market Cap

$142M

P/E (Forward)

23.4x

Gross Margin

—

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of SRBK are excluded.

Ticker	Company	Mkt Cap	StockRank	Signal
SRBK	SR Bancorp, Inc.(you)	$142M	49	HOLD
CBFV	CB Financial Services, Inc.	$182M	50	HOLD
BCBP	BCB Bancorp, Inc.	$176M	51	HOLD
AFBI	Affinity Bancshares, Inc.	$140M	43	HOLD
OVBC	Ohio Valley Banc Corp.	$199M	49	HOLD
WSBK	Winchester Bancorp, Inc.	$116M	45	HOLD
PROV	Provident Financial Holdings, Inc.	$108M	45	HOLD
FNWD	Finward Bancorp	$193M	54	HOLD
BYFC	Broadway Financial Corporation	$95M	46	HOLD
SFBC	Sound Financial Bancorp, Inc.	$107M	43	HOLD

Peer medians: ROE 9.5% · P/E 13.9x · Gross margin 100.0%

Price	$19.61
Market Cap	$142M
P/E (TTM)	33.02
P/E (Forward)	23.35
Price/Book	0.77
Return on Equity	2.4%
Debt/Equity	0.17x
Operating Margin	15.6%
Revenue Growth	7.6%
Dividend Yield	1.0%
Free Cash Flow	$8M