What is SR Bancorp, Inc.'s (SRBK) StockRank?

MoatMap's StockRank for SR Bancorp, Inc. (SRBK) is 31/100, with a Sell signal. This is a composite score combining Quality (33), Value (34), and Momentum (54) factor ranks across MoatMap's universe of 25,000+ stocks.

Does SR Bancorp, Inc. have an economic moat?

SR Bancorp, Inc. (SRBK) has a Quality factor score of 33/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the financial characteristics of a moated business.

Is SR Bancorp, Inc. a buy, hold, or sell?

MoatMap's current signal for SR Bancorp, Inc. (SRBK) is Sell, based on a StockRank of 31/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.

What sector is SR Bancorp, Inc. in?

SR Bancorp, Inc. (SRBK) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).

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SRBK

SellHot Air

SR Bancorp, Inc. · Financial Services · United States · $142M · Avg Vol: $424K/d

StockRank

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P/E (TTM)

44.9x

ROE

1.8%

D/E

0.2x

Dividend %

1.1%

COMPANY DESCRIPTION

SR Bancorp, Inc. is the holding company for Shrewsbury State Bank, a community bank providing a range of financial products and services to individuals and businesses in central New Jersey. The bank emphasizes personalized customer service and a deep understanding of the local market, fostering strong relationships within its community. This localized approach allows SR Bancorp to maintain a competitive edge against larger financial institutions through customer loyalty and tailored offerings.

FINANCIAL SUMMARY (USD)

Year	2022	2023	2024	2025	CAGR	TTM
Revenue	13.2M	15.0M	26.9M	33.3M	36.0%	32.9M
EPS	0.20	0.16	-1.59	0.44	30.8%	0.44
Shares	9.5M	9.5M	8.8M	8.2M	-13.7%	7.3M
Debt	—	20.0M	2.4M	33.2M	28.8%	67.8M
Equity	118.2M	122.1M	199.5M	193.8M	17.9%	—
Op CF	1.0M	2.3M	-1.7M	4.7M	65.2%	8.6M
Inv CF	-34.9M	2.7M	11.8M	-50.5M	—	—
Fin CF	12.5M	2.1M	-6.6M	57.7M	—	—

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PRICE (1Y)+1.0%

SMA 50SMA 200

$19.64

RSI (14)

45.5

52W High

$20.95

From 52W High

0.9%

SCORE BREAKDOWN

Quality

ROIC (ROA)

0.3%*18.0

ROE

1.8%14.5

GP/Assets

3.0%N/A

Op. Margin

16.0%32.5

FCF/Assets

0.7%N/A

Piotroski

567.4

Int. Cover

—50.0

D/E Ratio

0.17xN/A

Current Ratio

bankN/A

Value

P/E (TTM)

44.9x7.2

EV/EBITDA

bankN/A

P/FCF

18.5xN/A

P/B

0.8x81.3

P/S

4.4x40.2

Div Yield

1.1%11.6

Momentum

52W High %

94%64.5

RS 6M

5%62.7

SMA 50/200

1.10x71.8

EPS Rev 4W

0.0%27.7

EPS Rev 12W

0.0%38.4

EPS Improve

+86%80.8

Q Growth

-57%5.9

FUNDAMENTALS

Market Cap

$142M

P/E (Forward)

24.1x

Gross Margin

—

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of SRBK are excluded.

Ticker	Company	Mkt Cap	StockRank	Signal
SRBK	SR Bancorp, Inc.(you)	$142M	31	Sell
WSBK	Winchester Bancorp, Inc.	$116M	28	Sell
RVSB	Riverview Bancorp, Inc.	$103M	28	Sell
FNWD	Finward Bancorp	$188M	36	Hold
BCBP	BCB Bancorp, Inc.	$156M	21	Sell
BAFN	BayFirst Financial Corp.	$178M	24	Sell
CZWI	Citizens Community Bancorp, Inc.	$203M	36	Hold
OVBC	Ohio Valley Banc Corp.	$215M	36	Hold
FNWB	First Northwest Bancorp	$108M	23	Sell
CLST	Catalyst Bancorp, Inc.	$71M	31	Sell

Peer medians: ROE 9.5% · P/E 13.1x · Gross margin 100.0%

SR Bancorp, Inc. (SRBK): Stock Score Summary

SR Bancorp, Inc. (SRBK) has a MoatMap StockRank of 31/100 based on Quality (33/100), Value (34/100), and Momentum (54/100) factor scores. The current signal is SELL.

Key Financial Metrics

Price	$19.64
Market Cap	$142M
P/E (TTM)	44.91
P/E (Forward)	24.10
Price/Book	0.78
Return on Equity	1.8%
Debt/Equity	0.17x
Operating Margin	16.0%
Revenue Growth	9.3%
Dividend Yield	1.1%
Free Cash Flow	$8M

SR Bancorp, Inc. operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is SR Bancorp, Inc.’s (SRBK) StockRank?: MoatMap’s StockRank for SR Bancorp, Inc. (SRBK) is 31/100, with a Sell signal. It is a composite of Quality (33), Value (34), and Momentum (54) factor ranks across MoatMap’s universe of 25,000+ stocks.
Does SR Bancorp, Inc. have an economic moat?: SR Bancorp, Inc. (SRBK) has a Quality factor score of 33/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is SR Bancorp, Inc. a buy, hold, or sell?: MoatMap’s current signal for SR Bancorp, Inc. (SRBK) is Sell, based on a StockRank of 31/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is SR Bancorp, Inc. in?: SR Bancorp, Inc. (SRBK) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).