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FNWB

HOLD

First Northwest Bancorp · Financial Services · United States · $114M · Avg Vol: $284K/d

37
StockRank
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Q
23
V
46
M
60
P/E (TTM)
22.1x
ROE
3.2%
D/E
2.1x
Dividend %
0.6%
Dir. Trades · 180d
None →
Buybacks · 180d
None →

COMPANY DESCRIPTION

First Northwest Bancorp is the bank holding company for First Federal Savings and Loan Association of Port Angeles, serving communities in Washington State. The company maintains a strong competitive position on the Olympic Peninsula, supported by a loyal, low-cost deposit franchise and deep local market knowledge. It is actively transitioning from a traditional thrift to a diversified commercial and digital-forward community bank.

FINANCIAL SUMMARY (USD)

Year2022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue80.2M65.5M61.0M68.9M-4.9%67.1M68.6M74.3M3.8%
EPS1.710.26-0.75-0.48-84.8%0.55———
Shares9.7M9.0M8.8M9.0M-7.3%9.5M———
Debt285.4M327.4M353.5M324.6M4.4%345.3M———
Equity161.6M163.3M153.9M157.3M-0.9%————
Op CF15.9M17.9M16.9M-2.8M3.0%19.9M———
Inv CF-237.6M-84.2M-87.1M132.9M—————
Fin CF141.3M143.9M19.5M-117.5M—————
Loading 1Y...
PRICE (1Y)+13.2%
10.0310.5611.1011.6312.17Jun 11Jul 6Jul 24
SMA 50SMA 200
Close
$11.95
RSI (14)
73.6
52W High
$12.52
From 52W High
1.0%

SCORE BREAKDOWN

Quality
23
ROIC (ROA)
0.2%*15.9
ROE
3.2%19.5
GP/Assets
3.2%N/A
Op. Margin
0.3%23.2
FCF/Assets
bankN/A
Piotroski
320.3
Int. Cover
—50.0
D/E Ratio
2.06xN/A
Current Ratio
bankN/A
Value
46
P/E (TTM)
22.1x21.2
EV/EBITDA
bankN/A
P/FCF
bankN/A
P/B
0.7x85.4
P/S
1.7x79.8
Div Yield
0.6%3.5
Momentum
60
52W High %
95%62.2
RS 6M
1%61.6
SMA 50/200
1.08x71.0
EPS Rev 4W
0.0%69.8
EPS Rev 12W
—N/A
EPS Improve
+36%64.3
Q Growth
—N/A

FUNDAMENTALS

Market Cap
$114M
P/E (Forward)
16.2x
Gross Margin
—

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of FNWB are excluded.

TickerCompanyMkt CapStockRankSignal
FNWBFirst Northwest Bancorp(you)$114M37HOLD
BSBKBogota Financial Corp.$116M39HOLD
PBHCPathfinder Bancorp, Inc.$99M38HOLD
SSBISummit State Bank$89M38HOLD
RVSBRiverview Bancorp, Inc.$107M32SELL
WSBKWinchester Bancorp, Inc.$116M45HOLD
PROVProvident Financial Holdings, Inc.$108M45HOLD
SFBCSound Financial Bancorp, Inc.$107M46HOLD
AFBIAffinity Bancshares, Inc.$140M43HOLD
SRBKSR Bancorp, Inc.$142M45HOLD

Peer medians: ROE 9.5% · P/E 13.9x · Gross margin 100.0%

First Northwest Bancorp (FNWB) — Stock Score Summary

First Northwest Bancorp (FNWB) has a MoatMap StockRank of 37/100 based on Quality (23/100), Value (46/100), and Momentum (60/100) factor scores. The current signal is HOLD.

First Northwest Bancorp is the bank holding company for First Federal Savings and Loan Association of Port Angeles, serving communities in Washington State. The company maintains a strong competitive position on the Olympic Peninsula, supported by a loyal, low-cost deposit franchise and deep local market knowledge. It is actively transitioning from a traditional thrift to a diversified commercial and digital-forward community bank.

Key Financial Metrics

Price$11.95
Market Cap$114M
P/E (TTM)22.13
P/E (Forward)16.23
Price/Book0.69
Return on Equity3.2%
Debt/Equity2.06x
Operating Margin0.3%
Revenue Growth66.4%
Dividend Yield0.6%

First Northwest Bancorp operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is First Northwest Bancorp’s (FNWB) StockRank?
MoatMap’s StockRank for First Northwest Bancorp (FNWB) is 37/100, with a Hold signal. It is a composite of Quality (23), Value (46), and Momentum (60) factor ranks across MoatMap’s 20,000+ stock universe.
Does First Northwest Bancorp have an economic moat?
First Northwest Bancorp (FNWB) has a Quality factor score of 23/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is First Northwest Bancorp a buy, hold, or sell?
MoatMap’s current signal for First Northwest Bancorp (FNWB) is Hold, based on a StockRank of 37/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is First Northwest Bancorp in?
First Northwest Bancorp (FNWB) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).
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