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FNWB

SellSinker

First Northwest Bancorp · Financial Services · United States · $108M · Avg Vol: $235K/d

22
StockRank
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Q
22
V
45
M
42
P/E (TTM)
64.7x
ROE
1.0%
D/E
2.1x
Dividend %
—
Dir. Trades · 180d
−$287.8K →
Buybacks · 180d
None →

COMPANY DESCRIPTION

First Northwest Bancorp is the bank holding company for First Federal Savings and Loan Association of Port Angeles, serving communities in Washington State. The company maintains a strong competitive position on the Olympic Peninsula, supported by a loyal, low-cost deposit franchise and deep local market knowledge. It is actively transitioning from a traditional thrift to a diversified commercial and digital-forward community bank.

FINANCIAL SUMMARY (USD)

Year2022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue80.2M65.5M61.0M68.9M-4.9%69.0M65.8M70.4M1.1%
EPS1.710.26-0.75-0.48-84.8%0.17———
Shares9.7M9.0M8.8M9.0M-7.3%9.5M———
Debt285.4M327.4M353.5M324.6M4.4%329.3M———
Equity161.6M163.3M153.9M157.3M-0.9%————
Op CF15.9M17.9M16.9M-2.8M3.0%17.4M———
Inv CF-237.6M-84.2M-87.1M132.9M—————
Fin CF141.3M143.9M19.5M-117.5M—————
Loading 1Y...
PRICE (1Y)-11.0%
10.6911.0211.3511.6812.01Jul 29Aug 19Sep 9
SMA 50SMA 200

Close
$10.69
RSI (14)
27.7
52W High
$12.52
From 52W High
0.9%

SCORE BREAKDOWN

Quality
22
ROIC (ROA)
0.1%*14.6
ROE
1.0%12.5
GP/Assets
3.3%N/A
Op. Margin
4.3%24.1
FCF/Assets
bankN/A
Piotroski
321.0
Int. Cover
—50.0
D/E Ratio
2.06xN/A
Current Ratio
bankN/A
Value
45
P/E (TTM)
64.7x3.9
EV/EBITDA
bankN/A
P/FCF
bankN/A
P/B
0.6x88.1
P/S
1.5x82.4
Div Yield
—N/A
Momentum
42
52W High %
85%34.7
RS 6M
3%59.7
SMA 50/200
1.11x76.1
EPS Rev 4W
-23.1%2.3
EPS Rev 12W
-33.3%2.3
EPS Improve
+194%91.8
Q Growth
-92%1.0

FUNDAMENTALS

Market Cap
$108M
P/E (Forward)
22.0x
Gross Margin
—

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of FNWB are excluded.

TickerCompanyMkt CapStockRankSignal
FNWBFirst Northwest Bancorp(you)$108M22Sell
RVSBRiverview Bancorp, Inc.$103M26Sell
WSBKWinchester Bancorp, Inc.$116M28Sell
SSBISummit State Bank$87M19Strong Sell
BCBPBCB Bancorp, Inc.$156M21Sell
HYNEHoyne Bancorp, Inc.$134M17Strong Sell
SRBKSR Bancorp, Inc.$142M30Sell
FGBIFirst Guaranty Bancshares, Inc.$144M15Strong Sell
BAFNBayFirst Financial Corp.$178M19Strong Sell
CLSTCatalyst Bancorp, Inc.$71M30Sell

Peer medians: ROE 9.5% · P/E 13.1x · Gross margin 100.0%

First Northwest Bancorp (FNWB): Stock Score Summary

First Northwest Bancorp (FNWB) has a MoatMap StockRank of 22/100 based on Quality (22/100), Value (45/100), and Momentum (42/100) factor scores. The current signal is SELL.

First Northwest Bancorp is the bank holding company for First Federal Savings and Loan Association of Port Angeles, serving communities in Washington State. The company maintains a strong competitive position on the Olympic Peninsula, supported by a loyal, low-cost deposit franchise and deep local market knowledge. It is actively transitioning from a traditional thrift to a diversified commercial and digital-forward community bank.

Key Financial Metrics

Price$10.69
Market Cap$108M
P/E (TTM)64.71
P/E (Forward)22.00
Price/Book0.62
Return on Equity1.0%
Debt/Equity2.06x
Operating Margin4.3%
Revenue Growth0.0%

First Northwest Bancorp operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is First Northwest Bancorp’s (FNWB) StockRank?
MoatMap’s StockRank for First Northwest Bancorp (FNWB) is 22/100, with a Sell signal. It is a composite of Quality (22), Value (45), and Momentum (42) factor ranks across MoatMap’s universe of 25,000+ stocks.
Does First Northwest Bancorp have an economic moat?
First Northwest Bancorp (FNWB) has a Quality factor score of 22/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is First Northwest Bancorp a buy, hold, or sell?
MoatMap’s current signal for First Northwest Bancorp (FNWB) is Sell, based on a StockRank of 22/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is First Northwest Bancorp in?
First Northwest Bancorp (FNWB) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).
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