Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
SBSI
HOLDSouthside Bancshares, Inc. · Financial Services · United States · $1.0B · Avg Vol: $5M/d
57
StockRankGet insider-trade alerts
Q
48
V
46
M
57
P/E (TTM)
14.6x
ROE
8.5%
D/E
0.9x
Dividend %
4.1%
COMPANY DESCRIPTION
Southside Bancshares, Inc. operates as the bank holding company for Southside Bank that provides various financial services to individuals, businesses, municipal entities, and nonprofit organizations.
FINANCIAL SUMMARY (USD)
| Year | 2021 | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | — | 253.2M | 250.9M | 257.9M | 237.0M | -2.2% | 239.5M | 255.8M | 267.6M | 6.2% |
| EPS | 3.48 | 3.27 | 2.82 | 2.92 | 2.30 | -9.8% | 2.36 | 3.41 | 3.48 | 23.0% |
| Shares | — | 31.5M | 30.2M | 30.4M | 29.7M | -5.8% | 29.8M | — | — | — |
| Debt | — | 550.5M | 893.3M | 976.4M | 734.1M | 10.1% | 907.5M | — | — | — |
| Equity | — | 746.0M | 773.3M | 811.9M | 847.6M | 4.3% | — | — | — | — |
| Op CF | — | 226.5M | 79.9M | 101.8M | 93.8M | -25.5% | 118.9M | — | — | — |
| Inv CF | — | -634.8M | -327.1M | -382.9M | -34.2M | — | — | — | — | — |
| Fin CF | — | 405.8M | 608.5M | 146.7M | -96.0M | — | — | — | — | — |
Loading 1Y...
PRICE (1Y)-5.7%
SMA 50SMA 200
Close
$32.46
RSI (14)
35.2
52W High
$36.20
From 52W High
0.9%
SCORE BREAKDOWN
Quality
48
ROIC (ROA)
0.8%*32.5
ROE
8.5%43.4
GP/Assets
2.8%N/A
Op. Margin
42.6%62.4
FCF/Assets
1.1%N/A
Piotroski
565.2
Int. Cover
—50.0
D/E Ratio
0.87xN/A
Current Ratio
bankN/A
Value
46
P/E (TTM)
14.6x41.8
EV/EBITDA
bankN/A
P/FCF
10.5xN/A
P/B
1.2x47.3
P/S
4.3x44.1
Div Yield
4.1%52.9
Momentum
57
52W High %
90%40.4
RS 6M
-5%45.4
SMA 50/200
1.08x69.6
EPS Rev 4W
+0.2%81.0
EPS Rev 12W
+3.8%83.8
EPS Improve
+48%70.5
Q Growth
8%41.9
FUNDAMENTALS
Market Cap
$1.0B
P/E (Forward)
9.9x
Gross Margin
—
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of SBSI are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| SBSI | Southside Bancshares, Inc.(you) | $1.0B | 57 | HOLD |
| MCB | Metropolitan Bank Holding Corp. | $1.1B | 55 | HOLD |
| NBBK | NB Bancorp, Inc. | $983M | 53 | HOLD |
| ALRS | Alerus Financial Corporation | $822M | 58 | HOLD |
| MPB | Mid Penn Bancorp, Inc. | $942M | 62 | HOLD |
| HTB | HomeTrust Bancshares, Inc. | $818M | 63 | HOLD |
| SMBK | SmartFinancial, Inc. | $855M | 64 | HOLD |
| MBWM | Mercantile Bank Corporation | $1.0B | 68 | BUY |
| TRST | TrustCo Bank Corp NY | $977M | 67 | BUY |
| LKFN | Lakeland Financial Corporation | $1.5B | 60 | HOLD |
Peer medians: ROE 9.5% · P/E 13.9x · Gross margin 100.0%