Company Deep Dive
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SBSI
HoldUnloved QualitySouthside Bancshares, Inc. · Financial Services · United States · $950M · Avg Vol: $4M/d
50
StockRankGet insider-trade alerts
Q
50
V
52
M
43
P/E (TTM)
12.9x
ROE
9.0%
D/E
0.9x
Dividend %
4.4%
COMPANY DESCRIPTION
Southside Bancshares, Inc. operates as the bank holding company for Southside Bank that provides various financial services to individuals, businesses, municipal entities, and nonprofit organizations.
FINANCIAL SUMMARY (USD)
| Year | 2021 | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | — | 253.2M | 250.9M | 257.9M | 237.0M | -2.2% | 245.0M | 248.3M | 256.0M | 3.9% |
| EPS | 3.48 | 3.27 | 2.82 | 2.92 | 2.30 | -9.8% | 2.55 | 3.28 | 3.24 | 18.7% |
| Shares | — | 31.5M | 30.2M | 30.4M | 29.7M | -5.8% | 29.8M | — | — | — |
| Debt | — | 550.5M | 893.3M | 976.4M | 734.1M | 10.1% | 1.7B | — | — | — |
| Equity | — | 746.0M | 773.3M | 811.9M | 847.6M | 4.3% | — | — | — | — |
| Op CF | — | 226.5M | 79.9M | 101.8M | 93.8M | -25.5% | 145.2M | — | — | — |
| Inv CF | — | -634.8M | -327.1M | -382.9M | -34.2M | — | — | — | — | — |
| Fin CF | — | 405.8M | 608.5M | 146.7M | -96.0M | — | — | — | — | — |
Loading 1Y...
PRICE (1Y)-0.5%
SMA 50SMA 200
Close
$32.09
RSI (14)
51.7
52W High
$35.79
From 52W High
0.9%
SCORE BREAKDOWN
Quality
50
ROIC (ROA)
0.9%*33.5
ROE
9.0%44.8
GP/Assets
2.9%N/A
Op. Margin
47.2%67.2
FCF/Assets
1.1%N/A
Piotroski
567.4
Int. Cover
—50.0
D/E Ratio
0.87xN/A
Current Ratio
bankN/A
Value
52
P/E (TTM)
12.9x50.4
EV/EBITDA
bankN/A
P/FCF
9.8xN/A
P/B
1.1x53.4
P/S
4.0x45.1
Div Yield
4.4%59.4
Momentum
43
52W High %
90%44.8
RS 6M
-3%48.5
SMA 50/200
1.03x51.3
EPS Rev 4W
-1.6%11.1
EPS Rev 12W
-6.8%9.7
EPS Improve
+27%58.4
Q Growth
23%55.6
FUNDAMENTALS
Market Cap
$950M
P/E (Forward)
10.1x
Gross Margin
—
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of SBSI are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| SBSI | Southside Bancshares, Inc.(you) | $950M | 50 | Hold |
| MCB | Metropolitan Bank Holding Corp. | $1.1B | 51 | Hold |
| CLBK | Columbia Financial, Inc. | $1.2B | 53 | Hold |
| SMBK | SmartFinancial, Inc. | $869M | 57 | Hold |
| NPB | Northpointe Bancshares, Inc. | $589M | 50 | Hold |
| EQBK | Equity Bancshares, Inc. | $1.0B | 42 | Hold |
| TRST | TrustCo Bank Corp NY | $973M | 60 | Hold |
| HFWA | Heritage Financial Corporation | $1.2B | 56 | Hold |
| ALRS | Alerus Financial Corporation | $825M | 42 | Hold |
| CWBC | Community West Bancshares | $701M | 45 | Hold |
Peer medians: ROE 9.5% · P/E 13.1x · Gross margin 100.0%