Company Deep Dive

Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.

Request Deep Dive(50 Feathers)

CLST

HOLD

Catalyst Bancorp, Inc. · Financial Services · United States · $67M · Avg Vol: $41K/d

35
StockRank
Get insider-trade alerts
Q
42
V
36
M
49
P/E (TTM)
31.2x
ROE
2.5%
D/E
0.2x
Dividend %

COMPANY DESCRIPTION

Catalyst Bancorp, Inc. is the bank holding company for Catalyst Bank, a community-oriented financial institution serving southern Louisiana. The bank's competitive position is sustained by its deep local market knowledge, personalized customer service, and focus on residential and commercial lending. It operates as a conservative, community-focused regional bank in a highly localized market.

FINANCIAL SUMMARY (USD)

Year2022202320242025CAGRTTM
Revenue8.3M9.0M5.6M11.0M9.8%11.4M
EPS0.040.14-0.780.56141.0%0.55
Shares5.3M4.8M4.3M4.1M-23.0%4.1M
Debt9.4M9.6M14.7M25.3%9.8M
Equity88.5M84.6M80.2M81.7M-2.6%
Op CF0.8M2.0M3.2M3.3M62.1%3.5M
Inv CF-14.1M-0.3M17.8M-24.4M
Fin CF-14.0M3.8M4.3M2.0M
Loading 1Y...
PRICE (1Y)+5.3%
16.0516.3716.7017.0217.34Jun 15Jul 8Jul 28
SMA 50SMA 200
Close
$16.90
RSI (14)
55.0
52W High
$18.16
From 52W High
0.9%

SCORE BREAKDOWN

Quality
42
ROIC (ROA)
0.7%*29.4
ROE
2.5%17.1
GP/Assets
4.0%N/A
Op. Margin
23.1%42.2
FCF/Assets
1.2%N/A
Piotroski
683.6
Int. Cover
50.0
D/E Ratio
0.18xN/A
Current Ratio
bankN/A
Value
36
P/E (TTM)
31.2x13.6
EV/EBITDA
bankN/A
P/FCF
19.8xN/A
P/B
0.8x77.6
P/S
6.1x29.7
Div Yield
N/A
Momentum
49
52W High %
93%50.3
RS 6M
0%57.0
SMA 50/200
1.04x55.5
EPS Rev 4W
N/A
EPS Rev 12W
N/A
EPS Improve
N/A
Q Growth
-5%25.4

FUNDAMENTALS

Market Cap
$67M
P/E (Forward)
Gross Margin

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of CLST are excluded.

TickerCompanyMkt CapStockRankSignal
CLSTCatalyst Bancorp, Inc.(you)$67M35HOLD
NSTSNSTS Bancorp, Inc.$67M40HOLD
SSBISummit State Bank$89M38HOLD
PBHCPathfinder Bancorp, Inc.$99M37HOLD
TCBSTexas Community Bancshares, Inc.$51M41HOLD
FNWBFirst Northwest Bancorp$114M37HOLD
RVSBRiverview Bancorp, Inc.$107M33SELL
BSBKBogota Financial Corp.$116M37HOLD
CPBICentral Plains Bancshares, Inc.$83M47HOLD
FSEAFirst Seacoast Bancorp, Inc.$79M49HOLD

Peer medians: ROE 9.5% · P/E 13.9x · Gross margin 100.0%

Catalyst Bancorp, Inc. (CLST) — Stock Score Summary

Catalyst Bancorp, Inc. (CLST) has a MoatMap StockRank of 35/100 based on Quality (42/100), Value (36/100), and Momentum (49/100) factor scores. The current signal is HOLD.

Catalyst Bancorp, Inc. is the bank holding company for Catalyst Bank, a community-oriented financial institution serving southern Louisiana. The bank's competitive position is sustained by its deep local market knowledge, personalized customer service, and focus on residential and commercial lending. It operates as a conservative, community-focused regional bank in a highly localized market.

Key Financial Metrics

Price$16.90
Market Cap$67M
P/E (TTM)31.23
Price/Book0.85
Return on Equity2.5%
Debt/Equity0.18x
Operating Margin23.1%
Revenue Growth9.8%
Free Cash Flow$3M

Catalyst Bancorp, Inc. operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Catalyst Bancorp, Inc.’s (CLST) StockRank?
MoatMap’s StockRank for Catalyst Bancorp, Inc. (CLST) is 35/100, with a Hold signal. It is a composite of Quality (42), Value (36), and Momentum (49) factor ranks across MoatMap’s 20,000+ stock universe.
Does Catalyst Bancorp, Inc. have an economic moat?
Catalyst Bancorp, Inc. (CLST) has a Quality factor score of 42/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Catalyst Bancorp, Inc. a buy, hold, or sell?
MoatMap’s current signal for Catalyst Bancorp, Inc. (CLST) is Hold, based on a StockRank of 35/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Catalyst Bancorp, Inc. in?
Catalyst Bancorp, Inc. (CLST) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).