Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
PLMR
BUYPalomar Holdings, Inc. · Financial Services · United States · $3.6B · Avg Vol: $46M/d
COMPANY DESCRIPTION
Palomar Holdings, Inc. specializes in underwriting and insuring catastrophe-exposed property, primarily focusing on earthquake, wind, and flood insurance. The company uses proprietary technology and analytical models to accurately price and manage catastrophe risk, serving underserved markets. Palomar is a specialized insurer known for its data-driven underwriting approach in niche catastrophe-prone regions.
FINANCIAL SUMMARY (USD)
| Year | 2021 | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | — | 327.1M | 375.9M | 553.9M | 876.0M | 38.9% | 980.3M | 1.3B | 1.6B | 34.3% |
| EPS | — | 2.07 | 3.19 | 4.61 | 7.40 | 52.9% | 7.16 | 9.31 | 10.49 | 19.0% |
| Shares | — | 25.0M | 24.8M | 26.5M | 26.5M | +6.0% | 26.5M | — | — | — |
| Debt | 0 | 36.4M | 52.6M | 0 | — | 44.5% | 297.4M | — | — | — |
| Equity | — | 384.8M | 471.3M | 729.0M | 942.7M | 34.8% | — | — | — | — |
| Op CF | — | 169.6M | 116.1M | 261.2M | 409.1M | 34.1% | 369.0M | — | — | — |
| Inv CF | — | -156.8M | -128.5M | -306.2M | -354.0M | — | — | — | — | — |
| Fin CF | — | 5.0M | -3.9M | 73.8M | -28.8M | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of PLMR are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| PLMR | Palomar Holdings, Inc.(you) | $3.6B | 68 | BUY |
| HGTY | Hagerty, Inc. | $4.0B | 61 | HOLD |
| STC | Stewart Information Services Corporation | $2.1B | 68 | BUY |
| HMN | Horace Mann Educators Corporation | $2.1B | 72 | BUY |
| SIGI | Selective Insurance Group, Inc. | $5.7B | 79 | BUY |
| RLI | RLI Corp. | $5.7B | 55 | HOLD |
| AFG | American Financial Group, Inc. | $11.9B | 63 | HOLD |
| SKWD | Skyward Specialty Insurance Group, Inc. | $2.5B | 90 | STRONG BUY |
| SAFT | Safety Insurance Group, Inc. | $1.5B | 84 | STRONG BUY |
| HCI | HCI Group, Inc. | $2.3B | 93 | STRONG BUY |
Peer medians: ROE 9.4% · P/E 13.9x · Gross margin 100.0%