Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
AII
STRONG BUYFLAGAmerican Integrity Insurance Group, Inc. · Financial Services · United States · $366M · Avg Vol: $2M/d
American Integrity Insurance has strong quality Q77 and value V78 with genuine insider buying of 0.76%, real corroboration, but momentum at M29 is well below the calibrated floor, so stage one fails.
COMPANY DESCRIPTION
American Integrity Insurance Group, Inc. is a premier property and casualty insurer specializing in residential property coverage in catastrophe-exposed markets, primarily Florida. The company utilizes sophisticated proprietary underwriting models and a selective agent network to manage high-risk coastal exposures. Its competitive advantage is rooted in its specialized regional expertise and robust reinsurance program designed to withstand major weather events.
FINANCIAL SUMMARY (USD)
| Year | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|
| Revenue | 200.9M | 204.4M | 276.5M | 17.3% | 295.5M | 374.9M | 438.1M | 25.9% |
| EPS | 1.84 | 1.94 | 5.65 | 75.0% | 4.84 | 2.79 | 3.01 | -27.0% |
| Shares | 19.6M | 19.6M | 19.6M | -0.0% | 19.6M | — | — | — |
| Debt | 6.1M | 3.6M | 1.1M | -57.9% | 33.2M | — | — | — |
| Equity | 134.0M | 162.4M | 337.0M | 58.6% | — | — | — | — |
| Op CF | 64.4M | 148.9M | 138.2M | 46.4% | 76.9M | — | — | — |
| Inv CF | -1.8M | -19.4M | -135.1M | — | — | — | — | — |
| Fin CF | -2.4M | -12.4M | 61.7M | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of AII are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| AII | American Integrity Insurance Group, Inc.(you) | $366M | 86 | STRONG BUY |
| KINS | Kingstone Companies, Inc. | $288M | 94 | STRONG BUY |
| HRTG | Heritage Insurance Holdings, Inc. | $842M | 90 | STRONG BUY |
| BOW | Bowhead Specialty Holdings Inc. | $1.0B | 81 | STRONG BUY |
| GBLI | Global Indemnity Group, LLC | $394M | 61 | HOLD |
| ACIC | American Coastal Insurance Corporation | $498M | 63 | HOLD |
| SAFT | Safety Insurance Group, Inc. | $1.5B | 84 | STRONG BUY |
| ASIC | Ategrity Specialty Insurance Company Holdings | $1.1B | 77 | BUY |
| UFCS | United Fire Group, Inc. | $1.3B | 93 | STRONG BUY |
| UVE | Universal Insurance Holdings, Inc. | $1.2B | 99 | STRONG BUY |
Peer medians: ROE 9.4% · P/E 13.9x · Gross margin 100.0%