What is American Integrity Insurance Group, Inc.'s (AII) StockRank?

MoatMap's StockRank for American Integrity Insurance Group, Inc. (AII) is 98/100, with a Strong Buy signal. This is a composite score combining Quality (74), Value (63), and Momentum (73) factor ranks across MoatMap's universe of 25,000+ stocks.

Does American Integrity Insurance Group, Inc. have an economic moat?

American Integrity Insurance Group, Inc. (AII) has a Quality factor score of 74/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the financial characteristics of a moated business.

Is American Integrity Insurance Group, Inc. a buy, hold, or sell?

MoatMap's current signal for American Integrity Insurance Group, Inc. (AII) is Strong Buy, based on a StockRank of 98/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.

What sector is American Integrity Insurance Group, Inc. in?

American Integrity Insurance Group, Inc. (AII) operates in the Financial Services sector, specifically the Insurance - Property & Casualty industry (United States).

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AII

Strong BuyFull HouseFLAG

American Integrity Insurance Group, Inc. · Financial Services · United States · $516M · Avg Vol: $5M/d

StockRank

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P/E (TTM)

6.1x

ROE

26.2%

D/E

0.1x

Dividend %

—

Dir. Trades · 180d

+$199.7K · −$13.4M →

Subst. holders: +$2.3M

Buybacks · 180d

None →

AI CONVICTION THESIS

While stage-one eligibility is met, the presence of significant insider selling (2.76%) compared to purchases constitutes adverse evidence that blocks a formal approval under the current rules.

COMPANY DESCRIPTION

American Integrity Insurance Group, Inc. is a premier property and casualty insurer specializing in residential property coverage in catastrophe-exposed markets, primarily Florida. The company utilizes sophisticated proprietary underwriting models and a selective agent network to manage high-risk coastal exposures. Its competitive advantage is rooted in its specialized regional expertise and robust reinsurance program designed to withstand major weather events.

FINANCIAL SUMMARY (USD)

Year	2023	2024	2025	CAGR	TTM	2026E	2027E	Fwd CAGR
Revenue	200.9M	204.4M	276.5M	17.3%	336.2M	420.4M	517.0M	36.7%
EPS	1.84	1.94	5.65	75.0%	4.23	3.58	3.07	-26.3%
Shares	19.6M	19.6M	19.6M	-0.0%	19.6M	—	—	—
Debt	6.1M	3.6M	1.1M	-57.9%	33.5M	—	—	—
Equity	134.0M	162.4M	337.0M	58.6%	—	—	—	—
Op CF	64.4M	148.9M	138.2M	46.4%	172.6M	—	—	—
Inv CF	-1.8M	-19.4M	-135.1M	—	—	—	—	—
Fin CF	-2.4M	-12.4M	61.7M	—	—	—	—	—

Loading 1Y...

PRICE (1Y)+25.4%

SMA 50SMA 200

$25.41

RSI (14)

48.2

52W High

$27.00

From 52W High

0.9%

SCORE BREAKDOWN

Quality

ROIC (ROA)

4.7%*72.7

ROE

26.2%91.1

GP/Assets

13.9%80.6

Op. Margin

40.3%58.1

FCF/Assets

n/mN/A

Piotroski

797.1

Int. Cover

—N/A

D/E Ratio

0.09x72.6

Current Ratio

1.28x40.4

Value

P/E (TTM)

6.1x87.1

EV/EBITDA

n/mN/A

P/FCF

n/mN/A

P/B

1.4x41.3

P/S

1.5x82.5

Div Yield

—N/A

Momentum

52W High %

94%79.9

RS 6M

28%91.3

SMA 50/200

1.14x82.2

EPS Rev 4W

+7.6%93.4

EPS Rev 12W

+7.6%90.2

EPS Improve

-23%10.8

Q Growth

24%56.6

FUNDAMENTALS

Market Cap

$516M

P/E (Forward)

8.0x

Gross Margin

50.5%

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of AII are excluded.

Ticker	Company	Mkt Cap	StockRank	Signal
AII	American Integrity Insurance Group, Inc.(you)	$516M	98	Strong Buy
HRTG	Heritage Insurance Holdings, Inc.	$1.0B	96	Strong Buy
UVE	Universal Insurance Holdings, Inc.	$1.2B	93	Strong Buy
KINS	Kingstone Companies, Inc.	$290M	86	Strong Buy
ASIC	Ategrity Specialty Insurance Co	$1.3B	90	Strong Buy
DGICB	Donegal Group Inc.	$860M	80	Strong Buy
UFCS	United Fire Group, Inc.	$1.4B	89	Strong Buy
HIPO	Hippo Holdings Inc.	$876M	74	Buy
SLDE	Slide Insurance Holdings, Inc.	$2.7B	97	Strong Buy
ACIC	American Coastal Insurance Corporation	$449M	61	Hold

Peer medians: ROE 9.5% · P/E 13.1x · Gross margin 100.0%

American Integrity Insurance Group, Inc. (AII): Stock Score Summary

American Integrity Insurance Group, Inc. (AII) has a MoatMap StockRank of 98/100 based on Quality (74/100), Value (63/100), and Momentum (73/100) factor scores. The current signal is STRONG BUY. While stage-one eligibility is met, the presence of significant insider selling (2.76%) compared to purchases constitutes adverse evidence that blocks a formal approval under the current rules.

Key Financial Metrics

Price	$25.41
Market Cap	$516M
P/E (TTM)	6.15
P/E (Forward)	8.02
Price/Book	1.38
Return on Equity	26.2%
Debt/Equity	0.09x
Gross Margin	50.5%
Operating Margin	40.3%
Revenue Growth	54.6%
Free Cash Flow	$133M

American Integrity Insurance Group, Inc. operates in the Insurance - Property & Casualty industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is American Integrity Insurance Group, Inc.’s (AII) StockRank?: MoatMap’s StockRank for American Integrity Insurance Group, Inc. (AII) is 98/100, with a Strong Buy signal. It is a composite of Quality (74), Value (63), and Momentum (73) factor ranks across MoatMap’s universe of 25,000+ stocks.
Does American Integrity Insurance Group, Inc. have an economic moat?: American Integrity Insurance Group, Inc. (AII) has a Quality factor score of 74/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is American Integrity Insurance Group, Inc. a buy, hold, or sell?: MoatMap’s current signal for American Integrity Insurance Group, Inc. (AII) is Strong Buy, based on a StockRank of 98/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is American Integrity Insurance Group, Inc. in?: American Integrity Insurance Group, Inc. (AII) operates in the Financial Services sector, specifically the Insurance - Property & Casualty industry (United States).