Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
KMPR
SellBargain BinKemper Corporation · Financial Services · United States · $1.6B · Avg Vol: $24M/d
COMPANY DESCRIPTION
Kemper Corporation is a diversified insurance holding company offering property & casualty and life & health insurance products to individuals and businesses, primarily focusing on the specialty nonstandard personal auto market. Its competitive moat is built upon its expertise in underwriting niche and underserved markets, leveraging data analytics, and offering a diverse product portfolio tailored to specific customer segments.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 5.5B | 4.9B | 4.6B | 4.8B | -4.3% | 4.6B | 4.4B | 4.3B | -5.7% |
| EPS | -4.72 | -4.25 | 4.95 | 2.31 | -53.3% | -8.31 | 1.32 | 2.71 | 8.4% |
| Shares | 63.9M | 64.1M | 63.8M | 58.7M | -8.2% | 58.9M | — | — | — |
| Debt | 1.4B | 1.4B | 1.4B | 943.5M | -12.1% | 1.4B | — | — | — |
| Equity | 2.7B | 2.5B | 2.8B | 2.7B | 0.1% | — | — | — | — |
| Op CF | -210.3M | -134.2M | 382.9M | 584.5M | 52.7% | 434.2M | — | — | — |
| Inv CF | -108.4M | 107.9M | -244.4M | 336.2M | — | — | — | — | — |
| Fin CF | 382.9M | -122.0M | -137.2M | -860.1M | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of KMPR are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| KMPR | Kemper Corporation(you) | $1.6B | 28 | Sell |
| TRUP | Trupanion, Inc. | $1.3B | 27 | Sell |
| ROOT | Root, Inc. | $874M | 39 | Hold |
| PRCH | Porch Group, Inc. | $2.0B | 59 | Hold |
| NODK | NI Holdings, Inc. | $310M | 33 | Sell |
| LMND | Lemonade, Inc. | $4.1B | 9 | Strong Sell |
| STC | Stewart Information Services Corporation | $2.1B | 63 | Hold |
| PLMR | Palomar Holdings, Inc. | $3.5B | 53 | Hold |
| KNSL | Kinsale Capital Group, Inc. | $8.7B | 35 | Hold |
| HMN | Horace Mann Educators Corporation | $2.1B | 71 | Buy |
Peer medians: ROE 9.5% · P/E 13.1x · Gross margin 100.0%