Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
NODK
SellHot AirNI Holdings, Inc. · Financial Services · United States · $310M · Avg Vol: $364K/d
COMPANY DESCRIPTION
NI Holdings, Inc. operates as an insurance holding company, primarily offering property and casualty insurance products in the Midwestern United States through its subsidiaries. It serves a niche regional market with a focus on specific geographical segments and customer needs. The company emphasizes personalized service and underwriting expertise to maintain profitability in its focused operations.
FINANCIAL SUMMARY (USD)
| Year | 2021 | 2022 | 2023 | 2024 | 2025 | CAGR | TTM |
|---|---|---|---|---|---|---|---|
| Revenue | — | 267.8M | 304.0M | 325.2M | 285.1M | 2.1% | 267.4M |
| EPS | 0.39 | -2.49 | -0.26 | -0.29 | -0.50 | — | 0.38 |
| Shares | — | 21.1M | 20.6M | 20.7M | 20.6M | -2.5% | 20.4M |
| Debt | — | — | — | — | — | — | — |
| Equity | — | 251.0M | 247.6M | 244.6M | 240.3M | -1.4% | — |
| Op CF | — | -15.3M | 51.0M | 38.5M | -15.3M | -24.5% | -32.5M |
| Inv CF | — | 25.0M | -8.8M | -4.5M | 18.8M | — | — |
| Fin CF | — | -18.3M | -7.5M | -3.6M | -2.8M | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of NODK are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| NODK | NI Holdings, Inc.(you) | $310M | 33 | Sell |
| ROOT | Root, Inc. | $874M | 39 | Hold |
| GBLI | Global Indemnity Group, LLC | $434M | 59 | Hold |
| TRUP | Trupanion, Inc. | $1.3B | 27 | Sell |
| ACIC | American Coastal Insurance Corporation | $449M | 61 | Hold |
| KMPR | Kemper Corporation | $1.6B | 28 | Sell |
| DGICA | Donegal Group Inc. | $714M | 68 | Buy |
| KINS | Kingstone Companies, Inc. | $290M | 86 | Strong Buy |
| HIPO | Hippo Holdings Inc. | $876M | 74 | Buy |
| BOW | Bowhead Specialty Holdings Inc. | $1.1B | 70 | Buy |
Peer medians: ROE 9.5% · P/E 13.1x · Gross margin 100.0%