NI Holdings, Inc. (NODK) — Stock Score Summary

NI Holdings, Inc. (NODK) has a MoatMap StockRank of 65/100 based on Quality (29/100), Value (55/100), and Momentum (66/100) factor scores. The current signal is BUY. NI Holdings is a regional US property and casualty insurer. It lacks underwriting scale, has no structural moat, and is highly vulnerable to localized climate and catastrophe risks.

NI Holdings, Inc. operates as an insurance holding company, primarily offering property and casualty insurance products in the Midwestern United States through its subsidiaries. It serves a niche regional market with a focus on specific geographical segments and customer needs. The company emphasizes personalized service and underwriting expertise to maintain profitability in its focused operations.

Key Financial Metrics

Price$15.21
Market Cap$288M
Price/Book1.20
Return on Equity-1.7%
Debt/Equity0.51
Gross Margin-1.6%
Operating Margin26.4%
Revenue Growth-16.6%
Free Cash Flow$28M

NI Holdings, Inc. operates in the Insurance - Property & Casualty industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is NI Holdings, Inc.’s (NODK) StockRank?
MoatMap’s StockRank for NI Holdings, Inc. (NODK) is 65/100, with a Buy signal. It is a composite of Quality (29), Value (55), and Momentum (66) factor ranks across MoatMap’s 19,000+ stock universe.
Does NI Holdings, Inc. have an economic moat?
NI Holdings, Inc. (NODK) has a Quality factor score of 29/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is NI Holdings, Inc. a buy, hold, or sell?
MoatMap’s current signal for NI Holdings, Inc. (NODK) is Buy, based on a StockRank of 65/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is NI Holdings, Inc. in?
NI Holdings, Inc. (NODK) operates in the Financial Services sector, specifically the Insurance - Property & Casualty industry (United States).
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