Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
STC
HoldUnloved QualityFLAGStewart Information Services Corporation · Financial Services · United States · $2.1B · Avg Vol: $14M/d
Stewart Information Services has quality Q63 and momentum M61 with a buyback on file, but value at V47 is below the calibrated floor, the insider buy rounds to nil, and a 1.6% earnings cut is adverse, so stage one fails.
COMPANY DESCRIPTION
Stewart Information Services Corporation is a global real estate services company primarily offering title insurance and settlement services for residential and commercial transactions, alongside real estate information and software solutions. The company benefits from its established brand, extensive network of agents and direct operations, and deep expertise in the complex title and settlement process, creating a significant competitive moat in a consolidated and regulated industry.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 3.1B | 2.3B | 2.5B | 2.9B | -1.6% | 3.3B | 3.5B | 3.9B | 15.2% |
| EPS | 5.98 | 1.11 | 2.64 | 3.82 | -13.9% | 4.57 | 4.32 | 5.69 | 22.0% |
| Shares | 27.1M | 27.4M | 27.8M | 30.2M | +11.4% | 30.5M | — | — | — |
| Debt | 595.0M | 580.9M | 564.7M | 768.8M | 8.9% | 771.0M | — | — | — |
| Equity | 1.4B | 1.4B | 1.4B | 1.6B | 6.4% | — | — | — | — |
| Op CF | 191.9M | 83.0M | 135.6M | 205.7M | 2.3% | 238.2M | — | — | — |
| Inv CF | -300.7M | -30.0M | -87.3M | -368.6M | — | — | — | — | — |
| Fin CF | -123.2M | -69.1M | -61.0M | 265.2M | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of STC are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| STC | Stewart Information Services Corporation(you) | $2.1B | 63 | Hold |
| PRCH | Porch Group, Inc. | $2.0B | 59 | Hold |
| HMN | Horace Mann Educators Corporation | $2.1B | 71 | Buy |
| SKWD | Skyward Specialty Insurance Group, Inc. | $2.4B | 70 | Buy |
| HGTY | Hagerty, Inc. | $4.6B | 60 | Hold |
| SAFT | Safety Insurance Group, Inc. | $1.5B | 74 | Buy |
| PLMR | Palomar Holdings, Inc. | $3.5B | 53 | Hold |
| BOW | Bowhead Specialty Holdings Inc. | $1.1B | 70 | Buy |
| SIGI | Selective Insurance Group, Inc. | $5.5B | 65 | Buy |
| HCI | HCI Group, Inc. | $2.3B | 86 | Strong Buy |
Peer medians: ROE 9.5% · P/E 13.1x · Gross margin 100.0%