Root, Inc. (ROOT) — Stock Score Summary

Root, Inc. (ROOT) has a MoatMap StockRank of 49/100 based on Quality (68/100), Value (50/100), and Momentum (18/100) factor scores. The current signal is HOLD. Root is a highly volatile insurtech company. Despite recent operational improvements and telematics-driven pricing, it lacks a durable economic moat, is highly sensitive to reinsurance pricing, and does not align with our core macro themes.

Root, Inc. is a technology-driven insurance company specializing in car and renters insurance, leveraging a mobile-first platform and telematics data for personalized pricing. The company differentiates itself through its innovative use of driving behavior data for risk assessment, aiming to provide fairer premiums. Root operates as an Insurtech pioneer, seeking to disrupt traditional insurance models by targeting tech-savvy consumers with a digital-first approach.

Key Financial Metrics

Price$53.85
Market Cap$831M
P/E (TTM)15.57
P/E (Forward)17.26
Price/Book2.87
Return on Equity14.8%
Debt/Equity45.74
Gross Margin39.5%
Operating Margin10.4%
Revenue Growth12.6%
Free Cash Flow$179M

Root, Inc. operates in the Insurance - Property & Casualty industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Root, Inc.’s (ROOT) StockRank?
MoatMap’s StockRank for Root, Inc. (ROOT) is 49/100, with a Hold signal. It is a composite of Quality (68), Value (50), and Momentum (18) factor ranks across MoatMap’s 19,000+ stock universe.
Does Root, Inc. have an economic moat?
Root, Inc. (ROOT) has a Quality factor score of 68/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Root, Inc. a buy, hold, or sell?
MoatMap’s current signal for Root, Inc. (ROOT) is Hold, based on a StockRank of 49/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Root, Inc. in?
Root, Inc. (ROOT) operates in the Financial Services sector, specifically the Insurance - Property & Casualty industry (United States).
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