LTC
Premium GrowerAI neutralLTC Properties, Inc. · Real Estate · United States · $2.4B cap · $29.0M/day traded
$43.28 -1.1% · close 13 Nov · scored 14 Nov
Premium Grower: Strong business with the market behind it, priced at a premium.
As of 14 Nov 2026, the MoatMap Score for LTC Properties, Inc. (LTC) is 93/100, ranked against 25,000+ stocks in 38 markets (Quality 81, Value 47, Momentum 70, each scored against its sector).
Does the score work? Each tenth of the ranking, tracked monthly. See the record →
LTC Properties is a US healthcare REIT that owns seniors housing and skilled nursing properties. It is shifting toward operating portfolios where it shares in property results, including a $200 million acquisition. Forward earnings estimates rose 4.7% in four weeks, and the ageing population supports occupancy. As an income-oriented REIT, however, its valuation remains sensitive to long-term interest rates, and it relies on operator performance.
ABOUT LTC PROPERTIES, INC.
Read
LTC Properties is a self-administered real estate investment trust (REIT) primarily investing in the healthcare industry through the acquisition of senior housing and skilled nursing properties. It maintains a diversified portfolio of properties across various operators and geographies, primarily utilizing sale-leaseback and mortgage financing structures. This strategy establishes it as a niche capital provider for the specialized healthcare real estate sector in the U.S.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Income and shares | |||||||||
| Revenue | 175.2M | 197.2M | 209.8M | 262.9M | 14.5% | 389.5M | 436.8M | 658.5M | 58.3% |
| Net margin | 57.1% | 45.5% | 43.4% | 44.9% | -12.2 pts | — | — | — | — |
| EPS | 2.49 | 2.16 | 2.07 | 2.54 | 0.7% | 9.89 | 2.04 | 1.61 | -20.4% |
| Share count | 41.3M | 43.0M | 45.5M | 48.5M | 5.5% | 56.2M | — | — | — |
| Balance sheet | |||||||||
| Debt | 767.9M | 891.3M | 684.6M | 842.2M | 3.1% | 987.4M | — | — | — |
| Equity | 828.4M | 881.3M | 960.6M | 1.1B | 9.1% | — | — | — | — |
| Debt/equity | 0.9x | 1.0x | 0.7x | 0.8x | -0.1x | — | — | — | — |
| Cash flow | |||||||||
| Op. cash flow | 105.6M | 104.5M | 125.9M | 136.0M | 8.8% | 144.4M | — | — | — |
| Cash flow margin | 60.3% | 53.0% | 60.0% | 51.7% | -8.6 pts | 37.1% | — | — | — |
| Investing CF | -119.9M | -174.9M | 90.7M | -269.9M | — | — | — | — | — |
| Financing CF | 19.6M | 80.3M | -227.4M | 138.9M | — | — | — | — | — |
Above its 200-day average and 8% below its 52-week high.
Calmer than 90% of stocks we rank over the past year (volatility 21% a year).
How this is worked out
The Price check reads only the chart, the price side of the Momentum score in words; it is not the MoatMap Score.
- Still falling: It set a new 52-week low in the last two weeks, after a deep fall.
- Finding a floor: It fell hard, but has set no new low for more than two weeks.
- Turning up: It has climbed off its low and is back above a rising 50-day average.
- In an uptrend (this stock): It is near its 52-week high and above its 200-day average.
- No clear trend: None of the above: no recent deep fall and no steady climb.
- No read yet: Not enough price history yet: it needs a year of trading.
In past US falls, waiting for Turning up cut the chance of another 20% drop from 42% to 33%. Returns were no better, and 33% of turns failed.
The exact rules
Still falling is a new 52-week low in the last two weeks, at least 25% below the high, with the low set after the high. Finding a floor is the same fall with no new low in the last two weeks. Turning up is 20 or more trading days without a new low, at least 10% off it, and back above a rising 50-day average. In an uptrend is above the 200-day average, with the 50-day average above the 200-day, and within 15% of the high. No clear trend is everything else. No read yet is under 252 trading days of history, or missing data. A new state shows once it has held for three trading days.
In 2,112 US drawdowns since 2001, buying while the price was still falling was followed by a further 20% drop 42% of the time. Waiting for a turn (the Turning up rule above) cut that to 33%, at about 7% higher prices and with no better returns. Part of that cut is simply not buying: 13% of falls never turned, and waiting kept those out. Among turns that were bought, 38% still fell another 20%, and 33% of turns were followed by a new low within six months. The benefit was largest in crashes such as 2008 and 2020.
What it measures: how much the price moved day to day over the past year, scaled to a yearly figure (annualised volatility) and ranked against every stock we cover. Very calm under 20% a year, Calm 20 to 30%, Average 30 to 40%, Bumpy 40 to 55%, Very bumpy above that.
What we found: across about 13,500 stocks in 34 markets (2002 to 2025), past swings were a good guide to the next year's, and bumpier stocks fell further. How much further changed too much between eras to put a number on it.
Calm is not safe: a calm stock can still slide steadily.
Rules fixed before any data was fetched. Describes the chart, not a recommendation.
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Real Estate, ranked by industry match, size, and score similarity. Cross-listings of LTC are excluded.
| Ticker | Company | Mkt Cap | Score |
|---|---|---|---|
| LTC | LTC Properties, Inc.(you) | $2.4B | 93 |
| NHI | National Health Investors, Inc. | $3.3B | 55 |
| CTRE | CareTrust REIT, Inc. | $8.7B | 66 |
| SBRA | Sabra Health Care REIT, Inc. | $5.0B | 55 |
| OHI | Omega Healthcare Investors, Inc. | $14.8B | 70 |
| UHT | Universal Health Realty Income Trust | $524M | 61 |
| MPT | Medical Properties Trust, Inc. | $1.6B | 36 |
| DHC | Diversified Healthcare Trust | $1.9B | 31 |
| CHCT | Community Healthcare Trust Incorporated | $372M | 59 |
| DOC | Healthpeak Properties, Inc. | $13.6B | 56 |
Peer medians: ROE 4.2% · P/E 24.0x · Gross margin 65.7%
Company Deep Dive
A 10,000-word report: the business and its segments, what management promised on earnings calls and whether it delivered, the competition, and how things could turn out.