What is Hingham Institution for Savings's (HIFS) StockRank?

MoatMap's StockRank for Hingham Institution for Savings (HIFS) is 64/100, with a Hold signal. This is a composite score combining Quality (67), Value (43), and Momentum (48) factor ranks across MoatMap's 20,000+ stock universe.

Does Hingham Institution for Savings have an economic moat?

Hingham Institution for Savings (HIFS) has a Quality factor score of 67/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the financial characteristics of a moated business.

Is Hingham Institution for Savings a buy, hold, or sell?

MoatMap's current signal for Hingham Institution for Savings (HIFS) is Hold, based on a StockRank of 64/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.

What sector is Hingham Institution for Savings in?

Hingham Institution for Savings (HIFS) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).

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HIFS

Hold

Hingham Institution for Savings · Financial Services · United States · $650M · Avg Vol: $15M/d

StockRank

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P/E (TTM)

10.0x

ROE

13.9%

D/E

3.1x

Dividend %

0.8%

COMPANY DESCRIPTION

Hingham Institution for Savings is a community bank providing a range of financial services including personal and commercial banking, mortgages, and lending products. It operates with a focus on conservative lending practices and efficient operations, effectively serving specific local markets. This well-capitalized mutual holding company is known for its strong financial metrics and shareholder-friendly policies.

FINANCIAL SUMMARY (USD)

Year	2022	2023	2024	2025	CAGR	TTM
Revenue	85.4M	64.6M	65.9M	104.4M	6.9%	119.5M
EPS	17.49	12.26	12.95	25.01	12.7%	30.03
Shares	2.1M	2.2M	2.2M	2.2M	+1.6%	2.2M
Debt	1.3B	1.7B	1.5B	1.5B	4.7%	1.4B
Equity	386.0M	407.6M	431.8M	479.7M	7.5%	—
Op CF	55.9M	19.8M	11.9M	35.8M	-13.8%	35.6M
Inv CF	-685.3M	-276.6M	32.5M	-37.5M	—	—
Fin CF	720.3M	257.3M	-55.0M	19.5M	—	—

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PRICE (1Y)+5.5%

SMA 50SMA 200

$295.21

RSI (14)

37.8

52W High

$336.51

From 52W High

0.9%

SCORE BREAKDOWN

Quality

ROIC (ROA)

1.5%*49.5

ROE

13.9%70.4

GP/Assets

2.6%N/A

Op. Margin

80.6%89.0

FCF/Assets

0.8%N/A

Piotroski

685.4

Int. Cover

—50.0

D/E Ratio

3.05xN/A

Current Ratio

bankN/A

Value

P/E (TTM)

10.0x68.6

EV/EBITDA

bankN/A

P/FCF

18.3xN/A

P/B

1.3x43.2

P/S

5.5x28.5

Div Yield

0.8%5.7

Momentum

52W High %

88%34.4

RS 6M

-8%38.2

SMA 50/200

1.02x47.9

EPS Rev 4W

—N/A

EPS Rev 12W

—N/A

EPS Improve

—N/A

Q Growth

170%89.8

FUNDAMENTALS

Market Cap

$650M

P/E (Forward)

—

Gross Margin

—

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of HIFS are excluded.

Ticker	Company	Mkt Cap	StockRank	Signal
HIFS	Hingham Institution for Savings(you)	$650M	64	Hold
BCAL	California BanCorp	$684M	64	Hold
BHB	Bar Harbor Bankshares	$661M	63	Hold
RRBI	Red River Bancshares, Inc.	$663M	63	Hold
NRIM	Northrim BanCorp, Inc.	$571M	64	Hold
HBCP	Home Bancorp, Inc.	$547M	63	Hold
MSBI	Midland States Bancorp, Inc.	$685M	67	Buy
SPFI	South Plains Financial, Inc.	$823M	64	Hold
UNTY	Unity Bancorp, Inc.	$590M	60	Hold
SFST	Southern First Bancshares, Inc.	$590M	60	Hold

Peer medians: ROE 9.5% · P/E 12.8x · Gross margin 100.0%

Hingham Institution for Savings (HIFS): Stock Score Summary

Hingham Institution for Savings (HIFS) has a MoatMap StockRank of 64/100 based on Quality (67/100), Value (43/100), and Momentum (48/100) factor scores. The current signal is HOLD.

Key Financial Metrics

Price	$295.21
Market Cap	$650M
P/E (TTM)	10.00
Price/Book	1.30
Return on Equity	13.9%
Debt/Equity	3.05x
Operating Margin	80.6%
Revenue Growth	108.0%
Dividend Yield	0.8%
Free Cash Flow	$36M

Hingham Institution for Savings operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Hingham Institution for Savings’s (HIFS) StockRank?: MoatMap’s StockRank for Hingham Institution for Savings (HIFS) is 64/100, with a Hold signal. It is a composite of Quality (67), Value (43), and Momentum (48) factor ranks across MoatMap’s 20,000+ stock universe.
Does Hingham Institution for Savings have an economic moat?: Hingham Institution for Savings (HIFS) has a Quality factor score of 67/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Hingham Institution for Savings a buy, hold, or sell?: MoatMap’s current signal for Hingham Institution for Savings (HIFS) is Hold, based on a StockRank of 64/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is Hingham Institution for Savings in?: Hingham Institution for Savings (HIFS) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).