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MVBF

HOLD

MVB Financial Corp. · Financial Services · United States · $374M · Avg Vol: $2M/d

57
StockRank
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Q
46
V
50
M
54
P/E (TTM)
13.4x
ROE
8.9%
D/E
0.2x
Dividend %
2.3%
Dir. Trades · 180d
None →
Buybacks · 180d
$6.5M →

COMPANY DESCRIPTION

MVB Financial Corp. operates through MVB Bank, offering traditional commercial banking and mortgage services, alongside a specialized "fintech banking-as-a-service" platform. The company's unique hybrid model, combining community banking roots with innovative fintech support, provides a competitive edge by serving the banking needs of both traditional businesses and rapidly growing technology companies.

FINANCIAL SUMMARY (USD)

Year20212022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue—138.2M146.5M150.7M124.7M-3.4%159.6M113.2M128.4M1.5%
EPS3.321.232.461.562.11-10.7%2.191.622.478.2%
Shares—12.6M12.8M12.9M12.7M+0.8%12.8M———
Debt—185.4M80.3M73.8M74.0M-26.4%62.0M———
Equity—261.1M289.4M305.7M334.0M8.6%————
Op CF—7.4M58.2M-0.3M4.0M-18.2%-33.4M———
Inv CF—-571.1M88.2M144.5M-208.6M—————
Fin CF—296.6M211.5M-224.5M130.8M—————
Loading 1Y...
PRICE (1Y)+7.6%
27.1627.8528.5429.2329.92Jun 15Jul 8Jul 28
SMA 50SMA 200
Close
$29.78
RSI (14)
68.7
52W High
$30.24
From 52W High
1.0%

SCORE BREAKDOWN

Quality
46
ROIC (ROA)
0.9%*34.2
ROE
8.9%45.9
GP/Assets
4.8%N/A
Op. Margin
22.3%41.4
FCF/Assets
-1.1%N/A
Piotroski
565.2
Int. Cover
—50.0
D/E Ratio
0.22xN/A
Current Ratio
bankN/A
Value
50
P/E (TTM)
13.4x48.8
EV/EBITDA
bankN/A
P/FCF
bankN/A
P/B
1.1x51.0
P/S
2.4x72.1
Div Yield
2.3%27.2
Momentum
54
52W High %
98%83.2
RS 6M
-0%56.6
SMA 50/200
1.05x57.1
EPS Rev 4W
-1.7%26.7
EPS Rev 12W
-8.3%8.6
EPS Improve
+13%37.0
Q Growth
45%72.6

FUNDAMENTALS

Market Cap
$374M
P/E (Forward)
11.9x
Gross Margin
—

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of MVBF are excluded.

TickerCompanyMkt CapStockRankSignal
MVBFMVB Financial Corp.(you)$374M57HOLD
CHMGChemung Financial Corporation$390M56HOLD
AVBCAvidia Bancorp, Inc.$400M53HOLD
BCMLBayCom Corp$346M62HOLD
USCBUSCB Financial Holdings, Inc.$396M63HOLD
BSVNBank7 Corp.$471M54HOLD
PBFSPioneer Bancorp, Inc.$445M48HOLD
OVLYOak Valley Bancorp$274M63HOLD
BWBBridgewater Bancshares, Inc.$579M61HOLD
ISTRInvestar Holding Corporation$411M68BUY

Peer medians: ROE 9.5% · P/E 13.9x · Gross margin 100.0%

MVB Financial Corp. (MVBF) — Stock Score Summary

MVB Financial Corp. (MVBF) has a MoatMap StockRank of 57/100 based on Quality (46/100), Value (50/100), and Momentum (54/100) factor scores. The current signal is HOLD.

MVB Financial Corp. operates through MVB Bank, offering traditional commercial banking and mortgage services, alongside a specialized "fintech banking-as-a-service" platform. The company's unique hybrid model, combining community banking roots with innovative fintech support, provides a competitive edge by serving the banking needs of both traditional businesses and rapidly growing technology companies.

Key Financial Metrics

Price$29.78
Market Cap$374M
P/E (TTM)13.41
P/E (Forward)11.89
Price/Book1.13
Return on Equity8.9%
Debt/Equity0.22x
Operating Margin22.3%
Revenue Growth3.9%
Dividend Yield2.3%
Free Cash Flow$-35M

MVB Financial Corp. operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is MVB Financial Corp.’s (MVBF) StockRank?
MoatMap’s StockRank for MVB Financial Corp. (MVBF) is 57/100, with a Hold signal. It is a composite of Quality (46), Value (50), and Momentum (54) factor ranks across MoatMap’s 20,000+ stock universe.
Does MVB Financial Corp. have an economic moat?
MVB Financial Corp. (MVBF) has a Quality factor score of 46/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is MVB Financial Corp. a buy, hold, or sell?
MoatMap’s current signal for MVB Financial Corp. (MVBF) is Hold, based on a StockRank of 57/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is MVB Financial Corp. in?
MVB Financial Corp. (MVBF) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).
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