Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
MVBF
BuyFull HouseFLAGMVB Financial Corp. · Financial Services · United States · $394M · Avg Vol: $2M/d
Insufficient evidence for a screen-pass. MVB Financial Corp.: clears the 50 floor (Q54/V56/M67) but not the 60 strong bar, and carries no corroborating filing signal (no net insider buying, no active buyback). Absence of evidence is neutral; nothing adverse is known.
COMPANY DESCRIPTION
MVB Financial Corp. operates through MVB Bank, offering traditional commercial banking and mortgage services, alongside a specialized "fintech banking-as-a-service" platform. The company's unique hybrid model, combining community banking roots with innovative fintech support, provides a competitive edge by serving the banking needs of both traditional businesses and rapidly growing technology companies.
FINANCIAL SUMMARY (USD)
| Year | 2021 | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | — | 138.2M | 146.5M | 150.7M | 124.7M | -3.4% | 174.2M | 117.1M | 130.5M | 2.3% |
| EPS | 3.32 | 1.23 | 2.46 | 1.56 | 2.11 | -10.7% | 2.96 | 1.79 | 2.62 | 11.4% |
| Shares | — | 12.6M | 12.8M | 12.9M | 12.7M | +0.8% | 12.9M | — | — | — |
| Debt | — | 185.4M | 80.3M | 73.8M | 74.0M | -26.4% | 61.0M | — | — | — |
| Equity | — | 261.1M | 289.4M | 305.7M | 334.0M | 8.6% | — | — | — | — |
| Op CF | — | 7.4M | 58.2M | -0.3M | 4.0M | -18.2% | -35.7M | — | — | — |
| Inv CF | — | -571.1M | 88.2M | 144.5M | -208.6M | — | — | — | — | — |
| Fin CF | — | 296.6M | 211.5M | -224.5M | 130.8M | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of MVBF are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| MVBF | MVB Financial Corp.(you) | $394M | 80 | Buy |
| NWFL | Norwood Financial Corp. | $372M | 81 | Strong Buy |
| TSBK | Timberland Bancorp, Inc. | $361M | 81 | Strong Buy |
| CHMG | Chemung Financial Corporation | $393M | 77 | Buy |
| FRST | Primis Financial Corp. | $397M | 84 | Strong Buy |
| RBB | RBB Bancorp | $444M | 77 | Buy |
| COFS | ChoiceOne Financial Services, Inc. | $499M | 78 | Buy |
| FMAO | Farmers & Merchants Bancorp, Inc. | $472M | 84 | Strong Buy |
| CBNA | Chain Bridge Bancorp, Inc. | $300M | 77 | Buy |
| FNLC | The First Bancorp, Inc. | $392M | 89 | Strong Buy |
Peer medians: ROE 9.5% · P/E 13.1x · Gross margin 100.0%